YOUNITED

Business Summary

Services
consumer finance
Products
Area Served
Germany
Spain
France

YOUNITED provides services in the area of consumer finance. The range of products offered by YOUNITED includes credit cards, consumer loans (6.31 - 6.31 %), car loans (4.91 - 5.50 %), time deposit accounts (0.60 - 1.25 %).

Products

Time Deposit Accounts

Time deposits accounts are interest-bearing deposit accounts offering higher interest rates than savings accounts. However the money deposited to such account cannot be withdrawn for a specified period of time (term).

YOUNITED offers the following time deposit accounts.

Updated on 16 February 2020

Younited Credit
Sales Region
Spain
Investment Amount
2,000 - 100,000 EUR
Interest Rate (p.a.)
1.25 %
Deposit Term
24 - 36 months
Time Deposit Account Details
Product Name
Younited Credit
Account Currency
EUR
Min. Interest Rate (p.a.)
1.25 %
Max. Interest Rate (p.a.)
1.25 %
Min. Deposit Term
24 months
Max. Deposit Term
36 months
Min. Investment Amount
2,000 EUR
Max. Investment Amount
100,000 EUR
Interest Frequency
12 times a year
Festgeld
Sales Region
Germany
Investment Amount
2,000 - 100,000 EUR
Interest Rate (p.a.)
0.60 - 0.70 %
Deposit Term
24 - 36 months
Time Deposit Account Details
Product Name
Festgeld
Account Currency
EUR
Min. Interest Rate (p.a.)
0.60 %
Max. Interest Rate (p.a.)
0.70 %
Min. Deposit Term
24 months
Max. Deposit Term
36 months
Min. Investment Amount
2,000 EUR
Max. Investment Amount
100,000 EUR
Interest Frequency
1 times a year
Firmenfestgeld
Sales Region
Germany
Investment Amount
5,000 - 250,000 EUR
Interest Rate (p.a.)
0.70 %
Deposit Term
36 months
Time Deposit Account Details
Product Name
Firmenfestgeld
Account Currency
EUR
Min. Interest Rate (p.a.)
0.70 %
Max. Interest Rate (p.a.)
0.70 %
Min. Deposit Term
36 months
Max. Deposit Term
36 months
Min. Investment Amount
5,000 EUR
Max. Investment Amount
250,000 EUR
Interest Frequency
1 times a year

Spain: This product is offered to Spanish residents only. When clicking on the product link you will be redirected to the product page in Spanish.
Germany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.
Deposit Guarantee. Time deposit accounts made with YOUNITED are covered by deposit guarantee scheme of France up to 100,000 EUR per depositor.
Withholding Tax. Interest income gained on time deposit accounts by non-residents of France is not taxed. Interest gained on time deposit accounts by residents of France is taxed at 24.00% rate. When the interest is paid, this tax is automatically withhold by YOUNITED from the time deposit account.

See Also

Consumer Loans

Consumer loans are secured or unsecured (i.e., backed or non-backed by a collateral) loans provided to retail customers for personal, family, or household purposes or for purchase of goods and services. In terms of repayment, consumer loans can be revolving (when a credit limit can be spent, repaid and spent again) or installment (such a loan is repaid in equal installments until the loan is paid off at the end of its term). Consumer loans offered by YOUNITED are shown in the table below.

Updated on 16 February 2020

Younited Credit
Sales Region
Spain
Borrowing Amount
1,000 - 50,000 EUR
Loan Term
12 months
Effective Rate (p.a.)
6.31 %
Consumer Loan Details
Loan Currency
EUR
Min. Loan Term
12 months
Max. Loan Term
12 months
Min. Borrowing Amount
1,000 EUR
Max. Borrowing Amount
50,000 EUR
Min. Effective Rate (p.a.)
6.31 %
Max. Effective Rate (p.a.)
6.31 %

Spain: This product is offered to Spanish residents only. When clicking on the product link you will be redirected to the product page in Spanish.

See Also

Car Loans

Car loans are secured or unsecured (i.e., backed or non-backed by a collateral) installment loans provided to retail customers for the purpose of buying a new or used car. Used cars purchased privately are often financed through unsecured loans, while new cars are financed via secured loans with the car used as the loan collateral. Car loans offered by YOUNITED are shown in the table below.

Updated on 16 February 2020

Credit Younited
Sales Region
France
Effective Rate (p.a.)
4.91 - 5.50 %
Loan Amount
5,000 - 40,000 EUR
Loan Term
24 - 72 months
Car Loan Details
Loan Currency
EUR
Min. Loan Term
24 months
Max. Loan Term
72 months
Min. Loan Amount
5,000 EUR
Max. Loan Amount
40,000 EUR
Min Effective Rate (p.a.)
4.91 %
Max Effective Rate (p.a.)
5.50 %

France: This product is offered to French residents only. When clicking on the product link you will be redirected to the product page in French.

See Also