Lakeuden Osuuspankki

Anna Mileiko Created by Anna Mileiko

Lakeuden Osuuspankki Logo

Address

KAUPPAKATU 4 C, 62100, LAPUA, Finland

BIC

n/a

Overview

Business Focus

retail banking

Lakeuden Osuuspankki is a cooperative bank owned by its members via shares.Lakeuden Osuuspankki provides retail and private banking products and servicesas well as pensions, insurance and investment funds productsto its owners (members).

Performance

In 2023, Lakeuden Osuuspankki achieved the position of 49th largest bank in Finland with a market share of 0.08%; its total assets grew by 9.60%.

Additionally, the bank became the 123rd bank in relation to its loans-to-deposits (L/D) showcasing 97.33% L/D ratio in 2023.

Deposit Protection

Deposits up to 100,000 EUR are covered by Finnish deposit guarantee scheme in Lakeuden Osuuspankki.

Services

retail banking
business banking

Clients

private individuals
SMEs
companies

Products

current accounts
credit cards
debit cards
savings accounts
time deposit accounts
consumer loans
car loans
mortgage loans

Card Providers

VisaMasterCard

See Also

International Transfers

SWIFT Transfers
SEPA Credit Transfers
SEPA Instant Transfers
SEPA Direct Debits
SEPA Direct Debits B2B

See Also

Ways to Bank

Lakeuden Osuuspankki delivers its products and services through both direct and indirect channels, namely:
branch branch
online banking online banking

Financials

Total Assets of Lakeuden Osuuspankki
Operating_income of Lakeuden Osuuspankki
Market Share of Lakeuden Osuuspankki
Total Assets (2023)
770.76 mln EUR   (+9.60%)
Operating Income (2023)
12.35 mln EUR   (+358.20%)

Lakeuden Osuuspankki is the 49th largest bank in Finland in terms of total assets. In 2023 its total assets were 770,76 mln EUR, providing the bank with the market share of 0.08%. Lakeuden Osuuspankki is the 28th largest cooperative bank in Finland (out of 120 cooperative banks) having market share of 0.79% amongst the banks of this category. In 2023 the bank's operating income was 12,35 mln EUR.

Deposit Guarantee

Guarantee Fund
Deposit Guarantee Fund (RVV)Deposit Guarantee Fund (RVV)
Protected Amount
up to 100,000 EUR
Eligible Depositors
natural persons (Finnish and foreign)
legal entities (Finnish and foreign)
Covered Accounts
deposit products offered by deposit banks

Lakeuden Osuuspankki participates in the deposit guarantee scheme of Finland which applies to deposit products offered by deposit banks made by natural persons (Finnish and foreign), legal entities (Finnish and foreign) and covers up to up to 100,000 EUR per bank per depositor. Lakeuden Osuuspankki is a member of Deposit Guarantee Fund (RVV) and makes its contributions into it.

See Also

Lakeuden Osuuspankki is a member of OP-Pohjola Group (Finland).

Contacts

addressKAUPPAKATU 4 C, 62100, LAPUA, Finland
phone(06) 433 9400
fax(06) 433 9462

Lakeuden Osuuspankki is located in LAPUA.

Bank Identifiers

LEI
743700GDTN2VVSC5WM43
Company Number
0180666-3
MFI ID
FI01806663

Bank History

Previous Name
Lapuan Osuuspankki
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