Crédit Agricole S.A. is a member of Crédit Agricole group, one of the largest French banking groups and is one of the leading cooperative companies in the world. Traditionally focused on providing retail banking products and services in France, Crédit Agricole has expanded its positions into corporate and investment banking.
In 2017 total assets of Crédit Agricole S.A. were 1 550,28 bln EUR. In 2017 the bank's net income was 3 925,00 mln EUR.
Crédit Agricole S.A. is rated by Fitch, Moody's. Long-term credit rating assigned to the bank by Fitch is A (high credit quality). Long-term credit rating assigned to the bank by Moody's is A1 (upper medium grade).
Crédit Agricole S.A. participates in deposit guarantee scheme of France. This scheme covers accounts up to 100 000 EUR per bank per depositor.
Crédit Agricole S.A. is a member of Crédit Agricole (France).
Crédit Agricole S.A. is headquartered in MONTROUGE.
time deposit accounts
Crédit Agricole S.A. provides products and services in the areas of retail banking, private banking, corporate banking, insurance. The range of products offered by Crédit Agricole S.A. includes current accounts, debit cards, credit cards, savings accounts, time deposit accounts, pension accounts, securities accounts, consumer loans, mortgage loans, business loans, leasing, cash management.
Credit cards provide a convenient option to borrow funds for short-term financing, for examples purchasing of goods and services. Credit cards differ by credit card provider (Visa, American Express, MasterCard), credit card type (silver, gold, platinum), charged interest and annual costs. The following credit cards are offered by Crédit Agricole S.A..
Updated on 26 September 2018
France: This product is offered to French residents only. When clicking on the product link you will be redirected to the product page in French.
|Total Assets (2017)|
|1 550.28 bln EUR (+1.71%)|
In 2017 total assets of Crédit Agricole S.A. were 1 550.28 bln EUR. Growth compared to the previous period (2016) was 1.71%. The evolution of the total assets of Crédit Agricole S.A. is shown at Chart 1 below.
Chart 1. Total Assets of Crédit Agricole S.A..
|Net Income (2017)|
|3 925.00 mln EUR (+10.88%)|
In 2017 net income of Crédit Agricole S.A. was 3 925.00 mln EUR. Growth compared to the previous period (2016) was 10.88%. The evolution of the net income of Crédit Agricole S.A. is shown at Chart 2 below.
Chart 2. Net Income of Crédit Agricole S.A..
|A (high credit quality)||A1 (upper medium grade)|
Credit Rating is an opinion of a credit rating agency about credit worthiness of a company or a government. Crédit Agricole S.A. is rated by Fitch and Moody's.
Credit ratings assigned to Crédit Agricole S.A. as of May 2018 are shown in details in the following sections.
Long-term issuer default rating is Fitch's view of a credit institution's relative vulnerability to default on its financial obligations, for Crédit Agricole S.A. it is set to A (high credit quality), outlook is positive (may be raised). The rating is not on watch. Short-term issuer default rating for Crédit Agricole S.A. is set to F1 (highest short-term credit quality).
|Long-Term Issuer Default Rating||A|
|Short-Term Issuer Default Rating||F1|
|Support Rating Floor||NF|
Viability rating for Crédit Agricole S.A. is set to a (high fundamental credit quality); support rating is 5 (there is a possibility of external support, but it cannot be relied upon); support rating floor is NF (no floor; no reasonable presumption of potential support being forthcoming).
Long-term rating for Crédit Agricole S.A. it is set to A1 (upper medium grade). Long-term bank deposit rating is A1 (upper medium grade). Baseline credit assessment is baa3. Short-term rating is not assigned.
|Long-Term Bank Deposit Rating||A1|
|Baseline Credit Assessment||baa3|
Outlook for the ratings of Crédit Agricole S.A. is set to stable (not likely to change).
|Yes (up to 100 000 EUR per depositor)|
Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.
All credit institutions operating in France are obliged to participate in French deposit guarantee scheme.
In the case of Crédit Agricole S.A. failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:
|Eligible Depositors||natural persons, legal entities|
|Covered Accounts||all deposit accounts (current accounts, demand accounts, passbook accounts, term accounts, home savings accounts, home savings schemes, etc.)|
|Covered Currencies||all currencies|
|Maximum Protected Amount||100 000 EUR|
|Paid In Currency||EUR|
BIC (Business Identifier Code, also known as SWIFT code or SWIFT BIC) is a the mostly used international identifier of financial institutions. SWIFT is the registration authority for BICs. BICs are used in financial transactions, client and counterparty data bases, compliance documents and many others.
A BIC consists of eight or eleven characters, comprising a financial institution code (four characters), a country code (two characters), a location code (two characters) and, optionally, a branch code (three characters).
BIC of Crédit Agricole S.A. and its components are shown in the table below.
|Bank BIC Code||AGRI|
|Country Code||FR (France)|
MFI ID (Monetary Financial Institution Identifier) is a code, unique to each institution in the MFI list provided by ECB (European Central Bank). MFI ID is hence applicable to MFIs resident in the European Union.
The code is alphanumerical, with the first two digits representing the two-digit ISO code for the country of residence of the MFI and the remaining number of digits (no limit has been specified) is any combination of alphanumerical characters.
MFI ID of Crédit Agricole S.A. is shown in the table below.