Lloyds Bank Plc

 (4.8; 4 ratings)
4.8 4
Business Focus
retail and corporate banking

Founded in 1755, Lloyds Bank provides a broad range of retail, private and corporate banking products and services to households, businesses and communities in the United Kingdom. Lloyds Bank offers a comprehensive range of financial products and services, including current accounts, savings, mortgages, loans and credit cards.


retail banking
private banking
corporate banking



Area Served

GBUnited Kingdom


current accounts
credit cards
personal loans
savings accounts

International Transfers

SWIFT Transfers
SEPA Credit Transfers
SEPA Instant Transfers
SEPA Direct Debits

Account Opening

Becoming a client of Lloyds Bank Plc can be done in a few steps:

Submit online application
Visit bank branch

Due to regulatory requirements Lloyds Bank Plc performs KYC/AML checks when establishing business relationships with a new client. While onboarding a private individual Lloyds Bank Plc will ask him/her to provide the following documents: passport or ID card; utility bill; income details. For corporate clients Lloyds Bank Plc will ask to provide corporate documentation as well as information about controlling persons. Lloyds Bank Plc may request additional documentation or information depending on the case. Lloyds Bank Plc performs client's identity verification via branch visit.

Ways to Bank

Lloyds Bank Plc delivers its products and services through both direct and indirect channels, namely:
online banking
mobile app
post office


Total Assets of Lloyds Bank Plc
Annual_profit of Lloyds Bank Plc
Market Share of Lloyds Bank Plc
Total Assets (2019)
505.75 bln GBP  (+6.97%)
Annual Profit (2019)
2,157.00 mln GBP  (-63.51%)

Lloyds Bank Plc is the 3rd largest bank in the United Kingdom in terms of total assets. In 2019 its total assets were 505,75 bln GBP, providing the bank with the market share of 5.56%. In 2019 the bank's annual profit was 2 157,00 mln GBP.

Credit Ratings

Fitch: A+
AA+, AA, AA-
A+, A, A-
BB+, BB, BB-
B+, B, B-
Moodys: Aa2
Aa1, Aa2, Aa3
A1, A2, A3
Baa1, Baa2, Baa3, Baa4
Ba1, Ba2, Ba3
B1, B2, B3
Caa1, Caa2, Caa3, Ca

Lloyds Bank Plc is rated by Fitch, Moody's. Long-term credit rating assigned to the bank by Fitch is A+ (high credit quality). Long-term credit rating assigned to the bank by Moody's is Aa2 (high grade).

Deposit Guarantee

Protected Amount
up to 85,000 GBP
Guarantee Fund
Financial Services Compensation Scheme (FSCS)
Covered Depositors
private individuals
Covered Accounts
current accounts
savings accounts
time deposit accounts

Lloyds Bank Plc participates in the deposit guarantee scheme of the United Kingdom. This deposit guarantee scheme applies to current accounts, savings accounts, time deposit accounts made by private individuals, companies and covers up to up to 85,000 GBP per bank per depositor. Lloyds Bank Plc is a member of Financial Services Compensation Scheme (FSCS) and makes its contributions into it.

Lloyds Bank Plc is a member of Lloyds Banking Group (United Kingdom).


2nd floor, Princes, 1 Earl Grey Street, EC3P 3BS, Edinburgh, United Kingdom
44 02076261500

Lloyds Bank Plc is headquartered in Edinburgh.

Social Networks

Lloyds Bank Plc has profiles at the following social networks:

Bank Identifiers

Company Number

Bank Supervision

Supervised By
Financial Conduct Authority
Reference Number

Lloyds Bank Plc is authorized and supervised by the Financial Conduct Authority (reference number 119278).

Bank History

Start Date
April 1865
Previous Name
Lloyds TSB Bank plc

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