Banque BCP (France) - Bank Profile

Address

16 RUE HEROLD, 75001, PARIS, France

BIC

BPSMFRPP

Overview

Business Focus

retail banking

Banque BCP is a joint venture of Groupe BPCE (France) and Millennium bcp (Portugal).Banque BCP is focused on providing a broad range of retail banking products to individuals, professionals and SMEs, including deposits, investments, consumer, mortgage and business loans, payment cards, insurance, home savings.

Deposit Protection

Deposits up to 100,000 EUR are covered by French deposit guarantee scheme in Banque BCP.

Ratios

RoA

0.21%

L/D

105.96%

Services

retail banking

Clients

natural persons

professionals

SMEs

Area Served

France

Germany

Products

current accounts

debit cards

credit cards

savings accounts

time deposit accounts (0.00 - 3.05 %)

consumer loans

mortgage loans

Card Providers

International Transfers

SWIFT Transfers

SEPA Credit Transfers

SEPA Instant Transfers

SEPA Direct Debits

SEPA Direct Debits B2B

Ways to Bank

Banque BCP delivers its products and services through both direct and indirect channels, namely:

branch

online banking

mobile app

Financials

Total Assets (2023)

5,280.30 mln EUR (+16.16%)

Net Income (2023)

10.42 mln EUR (-50.18%)

In 2023 total assets of Banque BCP were 5,280.30 mln EUR. In 2023 the bank's net income was 10.42 mln EUR.

Deposit Guarantee

Protected Amount

up to 100,000 EUR

Guarantee Fund

Fonds de Garantie des Dépôts et de Résolution (FGDR)

Covered Accounts

all deposit accounts

Eligible Depositors

natural persons
legal entities

Banque BCP protects deposits up to up to 100,000 EUR per depositor through France's deposit guarantee scheme. The scheme applies to all deposit accounts made by natural persons, legal entities. The bank participates in the Fonds de Garantie des Dépôts et de Résolution (FGDR), making regular contributions into it.