BPCE (Banque Populaire and Caisse d’Epargne) is a cooperative bank, providing its customers a comprehensive range of products and services, including savings and investment solutions, cash management services, financing solutions, insurance, and wholesale banking services.


Total Assets (2017)
1 259.85 bln EUR  (+1.99%)
Net Income (2017)
3 705.00 mln EUR  (-17.45%)

In 2017 total assets of BPCE were 1 259,85 bln EUR. In 2017 the bank's net income was 3 705,00 mln EUR.

BPCE is rated by Fitch. Long-term credit rating assigned to the bank by Fitch is A (high credit quality).

BPCE participates in deposit guarantee scheme of France. This scheme covers accounts up to 100 000 EUR per bank per depositor.

Head of Group

 BPCE (France)

BPCE is a member of BPCE (France).



BPCE is headquartered in PARIS 13.

Bank Identifiers


Financial Positions

Total Assets (2017)
1 259.85 bln EUR  (+1.99%)

In 2017 total assets of BPCE were 1 259.85 bln EUR. Growth compared to the previous period (2016) was 1.99%. The evolution of the total assets of BPCE is shown at Chart 1 below.

Total Assets of BPCE.

Chart 1. Total Assets of BPCE.

Profit and Loss

Net Income (2017)
3 705.00 mln EUR  (-17.45%)

In 2017 net income of BPCE was 3 705.00 mln EUR. Decline compared to the previous period (2016) was -17.45%. The evolution of the net income of BPCE is shown at Chart 2 below.

Net Income of BPCE.

Chart 2. Net Income of BPCE.

Credit Ratings (as of May 2018)

Fitch Moody's
A (high credit quality) - (not rated)

Credit Rating is an opinion of a credit rating agency about credit worthiness of a company or a government. BPCE is rated by Fitch.

Credit ratings assigned to BPCE as of May 2018 are shown in details in the following sections.


Long-term issuer default rating is Fitch's view of a credit institution's relative vulnerability to default on its financial obligations, for BPCE it is set to A (high credit quality), outlook is stable (not likely to change). The rating is not on watch. Short-term issuer default rating for BPCE is set to F1 (highest short-term credit quality).

Long-Term Issuer Default Rating  A
    Outlook  stable
    On Watch  No
Short-Term Issuer Default Rating  F1
Viability Rating  a
Support Rating  5
Support Rating Floor  NF

Viability rating for BPCE is set to a (high fundamental credit quality); support rating is 5 (there is a possibility of external support, but it cannot be relied upon); support rating floor is NF (no floor; no reasonable presumption of potential support being forthcoming).

Deposit Guarantee

Deposit Guarantee
Yes (up to 100 000 EUR per depositor)

Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.

All credit institutions operating in France are obliged to participate in French deposit guarantee scheme.

In the case of BPCE failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Eligible Depositors  natural persons, legal entities
Covered Accounts  all deposit accounts (current accounts, demand accounts, passbook accounts, term accounts, home savings accounts, home savings schemes, etc.)
Covered Currencies  all currencies
Maximum Protected Amount  100 000 EUR
Paid In Currency  EUR

Further Information


BIC (Business Identifier Code, also known as SWIFT code or SWIFT BIC) is a the mostly used international identifier of financial institutions. SWIFT is the registration authority for BICs. BICs are used in financial transactions, client and counterparty data bases, compliance documents and many others.

A BIC consists of eight or eleven characters, comprising a financial institution code (four characters), a country code (two characters), a location code (two characters) and, optionally, a branch code (three characters).

BIC of BPCE and its components are shown in the table below.

Bank BIC Code  BPCE
Country Code  FR (France)
Location Code  PP
Branch Code  XXX


MFI ID (Monetary Financial Institution Identifier) is a code, unique to each institution in the MFI list provided by ECB (European Central Bank). MFI ID is hence applicable to MFIs resident in the European Union.

The code is alphanumerical, with the first two digits representing the two-digit ISO code for the country of residence of the MFI and the remaining number of digits (no limit has been specified) is any combination of alphanumerical characters.

MFI ID of BPCE is shown in the table below.

MFI ID  FR16188