Chebanca! S.p.a.

Business Summary

Services
retail banking
online brokerage
insurance
Products
current accounts
debit cards
credit cards
savings accounts (0.25 - 1.50 %)
time deposit accounts
consumer loans
mortgage loans
investment funds
Area Served
ITItaly

Chebanca! S.p.a. provides products and services in the areas of retail banking, online brokerage, insurance. Chebanca! S.p.a. offers a range of products including current accounts, debit cards, credit cards, savings accounts (0.25 - 1.50 %), time deposit accounts, consumer loans, mortgage loans, investment funds.

Account Opening

Account Opening Procedure
submit online application

Opening an account with Chebanca! S.p.a. can be done by performing the following steps: submit online application.

Required Documents
passport
proof of address
application form

Chebanca! S.p.a. requires the following documents to open a personal bank account: passport; proof of address; application form.

While opening a bank account Chebanca! S.p.a. has to perform KYC procedure and comply with AML requirements. KYC procedure usually includes obtaining the information about customer identity, residential address, current occupation and source of income. KYC checks performed by Chebanca! S.p.a. and the documents used are outlined below.

Identity Verification
passport
any one of the documents above
Address Confirmation
proof of address
any one of the documents above
Current Occupation
Income Source
Forms
application form
all the forms from above

Chebanca! S.p.a. may require additional documentation or information depending on the case.

Ways to Bank

Business Channels
branch branch
online banking online banking
mobile app mobile app

Products and services offered by Chebanca! S.p.a. are available at its branches and via its online banking system, mobile application.

Mobile Application: CheBanca!

 4.2, 26 Ratings

CheBanca!
CheBanca!
CheBanca!
CheBanca!
CheBanca! Supported Languages
GBEnglish

Products

Current Accounts

Current accounts are non-interest bearing deposit accounts that are used to perform day-to-day banking transactions. Current accounts are often offered with a payment card (a debit card and/or a credit card) and may also include overdraft possibility. Annual costs of having a current account (also known as account management fees) can depend on monthly income input to the account or amount of money deposited into the account.

The following current accounts are offered by Chebanca! S.p.a..

Updated on 22 October 2020

Conto Yellow
Sales Region
ITItaly
Overdraft Rate (p.a.)
10.00 %
Interest Rate (p.a.)
0.30 %
Annual Costs
24.00 EUR
Current Account Details
Product Name
Conto Yellow
Account Currency
EUR
Annual Costs
24.00 EUR
Interest Rate (p.a.)
0.30 %
Overdraft Rate (p.a.)
10.00 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Credit Card Costs (p.a.)
24.00 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features

Free debit card available

Credit card available

Account be can accessed via online banking

Available to Italian residents

ITItaly: This product is offered to Italian residents only. When clicking on the product link you will be redirected to the product page in Italian.

See Also

Savings Accounts

Savings accounts are interest-bearing deposits accounts which allow to withdraw money at any time. While providing more flexibility, savings accounts usually offer lower interest rates and shorter deposit terms than time deposit accounts.

Chebanca! S.p.a. offers the following savings accounts.

Updated on 22 October 2020

Conto Deposito
Sales Region
ITItaly
Account Currency
EUR
Interest Rate (p.a.)
0.25 - 1.50 %
Deposit Term
1 - 12 months
Savings Account Details
Product Name
Conto Deposito
Account Currency
EUR
Min. Interest Rate (p.a.)
0.25 %
Max. Interest Rate (p.a.)
1.50 %
Min. Deposit Term
1 month
Max. Deposit Term
12 months
Min. Investment Amount
100 EUR
Max. Investment Amount
999,999 EUR
Interest Frequency
1 times a year

ITItaly: This product is offered to Italian residents only. When clicking on the product link you will be redirected to the product page in Italian.
Deposit Guarantee. Savings accounts made with Chebanca! S.p.a. are covered by deposit guarantee scheme of Italy up to 100,000 EUR per depositor.
Withholding Tax. Interest income gained on savings accounts by non-residents of Italy is not taxed. Interest gained on savings accounts by residents of Italy is taxed at 20.00% rate. When the interest is paid, this tax is automatically withhold by Chebanca! S.p.a. from the savings account.

See Also

Credit Cards

Credit cards provide a convenient option to borrow funds for short-term financing, for examples purchasing of goods and services. Credit cards differ by credit card provider (Visa, American Express, MasterCard), credit card type (silver, gold, platinum), charged interest and annual costs. The following credit cards are offered by Chebanca! S.p.a..

Updated on 22 October 2020

Carta di Credito CheBanca
Sales Region
ITItaly
Card Currency
EUR
Card Provider
MasterCard
Card Type
Standard
Annual Costs
24.00 EUR
Credit Card Details
Product Name
Carta di Credito CheBanca
Card Provider
MasterCard
Card Type
Standard
Annual Costs
24.00 EUR
Card Currency
EUR
Bonus Programs
Insurances
Benefits
Services

ITItaly: This product is offered to Italian residents only. When clicking on the product link you will be redirected to the product page in Italian.

See Also

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