RCI Banque (France) - Bank Profile

Address

15 RUE D UZES, 75002, PARIS, France

BIC

RCINFRPPXXX

Overview

Business Focus

vehicle financing for Renault brands

Founded in 1974 RCI Banque (formerly Renault Crédit International Banque) is an international automotive financial services company. RCI Banque offers credit, leasing, insurance for Renault group brands.

Deposit Protection

Deposits up to 100,000 EUR are covered by French deposit guarantee scheme in RCI Banque.

Ratios

RoA

1.60%

L/D

102.28%

Services

retail banking

leasing

insurance

Products

savings accounts

time deposit accounts

car loans

International Transfers

SWIFT Transfers

SEPA Credit Transfers

SEPA Instant Transfers

SEPA Direct Debits

SEPA Direct Debits B2B

Financials

Total Assets (2023)

50,095.27 mln EUR (+7.51%)

Net Income (2023)

772.74 mln EUR (+32.20%)

In 2023 total assets of RCI Banque were 50,095.27 mln EUR. In 2023 the bank's net income was 772.74 mln EUR.

Credit Ratings

Fitch: -

AAA

AA+, AA, AA-

A+, A, A-

BBB+, BBB, BBB-

BB+, BB, BB-

B+, B, B-

CCC, CC, C, RD, D

Moodys: A3

Aaa

Aa1, Aa2, Aa3

A1, A2, A3

Baa1, Baa2, Baa3, Baa4

Ba1, Ba2, Ba3

B1, B2, B3

Caa1, Caa2, Caa3, Ca

RCI Banque is rated by Moody's. Long-term credit rating assigned to the bank by Moody's is A3 (upper medium grade).

Deposit Guarantee

Protected Amount

up to 100,000 EUR

Guarantee Fund

Fonds de Garantie des Dépôts et de Résolution (FGDR)

Covered Accounts

all deposit accounts

Eligible Depositors

natural persons
legal entities

RCI Banque protects deposits up to up to 100,000 EUR per depositor through France's deposit guarantee scheme. The scheme applies to all deposit accounts made by natural persons, legal entities. The bank participates in the Fonds de Garantie des Dépôts et de Résolution (FGDR), making regular contributions into it.