Optima Bank was established in July 2019, following the acquisition of the Investment Bank of Greece by Ireon Investments (Greece). Optima Bank aims to become a simple, flexible and contemporary bank that responds promptly and effectively to the needs of individuals and modern businesses.Optima Bank operates as a universal bank, providing retail, private, business and corporate banking products and services.
In 2023, Optima bank S.A. achieved the position of 5th largest bank in Greece with a market share of 1.20%; its total assets grew by 48.84%.
Additionally, the bank became the 1st profitable bank in relation to its total assets showcasing 3.13% return on assets and 27.37% return on equity in 2023.
Deposits up to 100,000 EUR are covered by Greek deposit guarantee scheme in Optima bank S.A.
Becoming a client of Optima bank S.A. can be done in a few steps:
Optima bank S.A. performs client's identity verification via branch visit.
Optima bank S.A. ranks as the 5th largest bank in Greece by total assets. In 2023 its total assets were 3,855.00 mln EUR, representing a 1.20% market share. In 2023 the bank's net income was 101.00 mln EUR.
Optima bank S.A. protects deposits up to up to 100,000 EUR per depositor through Greece's deposit guarantee scheme. The scheme applies to all deposit accounts made by natural persons, legal entities. The bank participates in the Hellenic Deposit and Investment Guarantee Fund (TEKE), making regular contributions into it.
Optima bank S.A. is headquartered in Athens.