Lloyds Bank plc (formerly Lloyds TSB Bank plc)

Founded in 1755, Lloyds Bank provides a broad range of retail, private and corporate banking products and services to households, businesses and communities in the United Kingdom.


Total Assets (2016)
553.29 bln GBP  (+3.09%)

In 2016 total assets of Lloyds Bank plc were 553,29 bln GBP.

Lloyds Bank plc is rated by Fitch, Moody's. Long-term credit rating assigned to the bank by Fitch is A+ (high credit quality). Long-term credit rating assigned to the bank by Moody's is A1 (upper medium grade).

Lloyds Bank plc participates in deposit guarantee scheme of the United Kingdom. This scheme covers accounts up to 85 000 GBP per bank per depositor.

Lloyds Bank plc is a member of Lloyds Banking Group (United Kingdom).


2nd floor, Princes, 1 Earl Grey Street, EC3P 3BS, Edinburgh, United Kingdom
44 02076261500

Lloyds Bank plc is headquartered in Edinburgh.

Bank Identifiers

Company Number
Start Date
April 1865

Financial Positions

Total Assets (2016)
553.29 bln GBP  (+3.09%)

In 2016 total assets of Lloyds Bank plc were 553.29 bln GBP. Growth compared to the previous period (2015) was 3.09%.

Credit Ratings (as of Apr 2016)

Fitch Moody's
A+ (high credit quality) A1 (upper medium grade)

Credit Rating is an opinion of a credit rating agency about credit worthiness of a company or a government. Lloyds Bank plc is rated by Fitch and Moody's.

Credit ratings assigned to Lloyds Bank plc as of April 2016 are shown in details in the following sections.


Long-term issuer default rating is Fitch's view of a credit institution's relative vulnerability to default on its financial obligations, for Lloyds Bank plc it is set to A+ (high credit quality), outlook is stable (not likely to change). The rating is not on watch. Short-term issuer default rating for Lloyds Bank plc is set to F1 (highest short-term credit quality).

Long-Term Issuer Default Rating  A+
    Outlook  stable
    On Watch  No
Short-Term Issuer Default Rating  F1
Viability Rating  a
Support Rating  5
Support Rating Floor  NF

Viability rating for Lloyds Bank plc is set to a (high fundamental credit quality); support rating is 5 (there is a possibility of external support, but it cannot be relied upon); support rating floor is NF (no floor; no reasonable presumption of potential support being forthcoming).


Long-term rating for Lloyds Bank plc it is set to A1 (upper medium grade). Long-term bank deposit rating is A1 (upper medium grade). Bank financial strength rating is baa1. Short-term rating is not assigned.

Long-Term Rating  A1
Long-Term Bank Deposit Rating  A1
Bank Financial Strength Rating  baa1
Short-Term Rating  -
Outlook  positive

Outlook for the ratings of Lloyds Bank plc is set to positive (may be raised).

Deposit Guarantee

Deposit Guarantee
Yes (up to 85 000 GBP per depositor)

Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.

All credit institutions operating in the United Kingdom are obliged to participate in the United Kingdom's deposit guarantee scheme.

In the case of Lloyds Bank plc failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Eligible Depositors  private individuals, small companies
Covered Currencies  all
Maximum Protected Amount  85 000 GBP
Paid In Currency  GBP

Further Information


MFI ID (Monetary Financial Institution Identifier) is a code, unique to each institution in the MFI list provided by ECB (European Central Bank). MFI ID is hence applicable to MFIs resident in the European Union.

The code is alphanumerical, with the first two digits representing the two-digit ISO code for the country of residence of the MFI and the remaining number of digits (no limit has been specified) is any combination of alphanumerical characters.

MFI ID of Lloyds Bank plc is shown in the table below.

MFI ID  GB1640

Company Registration Number

Company Registration Number is a distinctive code issued upon registration of a new company. This code can be used to find data about the company in a national company register.

Company Number  00002065

European Presence: 5 banks in 4 countries

Lloyds Bank plc operates under the brand name Lloyds Bank. This banking brand has presence in the following European countries and selected dependent territories of the European countries:




United Kingdom

Defunct Banks: 4 banks in 3 countries

The following banks operating under Lloyds Bank brand name has been recently closed down:




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