Boursorama

Boursorama Banque is a member of Société Générale group focused on providing retail banking products and services via Internet and online brokerage services.

Services

Retail Banking
Online Brokerage

Products

Financials

Total Assets (2017)
11 791.43 mln EUR  (+45.24%)
Net Income (2017)
-48 800 000.00 EUR  (+103.32%)

In 2017 total assets of Boursorama were 11 791,43 mln EUR. In 2017 the bank's net income was -48,80 mln EUR.

Boursorama participates in deposit guarantee scheme of France. This scheme covers accounts up to 100 000 EUR per bank per depositor.

Boursorama is a member of Société Générale (France).

Contacts

18 QUAI DU POINT DU JOUR, 92100, BOULOGNE BILLANCOURT, France

Boursorama is headquartered in BOULOGNE BILLANCOURT.

Bank Identifiers

BIC (SWIFT)
BOUSFRPPBDF
MFI ID
FR40618
Bank Sort Code
40618
Company Number
351058151

Business Summary

Business Focus
providing products and services via direct banking
Services
retail banking
online brokerage
Products
current accounts
debit cards
credit cards
savings accounts (1.44 - 3.50 %)
investment funds
consumer loans (2.75 - 2.75 %)
mortgage loans
insurance
car loans (2.75 - 2.75 %)

Boursorama is focused on providing products and services via direct banking. Boursorama provides products and services in the areas of retail banking, online brokerage. The range of products offered by Boursorama includes current accounts, debit cards, credit cards, savings accounts (1.44 - 3.50 %), investment funds, consumer loans (2.75 - 2.75 %), mortgage loans, insurance, car loans (2.75 - 2.75 %).

Products

Savings Accounts

Savings accounts are interest-bearing deposits accounts which allow to withdraw money at any time. While providing more flexibility, savings accounts usually offer lower interest rates and shorter deposit terms than time deposit accounts.

Savings accounts made with Boursorama are covered by deposit guarantee scheme of France up to 100 000 EUR per depositor. Boursorama offers the following savings accounts.

Updated on 14 December 2018

Livret Trop Cash
Sales Region
France
Account Currency
EUR
Interest Rate (p.a.)
3.50 %
Deposit Term (months)
1
Savings Account Details
Product Name
Livret Trop Cash
Account Currency
EUR
Interest Rate (p.a.)
3.50 %
Deposit Term (months)
1
Investment Amount
1 - 50000 EUR
Interest Frequency
1 times a year
Livret Trop Cash
Sales Region
France
Account Currency
EUR
Interest Rate (p.a.)
3.50 %
Deposit Term (months)
3
Savings Account Details
Product Name
Livret Trop Cash
Account Currency
EUR
Interest Rate (p.a.)
3.50 %
Deposit Term (months)
3
Investment Amount
1 - 50000 EUR
Interest Frequency
1 times a year
Livret Trop Cash
Sales Region
France
Account Currency
EUR
Interest Rate (p.a.)
2.12 %
Deposit Term (months)
6
Savings Account Details
Product Name
Livret Trop Cash
Account Currency
EUR
Interest Rate (p.a.)
2.12 %
Deposit Term (months)
6
Investment Amount
1 - 50000 EUR
Interest Frequency
1 times a year
Livret Trop Cash
Sales Region
France
Account Currency
EUR
Interest Rate (p.a.)
1.67 %
Deposit Term (months)
9
Savings Account Details
Product Name
Livret Trop Cash
Account Currency
EUR
Interest Rate (p.a.)
1.67 %
Deposit Term (months)
9
Investment Amount
1 - 50000 EUR
Interest Frequency
1 times a year
Livret Trop Cash
Sales Region
France
Account Currency
EUR
Interest Rate (p.a.)
1.44 %
Deposit Term (months)
12
Savings Account Details
Product Name
Livret Trop Cash
Account Currency
EUR
Interest Rate (p.a.)
1.44 %
Deposit Term (months)
12
Investment Amount
1 - 50000 EUR
Interest Frequency
1 times a year

France: This product is offered to French residents only. When clicking on the product link you will be redirected to the product page in French.

See Also

Consumer Loans

Consumer loans are secured or unsecured (i.e., backed or non-backed by a collateral) loans provided to retail customers for personal, family, or household purposes or for purchase of goods and services. In terms of repayment, consumer loans can be revolving (when a credit limit can be spent, repaid and spent again) or installment (such a loan is repaid in equal installments until the loan is paid off at the end of its term). Consumer loans offered by Boursorama are shown in the table below.

