Founded in 1955, BIRA (British Independent Retailer Association) Bank is the only bank in the United Kingdom owned by a trade association. BIRA Bank specializes in commercial lending products (vehicle loans, equipment loans, working capital loans). BIRA Bank also offers personal loans and deposit accounts.
BIRA Bank Limited is the 193rd largest bank in the United Kingdom in terms of total assets. In 2018 its total assets were 18,82 mln GBP, providing the bank with the market share of 0.00%. In 2018 the bank's annual profit was 198 334,00 GBP.
BIRA Bank Limited participates in the deposit guarantee scheme of the United Kingdom. This deposit guarantee scheme applies to current accounts, savings accounts, time deposit accounts made by private individuals, companies and covers up to up to 85,000 GBP per bank per depositor. BIRA Bank Limited is a member of Financial Services Compensation Scheme (FSCS) and makes its contributions into it.
BIRA Bank Limited is headquartered in Birmingham.
BIRA Bank Limited is authorized and supervised by the Financial Conduct Authority (reference number 204478).