Waterford Credit Union is a local, mutual, non-for-profit financial institution. Waterford Credit Union is owned by its members via share accounts. Waterford Credit Union specializes in providing savings and loans at fair and reasonable interest rates as well as insurance products to its members, natural persons of local residence. Because Waterford Credit Union is a non-for-profit organization, the surplus generated by Waterford Credit Union is returned to the members as dividends and/or directed to improve services required by the members. Share and deposit accounts made with Waterford Credit Union are covered by Irish Deposit Protection Scheme.
Deposits up to 100,000 EUR are covered by Irish deposit guarantee scheme in Waterford Credit Union Limited.
Waterford Credit Union Limited protects deposits up to up to 100,000 EUR per depositor through Ireland's deposit guarantee scheme. The scheme applies to any credit balance on an account with a bank made by natural persons, small companies. The institution participates in the Irish Deposit Guarantee Scheme (DGS), making regular contributions into it.
Waterford Credit Union Limited is located in Waterford.