Ålandsbanken Abp

Business Summary

Services
retail banking
private banking
asset management
Products
current accounts
credit cards
debit cards
savings accounts (0.15 - 0.15 %)
time deposit accounts
consumer loans (from 5.55 %)
car loans
mortgage loans

Ålandsbanken Abp provides products and services in the areas of retail banking, private banking, asset management. The range of products offered by Ålandsbanken Abp includes current accounts, credit cards, debit cards, savings accounts (0.15 - 0.15 %), time deposit accounts, consumer loans (from 5.55 %), car loans, mortgage loans.

Products

Current Accounts

Current accounts are non-interest bearing deposit accounts that are used to perform day-to-day banking transactions. Current accounts are often offered with a payment card (a debit card and/or a credit card) and may also include overdraft possibility. Annual costs of having a current account (also known as account management fees) can depend on monthly income input to the account or amount of money deposited into the account.

Current accounts made with Ålandsbanken Abp are covered by deposit guarantee scheme of Finland up to 100,000 EUR per depositor. The following current accounts are offered by Ålandsbanken Abp.

Updated on 24 May 2019

Sales Region
Finland
Currency
EUR
Annual Costs
0.00 EUR
Overdraft Rate
7.00 %
Current Account Details
Product Name
Youth
Currency
EUR
Interest Rate
0.00 %
Overdraft Rate
7.00 %
Annual Costs
0.00 EUR
Debit Card
Credit Card
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Sales Region
Finland
Currency
EUR
Annual Costs
60.00 EUR
Overdraft Rate
7.00 %
Current Account Details
Product Name
Basic
Currency
EUR
Interest Rate
0.00 %
Overdraft Rate
7.00 %
Annual Costs
60.00 EUR
Debit Card
Credit Card
Online Banking
Telephone Banking
Branch Banking
Mobile Banking

Finland: This product is offered to Finnish residents only. When clicking on the product link you will be redirected to the product page in Finnish.

See Also

Savings Accounts

Savings accounts are interest-bearing deposits accounts which allow to withdraw money at any time. While providing more flexibility, savings accounts usually offer lower interest rates and shorter deposit terms than time deposit accounts.

Savings accounts made with Ålandsbanken Abp are covered by deposit guarantee scheme of Finland up to 100,000 EUR per depositor. Ålandsbanken Abp offers the following savings accounts.

Updated on 24 May 2019

Sales Region
Finland
Account Currency
EUR
Interest Rate (p.a.)
0.15 %
Savings Account Details
Product Name
Itämeritili
Account Currency
EUR
Withdrawal Limit
6 times a year
Extra Withdrawal Fee
1.00 %
Min. Extra Withdrawal Fee
none

Finland: This product is offered to Finnish residents only. When clicking on the product link you will be redirected to the product page in Finnish.

See Also

Credit Cards

Credit cards provide a convenient option to borrow funds for short-term financing, for examples purchasing of goods and services. Credit cards differ by credit card provider (Visa, American Express, MasterCard), credit card type (silver, gold, platinum), charged interest and annual costs. The following credit cards are offered by Ålandsbanken Abp.

Updated on 24 May 2019

Sales Region
Finland
Card Currency
EUR
Card Provider
MasterCard
Card Type
Standard
Annual Fee
45.00 EUR
Credit Card Details
Product Name
Ålandsbanken MasterCard
Annual Fee
45.00 EUR
Card Provider
MasterCard
Card Type
Standard
Interest Rate
7.00 %
Cash Back
Reward Points
Travel Insurance
Purchase Insurance
Lounge Access
Min. Age
20 years
Min. Monthly Fee
0.00 EUR
Max. Monthly Fee
2.00 EUR
Sales Region
Finland
Card Currency
EUR
Card Provider
MasterCard
Card Type
Standard
Annual Fee
45.00 EUR
Credit Card Details
Product Name
Ålandsbanken MasterCard Yhdistelmäkortti
Annual Fee
45.00 EUR
Card Provider
MasterCard
Card Type
Standard
Interest Rate
7.00 %
Cash Back
Reward Points
Travel Insurance
Purchase Insurance
Lounge Access
Min. Age
20 years
Min. Monthly Fee
0.00 EUR
Max. Monthly Fee
2.00 EUR
Sales Region
Finland
Card Currency
EUR
Card Provider
MasterCard
Card Type
Gold
Annual Fee
100.00 EUR
Credit Card Details
Product Name
Ålandsbanken MasterCard Private Banking Gold
Annual Fee
100.00 EUR
Card Provider
MasterCard
Card Type
Gold
Interest Rate
7.00 %
Cash Back
Reward Points
Travel Insurance
Purchase Insurance
Lounge Access
Min. Age
20 years
Min. Monthly Fee
0.00 EUR
Max. Monthly Fee
2.00 EUR

Finland: This product is offered to Finnish residents only. When clicking on the product link you will be redirected to the product page in Finnish.

See Also

Consumer Loans

Consumer loans are secured or unsecured (i.e., backed or non-backed by a collateral) loans provided to retail customers for personal, family, or household purposes or for purchase of goods and services. In terms of repayment, consumer loans can be revolving (when a credit limit can be spent, repaid and spent again) or installment (such a loan is repaid in equal installments until the loan is paid off at the end of its term). Consumer loans offered by Ålandsbanken Abp are shown in the table below.

Updated on 24 May 2019

Sales Region
Finland
Loan Currency
EUR
Min Borrowing Rate (p.a.)
5.55 %
Loan Term
6 - 174 months
Consumer Loan Details
Loan Currency
EUR
Min Borrowing Rate (p.a.)
5.55 %
Max Borrowing Rate (p.a.)
n/a
Rate Depends On
customer profile
Loan Term
6 - 174 months
Loan Amount
3,000 - 15,000 EUR
Monthly Fee
2.40 EUR

Finland: This product is offered to Finnish residents only. When clicking on the product link you will be redirected to the product page in Finnish.

See Also