ONEY BANK (France) - Bank Profile

Address

34 AVENUE DE FLANDRE, 59170, CROIX CEDEX, France

BIC

BACCFR22XXX

Overview

Business Focus

retail banking

Oney Bank was established in 1988 and was previously known asBanque Accord. Oney Bank is jointly owned by Groupe BCPE and Auchan Group. Oney Bank provides a broad range of retail banking productsand services, including savings, credit cards and personal loans. Oney Bank delivers its solutions through Auchan Group store chain.

Deposit Protection

Deposits up to 100,000 EUR are covered by French deposit guarantee scheme in ONEY BANK.

Ratios

RoA

-1.19%

L/D

110.11%

Services

retail banking

insurance

Area Served

France

Germany

Products

current accounts

credit cards

savings accounts

time deposit accounts (2.40 - 3.00 %)

consumer loans

car loans

International Transfers

SWIFT Transfers

SEPA Credit Transfers

SEPA Instant Transfers

SEPA Direct Debits

SEPA Direct Debits B2B

Ways to Bank

ONEY BANK delivers its products and services through both direct and indirect channels, namely:

online banking

retail store

mobile app

Financials

Total Assets (2023)

4,913.95 mln EUR (-4.92%)

Net Income (2023)

-59,877,000.00 EUR (-7.04%)

In 2023 total assets of ONEY BANK were 4,913.95 mln EUR. In 2023 the bank's net income was -59.88 mln EUR.

Deposit Guarantee

Protected Amount

up to 100,000 EUR

Guarantee Fund

Fonds de Garantie des Dépôts et de Résolution (FGDR)

Covered Accounts

all deposit accounts

Eligible Depositors

natural persons
legal entities

ONEY BANK protects deposits up to up to 100,000 EUR per depositor through France's deposit guarantee scheme. The scheme applies to all deposit accounts made by natural persons, legal entities. The bank participates in the Fonds de Garantie des Dépôts et de Résolution (FGDR), making regular contributions into it.