OP-Korttiyhtiö Oyj (formerly OP-Kotipankki Oyj)

Business Summary

Services
retail banking
corporate banking
insurance
Products
current accounts
credit cards
debit cards
savings accounts (0.25 - 0.25 %)
time deposit accounts
consumer loans
car loans
mortgage loans

OP-Korttiyhtiö Oyj provides products and services in the areas of retail banking, corporate banking, insurance. The range of products offered by OP-Korttiyhtiö Oyj includes current accounts, credit cards, debit cards, savings accounts (0.25 - 0.25 %), time deposit accounts, consumer loans, car loans, mortgage loans.

Products

Current Accounts

Current accounts are non-interest bearing deposit accounts that are used to perform day-to-day banking transactions. Current accounts are often offered with a payment card (a debit card and/or a credit card) and may also include overdraft possibility. Annual costs of having a current account (also known as account management fees) can depend on monthly income input to the account or amount of money deposited into the account.

Current accounts made with OP-Korttiyhtiö Oyj are covered by deposit guarantee scheme of Finland up to 100,000 EUR per depositor. The following current accounts are offered by OP-Korttiyhtiö Oyj.

Updated on 25 May 2019

Sales Region
Finland
Currency
EUR
Annual Costs
0.00 EUR
Overdraft Rate
12.00 EUR + 7.00 %
Current Account Details
Product Name
Nuoret
Currency
EUR
Interest Rate
0.00 %
Overdraft Rate
12.00 EUR + 7.00 %
Annual Costs
0.00 EUR
Debit Card
Credit Card
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Notes
Only for people 18-26 years old
Sales Region
Finland
Currency
EUR
Annual Costs
35.40 EUR
Overdraft Rate
12.00 EUR + 7.00 %
Current Account Details
Product Name
Co-op member
Currency
EUR
Interest Rate
0.00 %
Overdraft Rate
12.00 EUR + 7.00 %
Annual Costs
35.40 EUR
Debit Card
Credit Card
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Notes
Co-op membership fee of 100 EUR is paid once when joining the cooperative. The fee is refunded when the membership is terminated.
Sales Region
Finland
Currency
EUR
Annual Costs
65.40 EUR
Overdraft Rate
12.00 EUR + 7.00 %
Current Account Details
Product Name
Basic
Currency
EUR
Interest Rate
0.00 %
Overdraft Rate
12.00 EUR + 7.00 %
Annual Costs
65.40 EUR
Debit Card
Credit Card
Online Banking
Telephone Banking
Branch Banking
Mobile Banking

Finland: This product is offered to Finnish residents only. When clicking on the product link you will be redirected to the product page in Finnish.

See Also

Savings Accounts

Savings accounts are interest-bearing deposits accounts which allow to withdraw money at any time. While providing more flexibility, savings accounts usually offer lower interest rates and shorter deposit terms than time deposit accounts.

Savings accounts made with OP-Korttiyhtiö Oyj are covered by deposit guarantee scheme of Finland up to 100,000 EUR per depositor. OP-Korttiyhtiö Oyj offers the following savings accounts.

Updated on 25 May 2019

Sales Region
Finland
Account Currency
EUR
Interest Rate (p.a.)
0.25 %
Savings Account Details
Product Name
Kasvutuotto
Account Currency
EUR
Withdrawal Limit
4 times a year
Extra Withdrawal Fee
1.00 %
Min. Extra Withdrawal Fee
none

Finland: This product is offered to Finnish residents only. When clicking on the product link you will be redirected to the product page in Finnish.

See Also

Credit Cards

Credit cards provide a convenient option to borrow funds for short-term financing, for examples purchasing of goods and services. Credit cards differ by credit card provider (Visa, American Express, MasterCard), credit card type (silver, gold, platinum), charged interest and annual costs. The following credit cards are offered by OP-Korttiyhtiö Oyj.

Updated on 25 May 2019

Sales Region
Finland
Card Currency
EUR
Card Provider
MasterCard
Card Type
Standard
Annual Fee
0.00 EUR
Credit Card Details
Product Name
K-Plussa MasterCard
Annual Fee
0.00 EUR
Card Provider
MasterCard
Card Type
Standard
Interest Rate
9.50 %
Cash Back
Reward Points
Travel Insurance
Purchase Insurance
Lounge Access
Min. Age
20 years
Min. Monthly Fee
0.00 EUR
Max. Monthly Fee
5.00 EUR
Sales Region
Finland
Card Currency
EUR
Card Provider
Visa
Card Type
Standard
Annual Fee
33.00 EUR
Credit Card Details
Product Name
OP-Visa
Annual Fee
33.00 EUR
Card Provider
Visa
Card Type
Standard
Interest Rate
7.00 %
Cash Back
Reward Points
Travel Insurance
Purchase Insurance
Lounge Access
Min. Age
20 years
Min. Monthly Fee
0.00 EUR
Max. Monthly Fee
3.50 EUR
Sales Region
Finland
Card Currency
EUR
Card Provider
MasterCard
Card Type
Standard
Annual Fee
50.00 EUR
Credit Card Details
Product Name
OP-MasterCard
Annual Fee
50.00 EUR
Card Provider
MasterCard
Card Type
Standard
Interest Rate
6.00 %
Cash Back
Reward Points
Travel Insurance
Purchase Insurance
Lounge Access
Min. Age
20 years
Min. Monthly Fee
0.00 EUR
Max. Monthly Fee
2.50 EUR
Sales Region
Finland
Card Currency
EUR
Card Provider
Visa
Card Type
Gold
Annual Fee
75.00 EUR
Credit Card Details
Product Name
OP-Visa Gold
Annual Fee
75.00 EUR
Card Provider
Visa
Card Type
Gold
Interest Rate
7.00 %
Cash Back
Reward Points
Travel Insurance
Purchase Insurance
Lounge Access
Min. Age
20 years
Min. Monthly Fee
0.00 EUR
Max. Monthly Fee
3.50 EUR

Finland: This product is offered to Finnish residents only. When clicking on the product link you will be redirected to the product page in Finnish.

See Also