Updated on 14 December 2018

Prêt Personnel
Sales Region
France
Loan Currency
EUR
Effective Rate (p.a.)
2.75 %
Loan Amount (EUR)
5000 - 20000
Loan Term (months)
12
Prêt Personnel
Sales Region
France
Loan Currency
EUR
Effective Rate (p.a.)
2.75 %
Loan Amount (EUR)
5000 - 20000
Loan Term (months)
24
Prêt Personnel
Sales Region
France
Loan Currency
EUR
Effective Rate (p.a.)
2.75 %
Loan Amount (EUR)
5000 - 20000
Loan Term (months)
36
Prêt Personnel
Sales Region
France
Loan Currency
EUR
Effective Rate (p.a.)
2.75 %
Loan Amount (EUR)
5000 - 20000
Loan Term (months)
48
Prêt Personnel
Sales Region
France
Loan Currency
EUR
Effective Rate (p.a.)
2.75 %
Loan Amount (EUR)
5000 - 20000
Loan Term (months)
60

France: This product is offered to French residents only. When clicking on the product link you will be redirected to the product page in French.

See Also

Car Loans

Car loans are secured or unsecured (i.e., backed or non-backed by a collateral) installment loans provided to retail customers for the purpose of buying a new or used car. Used cars purchased privately are often financed through unsecured loans, while new cars are financed via secured loans with the car used as the loan collateral. Car loans offered by Boursorama are shown in the table below.

Updated on 14 December 2018

Prêt Personnel
Sales Region
France
Loan Currency
EUR
Effective Rate (p.a.)
2.75 %
Loan Amount (EUR)
5000 - 20000
Loan Term (months)
12
Prêt Personnel
Sales Region
France
Loan Currency
EUR
Effective Rate (p.a.)
2.75 %
Loan Amount (EUR)
5000 - 20000
Loan Term (months)
24
Prêt Personnel
Sales Region
France
Loan Currency
EUR
Effective Rate (p.a.)
2.75 %
Loan Amount (EUR)
5000 - 20000
Loan Term (months)
36
Prêt Personnel
Sales Region
France
Loan Currency
EUR
Effective Rate (p.a.)
2.75 %
Loan Amount (EUR)
5000 - 20000
Loan Term (months)
48
Prêt Personnel
Sales Region
France
Loan Currency
EUR
Effective Rate (p.a.)
2.75 %
Loan Amount (EUR)
5000 - 20000
Loan Term (months)
60

France: This product is offered to French residents only. When clicking on the product link you will be redirected to the product page in French.

See Also

Financial Positions

Total Assets (2017)
11 791.43 mln EUR  (+45.24%)

In 2017 total assets of Boursorama were 11 791.43 mln EUR. Growth compared to the previous period (2016) was 45.24%. The evolution of the total assets of Boursorama is shown at Chart 1 below.

Total Assets of Boursorama.

Chart 1. Total Assets of Boursorama.

Profit and Loss

Net Income (2017)
-48 800 000.00 EUR  (+103.32%)

In 2017 net income of Boursorama was -48 800 000.00 EUR. Growth compared to the previous period (2016) was 103.32%. The evolution of the net income of Boursorama is shown at Chart 2 below.

Net Income of Boursorama.

Chart 2. Net Income of Boursorama.

Deposit Guarantee

Deposit Guarantee
Yes (up to 100 000 EUR per depositor)

Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.

All credit institutions operating in France are obliged to participate in French deposit guarantee scheme.

In the case of Boursorama failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Eligible Depositors  natural persons, legal entities
Covered Accounts  all deposit accounts (current accounts, demand accounts, passbook accounts, term accounts, home savings accounts, home savings schemes, etc.)
Covered Currencies  all currencies
Maximum Protected Amount  100 000 EUR
Paid In Currency  EUR

Further Information

BIC

BIC (Business Identifier Code, also known as SWIFT code or SWIFT BIC) is a the mostly used international identifier of financial institutions. SWIFT is the registration authority for BICs. BICs are used in financial transactions, client and counterparty data bases, compliance documents and many others.

A BIC consists of eight or eleven characters, comprising a financial institution code (four characters), a country code (two characters), a location code (two characters) and, optionally, a branch code (three characters).

BIC of Boursorama and its components are shown in the table below.

BIC  BOUSFRPPBDF
Bank BIC Code  BOUS
Country Code  FR (France)
Location Code  PP
Branch Code  BDF

MFI ID

MFI ID (Monetary Financial Institution Identifier) is a code, unique to each institution in the MFI list provided by ECB (European Central Bank). MFI ID is hence applicable to MFIs resident in the European Union.

The code is alphanumerical, with the first two digits representing the two-digit ISO code for the country of residence of the MFI and the remaining number of digits (no limit has been specified) is any combination of alphanumerical characters.

MFI ID of Boursorama is shown in the table below.

MFI ID  FR40618

Bank Sort Code

Bank Sort Code is a code that uniquely identifies a financial institution within a country. Bank sort codes are usually assigned by National Central Banks and differ from BIC codes.

Bank Sort Code  40618

Company Registration Number

Company Registration Number is a distinctive code issued upon registration of a new company. This code can be used to find data about the company in a national company register.

Company Number  351058151