BCC di Ghisalba SC

Deposit Guarantee

Deposit Guarantee
Yes (up to 100,000 EUR per depositor)

Deposit guarantee scheme is a financial stability mechanism implemented in many countries to protect bank depositors against the loss of their deposits in the case when a bank is unable to meet its obligations to depositors by compensating certain deposits held by depositors of the bank. This compensation is paid out from the contributions which banks have made into a deposit guarantee fund.

Deposit Guarantee in BCC di Ghisalba SC

All credit institutions operating in Italy are obliged to participate in Italian deposit guarantee scheme.

BCC di Ghisalba SC is a member of Depositors’ Guarantee Fund of Credit Cooperative Banks and makes its contributions into it. In the case of BCC di Ghisalba SC failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Maximum Protected Amount
100,000 EUR
Eligible Depositors
natural persons
legal entities
Covered Accounts
current accounts
cash accounts
time deposits
nominative certificates of deposit
nominative saving books and banking drafts
prepaid cards associated with IBAN
Non-Covered Accounts
bearer deposits
prepaid cards not associated with IBAN
Paid In Currency

Depositors’ Guarantee Fund of Credit Cooperative Banks

Via Lucrezia 41/47, 00178 Rome RM, Italy
+39 06 720 79009

Further Information

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