UniCredit Bank Hungary Zrt

Deposit Guarantee

Deposit Guarantee
Yes (up to 100,000 EUR per depositor)

Deposit guarantee scheme is a financial stability mechanism implemented in many countries to protect bank depositors against the loss of their deposits in the case when a bank is unable to meet its obligations to depositors by compensating certain deposits held by depositors of the bank. This compensation is paid out from the contributions which banks have made into a deposit guarantee fund.

Deposit Guarantee in UniCredit Bank Hungary Zrt

All credit institutions operating in Hungary are obliged to participate in Hungarian deposit guarantee scheme.

UniCredit Bank Hungary Zrt is a member of National Deposit Insurance Fund (NDIF) and makes its contributions into it. In the case of UniCredit Bank Hungary Zrt failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Maximum Protected Amount
100,000 EUR
Temporary High Balance
150,000 EUR
Eligible Depositors
natural persons
  • citizens of Hungary
  • residents of Hungary
  • foreign citizens
  • foreign residents
  • sole entrepreneurs
legal entities
  • companies
  • associations
  • foundations
Non-Eligible Depositors
investment funds
insurance institutions
investment firms
Covered Accounts
current accounts
savings accounts
time deposit accounts
deposit certificates
payment accounts
Non-Covered Accounts
pension fund savings
interest bearing shares
cooperative shares
investment trust shares
Covered Currencies
all currencies, namely
  • HUF (Hungarian forint)
  • foreign currencies
Paid In Currency

National Deposit Insurance Fund (NDIF)

Csalogany u. 9-11, Budapest, H-1027, Hungary
+36 1 214 0661

Further Information

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