Banque populaire du Massif central (France)

Address

18 BOULEVARD JEAN MOULIN, 63002, CLERMONT-FERRAND CEDEX, France

BIC

CCBPFRPPCFD

Overview

Business Focus

retail banking

Banque populaire du Massif central is a regional cooperative bank, providing a broad range of retail banking products and services to local individulas, self-employed professionals and business entities.

Deposit Protection

Deposits up to 100,000 EUR are covered by French deposit guarantee scheme in Banque populaire du Massif central.

Ratios

RoA

0.45%

Services

retail banking

private banking

business banking

Products

current accounts

payment cards

deposit accounts

consumer loans

mortgage loans

Card Providers

Ways to Bank

Banque populaire du Massif central delivered its products and services through both direct and indirect channels, namely:

branch

online banking

Financials

Total Assets of Banque populaire du Massif central

Net_income of Banque populaire du Massif central

Total Assets (2015)

6,081.79 mln EUR (+4.64%)

Net Income (2015)

26.66 mln EUR (-2.79%)

In 2015 total assets of Banque populaire du Massif central were 6,081.79 mln EUR. In 2015 the bank's net income was 26.66 mln EUR.

Credit Ratings

Fitch: A

AAA

AA+, AA, AA-

A+, A, A-

BBB+, BBB, BBB-

BB+, BB, BB-

B+, B, B-

CCC, CC, C, RD, D

Moodys: Aa3

Aaa

Aa1, Aa2, Aa3

A1, A2, A3

Baa1, Baa2, Baa3, Baa4

Ba1, Ba2, Ba3

B1, B2, B3

Caa1, Caa2, Caa3, Ca

Banque populaire du Massif central is rated by Fitch, Moody's. Long-term credit rating assigned to the bank by Fitch is A (high credit quality). Long-term credit rating assigned to the bank by Moody's is Aa3 (high grade).

Deposit Guarantee

Protected Amount

up to 100,000 EUR

Guarantee Fund

Fonds de Garantie des Dépôts et de Résolution (FGDR)

Covered Accounts

all deposit accounts

Eligible Depositors

natural persons
legal entities

Banque populaire du Massif central protects deposits up to up to 100,000 EUR per depositor through France's deposit guarantee scheme. The scheme applies to all deposit accounts made by natural persons, legal entities. The bank participates in the Fonds de Garantie des Dépôts et de Résolution (FGDR), making regular contributions into it.