Optima bank S.A.

Anna Mileiko Created by Anna Mileiko

Optima bank S.A. Logo

Address

32, Aigialeias and Paradissou, 15125, Athens, Greece

BIC

IBOGGRAA

Overview

Category

Commercial banks

Business Focus

universal banking

Optima Bank was established in July 2019, following the acquisition of the Investment Bank of Greece by Ireon Investments (Greece). Optima Bank aims to become a simple, flexible and contemporary bank that responds promptly and effectively to the needs of individuals and modern businesses.Optima Bank operates as a universal bank, providing retail, private, business and corporate banking products and services.

Performance

In 2023, Optima bank S.A. achieved the position of 5th largest bank in Greece with a market share of 1.20%; its total assets grew by 48.84%.

Additionally, the bank became the 1st profitable bank in relation to its total assets showcasing 3.13% return on assets and 27.37% return on equity in 2023.

Deposit Protection

Deposits up to 100,000 EUR are covered by Greek deposit guarantee scheme in Optima bank S.A.

Services

retail banking
private banking
business banking
online brokerage

Products

current accounts
time deposit accounts
debit cards
housing loans
mutual funds

Account Currencies

EUEUR (Euro)
USUSD (US dollar)
CHCHF (Swiss franc)
GBGBP (Pound sterling)
CACAD (Canadian dollar)
AUAUD (Australian dollar)
SESEK (Swedish krona/kronor)
DKDKK (Danish krone)
NONOK (Norwegian krone)
JPJPY (Japanese yen)

Card Providers

MasterCard

See Also

International Transfers

SWIFT Transfers
SEPA Credit Transfers
SEPA Instant Transfers
SEPA Direct Debits
SEPA Direct Debits B2B

See Also

Account Opening

Becoming a client of Optima bank S.A. can be done in a few steps:

Optima bank S.A. Account Opening
1.
Visit bank branch

Optima bank S.A. performs client's identity verification via branch visit.

See Also

Ways to Bank

Optima bank S.A. delivers its products and services through both direct and indirect channels, namely:
branch branch
online banking online banking

Financials

Total Assets of Optima bank S.A.
Net_income of Optima bank S.A.
Market Share of Optima bank S.A.
Total Assets (2023)
3,855.00 mln EUR   (+48.84%)
Net Income (2023)
101.00 mln EUR   (+152.50%)

Optima bank S.A. ranks as the 5th largest bank in Greece by total assets. In 2023 its total assets were 3,855.00 mln EUR, representing a 1.20% market share. In 2023 the bank's net income was 101.00 mln EUR.

Deposit Guarantee

Protected Amount
up to 100,000 EUR
Guarantee Fund
Hellenic Deposit and Investment Guarantee Fund (TEKE)Hellenic Deposit and Investment Guarantee Fund (TEKE)
Covered Accounts
all deposit accounts
Eligible Depositors
natural persons
legal entities

Optima bank S.A. protects deposits up to up to 100,000 EUR per depositor through Greece's deposit guarantee scheme. The scheme applies to all deposit accounts made by natural persons, legal entities. The bank participates in the Hellenic Deposit and Investment Guarantee Fund (TEKE), making regular contributions into it.

See Also

Contacts

address32, Aigialeias and Paradissou, 15125, Athens, Greece
phone(+30) 2108173000
fax(+30) 2108173101
Website Languages
GRGreek
GBEnglish

Optima bank S.A. is headquartered in Athens.

Bank Identifiers

BIC (SWIFT)
IBOGGRAA
LEI
2138008NSD1X1XFUK750
MFI ID
GR034

Bank History

Previous Name
Investment Bank of Greece, S.A.
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