Created by Anna Mileiko 
Arkea Direct Bank operates in France as Fortuneo Banque. Arkea Direct Bank provides is focused on providing retail banking products and services to natural persons via direct channels. Arkea Direct Bank offers current and savings accounts, payment cards (including virtual cards), real estate loans, life and auto insurance, trading accounts.
In 2023, ARKEA DIRECT BANK achieved the position of 70th largest bank in France with a market share of 0.12%; its total assets grew by 4.19%.
Deposits up to 100,000 EUR are covered by French deposit guarantee scheme in ARKEA DIRECT BANK.
Becoming a client of ARKEA DIRECT BANK can be done in a few steps:
Account opening procedure is usually completed within a few minutes.
online banking
mobile app
ARKEA DIRECT BANK ranks as the 70th largest bank in France by total assets. In 2023 its total assets were 14,456.85 mln EUR, representing a 0.12% market share. In 2023 the bank's net income was 40.95 mln EUR.
Fonds de Garantie des Dépôts et de Résolution (FGDR)ARKEA DIRECT BANK protects deposits up to up to 100,000 EUR per depositor through France's deposit guarantee scheme. The scheme applies to all deposit accounts made by natural persons, legal entities. The bank participates in the Fonds de Garantie des Dépôts et de Résolution (FGDR), making regular contributions into it.
Crédit Mutuel (France)ARKEA DIRECT BANK is a member of Crédit Mutuel (France).
TOUR ARIANE 5 PLACE DE LA PYRAMIDE, 92800, PUTEAUX, France
La Défense
0 800 800 040ARKEA DIRECT BANK is headquartered in PUTEAUX.
ARKEA DIRECT BANK has profiles at the following social networks:
MasterCardAmerican ExpressARKEA DIRECT BANK provides products and services in the areas of retail banking, insurance. ARKEA DIRECT BANK offers a range of products including current accounts, debit cards, credit cards, savings accounts, time deposit accounts, car insurance. ARKEA DIRECT BANK makes its solutions available to natural persons.
Opening an account with ARKEA DIRECT BANK can be done by performing the following steps: completely online. It usually requires about a few minutes.
online banking mobile appARKEA DIRECT BANK operates as a direct bank without a branch network. Products and services offered by ARKEA DIRECT BANK are available via online banking, mobile application.
In 2023 total assets of ARKEA DIRECT BANK were 14,456.85 mln EUR. Growth compared to the previous period (2022) was 4.19%. The evolution of the total assets of ARKEA DIRECT BANK is shown at Chart 1 below.
Chart 1. Total Assets of ARKEA DIRECT BANK.
Recent changes in total assets of ARKEA DIRECT BANK and its main components are shown in Table 1.
| 2022 | 2023 | change (%) | |
|---|---|---|---|
| Loans to banks | 10,979.4 | 11,535.5 | +5.07% |
| Loans to customers | 2,315.7 | 2,401.1 | +3.69% |
| Total Assets | 13,874.9 | 14,456.9 | +4.19% |
Table 1. Recent changes in total assets of ARKEA DIRECT BANK (mln EUR).
Recent changes in total liabilities of ARKEA DIRECT BANK and its main components are shown in Table 2.
| 2022 | 2023 | change (%) | |
|---|---|---|---|
| Bank deposits | 552.7 | 445.2 | -19.44% |
| Customer deposits | 12,883.0 | 13,538.5 | +5.09% |
| Total Liabilities | 13,874.9 | 14,456.9 | +4.19% |
Table 2. Recent changes in total liabilities of ARKEA DIRECT BANK (mln EUR).
In 2023 net income of ARKEA DIRECT BANK was 40.95 mln EUR. Growth compared to the previous period (2022) was 49.42%. The evolution of the net income of ARKEA DIRECT BANK is shown at Chart 2 below.
Chart 2. Net Income of ARKEA DIRECT BANK.
In 2023 ARKEA DIRECT BANK was ranked the 70th largest bank in Francein terms of total assets, having 0.12% of the domestic market share.
Chart 3. Market share of ARKEA DIRECT BANK (among banks in France)
TheBanks.eu identified several banks banks having the market shares and ranks closest to ARKEA DIRECT BANK listed below.
| Rank | Name | Market % | Total Assets |
|---|---|---|---|
| 69 |  | 0.12% | 14,458.00 mln EUR (+0.23%) |
| 70 | | 0.12% | 14,456.85 mln EUR (+4.19%) |
| 71 | | 0.11% | 14,012.59 mln EUR (+2.26%) |
Discover key identifiers of ARKEA DIRECT BANK including its BIC, LEI, sort code, company number, MFI ID.
BIC: DIFIFRP1
The BIC (also known as SWIFT code) for ARKEA DIRECT BANK is DIFIFRP1. It is used in financial transactions like cross-border and SEPA payments, and helps identify the bank in global banking systems.
| Key | Value |
|---|---|
| BIC | DIFIFRP1 |
| Bank BIC Code | DIFI |
| Country Code | FR (France) |
| Location Code | P1 |
| Branch Code | - |
LEI: 969500EYUH381IUM2589
ARKEA DIRECT BANK’s LEI is 969500EYUH381IUM2589. This code is critical for verifying the institutions’s legal identity in financial markets and is used for regulatory reporting and risk management.
| Key | Value |
|---|---|
| LEI | 969500EYUH381IUM2589 |
| LOU Identifier | 9695 |
| Reserved | 00 |
| Entity Identifier | EYUH381IUM25 |
| Verification ID | 89 |
Bank Sort Code: 14518
The Bank Sort Code for ARKEA DIRECT BANK is 14518. This unique code identifies the bank within France and is essential for domestic payment transactions.
| Key | Value |
|---|---|
| Bank Sort Code | 14518 |
In France bank sort codes are assigned bythe Banque de France and consist of 5 digits.
Company Registration Number: 384288890
ARKEA DIRECT BANK is registered in France under company number 384288890. In France,Company Registration Number (Système d'identification du répertoire des entreprises - SIREN number)is assigned automatically when registering a company. SIREN consists of eight digits and a check digit which verifies the validity of the number.
| Key | Value |
|---|---|
| Company Number | 384288890 |
MFI ID: FR14518
ARKEA DIRECT BANK’s MFI ID, FR14518, is assigned by the European Central Bank to identify the institution within the EU's financial system. The first two digits represent France (FR), followed by the institutions's internal ID.
| Key | Value |
|---|---|
| MFI ID | FR14518 |
| Country Code | FR |
| MFI Code | 14518 |
TheBanks.eu identified several banks similar to ARKEA DIRECT BANK based on various criteria, including:
