Crédit Agricole S.A.

Crédit Agricole S.A. is a member of Crédit Agricole group, one of the largest French banking groups and is one of the leading cooperative companies in the world. Traditionally focused on providing retail banking products and services in France, Crédit Agricole has expanded its positions into corporate and investment banking.

Bank Category

Mutual banks

Services

Retail Banking
Private Banking
Corporate Banking
Insurance

Products

Financials

Total Assets (2017)
1 550.28 bln EUR  (+1.71%)
Net Income (2017)
3 925.00 mln EUR  (+10.88%)

In 2017 total assets of Crédit Agricole S.A. were 1 550,28 bln EUR. In 2017 the bank's net income was 3 925,00 mln EUR.

Crédit Agricole S.A. is rated by Fitch, Moody's. Long-term credit rating assigned to the bank by Fitch is A (high credit quality). Long-term credit rating assigned to the bank by Moody's is A1 (upper medium grade).

Crédit Agricole S.A. participates in deposit guarantee scheme of France. This scheme covers accounts up to 100 000 EUR per bank per depositor.

Crédit Agricole S.A. is a member of Crédit Agricole (France).

Contacts

12 PLACE DES ETATS UNIS, 92120, MONTROUGE, France

Crédit Agricole S.A. is headquartered in MONTROUGE.

Bank Identifiers

BIC (SWIFT)
AGRIFRPPXXX
MFI ID
FR30006

Business Summary

Services
retail banking
private banking
corporate banking
insurance
Products
current accounts
debit cards
credit cards
savings accounts
time deposit accounts
pension accounts
securities accounts
consumer loans
mortgage loans
business loans
leasing
cash management

Crédit Agricole S.A. provides products and services in the areas of retail banking, private banking, corporate banking, insurance. The range of products offered by Crédit Agricole S.A. includes current accounts, debit cards, credit cards, savings accounts, time deposit accounts, pension accounts, securities accounts, consumer loans, mortgage loans, business loans, leasing, cash management.

Products

Credit Cards

Credit cards provide a convenient option to borrow funds for short-term financing, for examples purchasing of goods and services. Credit cards differ by credit card provider (Visa, American Express, MasterCard), credit card type (silver, gold, platinum), charged interest and annual costs. The following credit cards are offered by Crédit Agricole S.A..

Updated on 14 November 2018

Mastercard Gold
Sales Region
France
Card Currency
EUR
Card Provider
Visa
Card Type
Gold
Annual Costs (EUR)
96.00
Credit Card Details
Product Name
Mastercard Gold
Card Provider
Visa
Card Type
Gold
Annual Costs
96.00 EUR
Card Currency
EUR
Bonus Programs
Insurances
Benefits
Services

France: This product is offered to French residents only. When clicking on the product link you will be redirected to the product page in French.

See Also

Financial Positions

Total Assets (2017)
1 550.28 bln EUR  (+1.71%)

In 2017 total assets of Crédit Agricole S.A. were 1 550.28 bln EUR. Growth compared to the previous period (2016) was 1.71%. The evolution of the total assets of Crédit Agricole S.A. is shown at Chart 1 below.

Total Assets of Crédit Agricole S.A..

Chart 1. Total Assets of Crédit Agricole S.A..

Profit and Loss

Net Income (2017)
3 925.00 mln EUR  (+10.88%)

In 2017 net income of Crédit Agricole S.A. was 3 925.00 mln EUR. Growth compared to the previous period (2016) was 10.88%. The evolution of the net income of Crédit Agricole S.A. is shown at Chart 2 below.

Net Income of Crédit Agricole S.A..

Chart 2. Net Income of Crédit Agricole S.A..

Credit Ratings (as of May 2018)

Fitch Moody's
A (high credit quality) A1 (upper medium grade)

Credit Rating is an opinion of a credit rating agency about credit worthiness of a company or a government. Crédit Agricole S.A. is rated by Fitch and Moody's.

Credit ratings assigned to Crédit Agricole S.A. as of May 2018 are shown in details in the following sections.

Fitch

Long-term issuer default rating is Fitch's view of a credit institution's relative vulnerability to default on its financial obligations, for Crédit Agricole S.A. it is set to A (high credit quality), outlook is positive (may be raised). The rating is not on watch. Short-term issuer default rating for Crédit Agricole S.A. is set to F1 (highest short-term credit quality).

Long-Term Issuer Default Rating  A
    Outlook  positive
    On Watch  No
Short-Term Issuer Default Rating  F1
Viability Rating  a
Support Rating  5
Support Rating Floor  NF

Viability rating for Crédit Agricole S.A. is set to a (high fundamental credit quality); support rating is 5 (there is a possibility of external support, but it cannot be relied upon); support rating floor is NF (no floor; no reasonable presumption of potential support being forthcoming).

Moody's

Long-term rating for Crédit Agricole S.A. it is set to A1 (upper medium grade). Long-term bank deposit rating is A1 (upper medium grade). Baseline credit assessment is baa3. Short-term rating is not assigned.

Long-Term Rating  A1
Long-Term Bank Deposit Rating  A1
Baseline Credit Assessment  baa3
Short-Term Rating  -
Outlook  stable

Outlook for the ratings of Crédit Agricole S.A. is set to stable (not likely to change).

Deposit Guarantee

Deposit Guarantee
Yes (up to 100 000 EUR per depositor)

Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.

All credit institutions operating in France are obliged to participate in French deposit guarantee scheme.

In the case of Crédit Agricole S.A. failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Eligible Depositors  natural persons, legal entities
Covered Accounts  all deposit accounts (current accounts, demand accounts, passbook accounts, term accounts, home savings accounts, home savings schemes, etc.)
Covered Currencies  all currencies
Maximum Protected Amount  100 000 EUR
Paid In Currency  EUR

Further Information

BIC

BIC (Business Identifier Code, also known as SWIFT code or SWIFT BIC) is a the mostly used international identifier of financial institutions. SWIFT is the registration authority for BICs. BICs are used in financial transactions, client and counterparty data bases, compliance documents and many others.

A BIC consists of eight or eleven characters, comprising a financial institution code (four characters), a country code (two characters), a location code (two characters) and, optionally, a branch code (three characters).

BIC of Crédit Agricole S.A. and its components are shown in the table below.

BIC  AGRIFRPPXXX
Bank BIC Code  AGRI
Country Code  FR (France)
Location Code  PP
Branch Code  XXX

MFI ID

MFI ID (Monetary Financial Institution Identifier) is a code, unique to each institution in the MFI list provided by ECB (European Central Bank). MFI ID is hence applicable to MFIs resident in the European Union.

The code is alphanumerical, with the first two digits representing the two-digit ISO code for the country of residence of the MFI and the remaining number of digits (no limit has been specified) is any combination of alphanumerical characters.

MFI ID of Crédit Agricole S.A. is shown in the table below.

MFI ID  FR30006