Lammin Säästöpankki (Finland)

Address

Hämeenkatu 14, 5800, HYVINKÄÄ, Finland

BIC

n/a

Overview

Business Focus

retail banking

Lammin Säästöpankki is a savings bank providing a wide range ofsavings products and loans to private individuals and corporate customers.

Performance

In 2023, Lammin Säästöpankki achieved the position of 57th largest bank in Finland with a market share of 0.06%; its total assets grew by 2.00%.

Additionally, the bank became the 114th bank in relation to its loans-to-deposits (L/D) showcasing 99.08% L/D ratio in 2023.

Deposit Protection

Deposits up to 100,000 EUR are covered by Finnish deposit guarantee scheme in Lammin Säästöpankki.

Market Share (#57 in Finland)

Ratios

L/D

99.08%

Clients

private individuals

SMEs

companies

Products

current accounts

credit cards

debit cards

savings accounts

time deposit accounts

consumer loans

car loans

Card Providers

International Transfers

SWIFT Transfers

SEPA Credit Transfers

SEPA Instant Transfers

SEPA Direct Debits

SEPA Direct Debits B2B

Ways to Bank

Lammin Säästöpankki delivers its products and services through both direct and indirect channels, namely:

branch

online banking

Financials

Total Assets (2023)

595.06 mln EUR (+2.00%)

Operating Income (2023)

5.75 mln EUR (-10.53%)

Lammin Säästöpankki ranks as the 57th largest bank in Finland by total assets. In 2023 its total assets were 595.06 mln EUR, representing a 0.06% market share. It is also the 8th largest savings bank in Finland, commanding a 3.14% share among savings banks. In 2023 the bank's operating income was 5.75 mln EUR.

Deposit Guarantee

Protected Amount

up to 100,000 EUR

Guarantee Fund

Deposit Guarantee Fund (RVV)

Covered Accounts

deposit products offered by deposit banks

Eligible Depositors

natural persons (Finnish and foreign)
legal entities (Finnish and foreign)

Lammin Säästöpankki protects deposits up to up to 100,000 EUR per depositor through Finland's deposit guarantee scheme. The scheme applies to deposit products offered by deposit banks made by natural persons (Finnish and foreign), legal entities (Finnish and foreign). The bank participates in the Deposit Guarantee Fund (RVV), making regular contributions into it.