Findomestic Banca Spa

Established in 1984, Findomestic Banca specializes in providing loans to individuals for purchase of goods and services for private use. Findomestic Banca is a member of BNP Paribas group.

Services
Retail Banking
Insurance

Member of Group
 BNP Paribas (France)

Address
VIA JACOPO DA DIACCETO, 48, 50129, FIRENZE, Italy
Website
http://www.findomestic.it/
BIC (SWIFT)
FIDMIT31XXX
MFI ID
IT0000388330750

Business Summary

Services
retail banking
insurance
Products
current accounts
debit cards
credit cards
prepaid cards
savings accounts (1.00 - 1.00 %)
time deposit accounts
consumer loans (9.11 - 9.11 %)
mortgage loans
car loans (9.11 - 9.11 %)

Products

Savings Accounts

Savings accounts are interest-bearing deposits accounts which allow to withdraw money at any time. While providing more flexibility, savings accounts usually offer lower interest rates and shorter deposit terms than time deposit accounts.

Savings accounts made with Findomestic Banca Spa are covered by deposit guarantee scheme of Italy up to 100 000 EUR per depositor. Findomestic Banca Spa offers the following savings accounts.

Updated on 24 November 2017

Conto Deposito
Sales Region
Italy
Account Currency
EUR
Interest Rate (p.a.)
1.00 %
Deposit Term (months)
1
Savings Account Details
Product Name
Conto Deposito
Account Currency
EUR
Interest Rate (p.a.)
1.00 %
Deposit Term (months)
1
Investment Amount
1 - 10000 EUR
Interest Frequency
1 times a year
Conto Deposito
Sales Region
Italy
Account Currency
EUR
Interest Rate (p.a.)
1.00 %
Deposit Term (months)
3
Savings Account Details
Product Name
Conto Deposito
Account Currency
EUR
Interest Rate (p.a.)
1.00 %
Deposit Term (months)
3
Investment Amount
1 - 10000 EUR
Interest Frequency
1 times a year
Conto Deposito
Sales Region
Italy
Account Currency
EUR
Interest Rate (p.a.)
1.00 %
Deposit Term (months)
6
Savings Account Details
Product Name
Conto Deposito
Account Currency
EUR
Interest Rate (p.a.)
1.00 %
Deposit Term (months)
6
Investment Amount
1 - 10000 EUR
Interest Frequency
1 times a year
Conto Deposito
Sales Region
Italy
Account Currency
EUR
Interest Rate (p.a.)
1.00 %
Deposit Term (months)
9
Savings Account Details
Product Name
Conto Deposito
Account Currency
EUR
Interest Rate (p.a.)
1.00 %
Deposit Term (months)
9
Investment Amount
1 - 10000 EUR
Interest Frequency
1 times a year
Conto Deposito
Sales Region
Italy
Account Currency
EUR
Interest Rate (p.a.)
1.00 %
Deposit Term (months)
12
Savings Account Details
Product Name
Conto Deposito
Account Currency
EUR
Interest Rate (p.a.)
1.00 %
Deposit Term (months)
12
Investment Amount
1 - 10000 EUR
Interest Frequency
1 times a year

Italy: This product is offered to Italian residents only. When clicking on the product link you will be redirected to the product page in Italian.

See Also

Consumer Loans

Consumer loans are secured or unsecured (i.e., backed or non-backed by a collateral) loans provided to retail customers for personal, family, or household purposes or for purchase of goods and services. In terms of repayment, consumer loans can be revolving (when a credit limit can be spent, repaid and spent again) or installment (such a loan is repaid in equal installments until the loan is paid off at the end of its term). Consumer loans offered by Findomestic Banca Spa are shown in the table below.

Updated on 24 November 2017

Prestiti Personali
Sales Region
Italy
Loan Currency
EUR
Effective Rate (p.a.)
9.11 %
Loan Amount (EUR)
10000 - 10000
Loan Term (months)
48

Italy: This product is offered to Italian residents only. When clicking on the product link you will be redirected to the product page in Italian.

See Also

Car Loans

Car loans are secured or unsecured (i.e., backed or non-backed by a collateral) installment loans provided to retail customers for the purpose of buying a new or used car. Used cars purchased privately are often financed through unsecured loans, while new cars are financed via secured loans with the car used as the loan collateral. Car loans offered by Findomestic Banca Spa are shown in the table below.

Updated on 24 November 2017

Prestiti Personali
Sales Region
Italy
Loan Currency
EUR
Effective Rate (p.a.)
9.11 %
Loan Amount
10000 - 10000
Loan Term (months)
48

Italy: This product is offered to Italian residents only. When clicking on the product link you will be redirected to the product page in Italian.

See Also

Deposit Guarantee

Deposit Guarantee
Yes (up to 100 000 EUR per depositor)

Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.

All credit institutions operating in Italy are obliged to participate in Italian deposit guarantee scheme.

In the case of Findomestic Banca Spa failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Covered Accounts  repayable funds acquired by banks in the form of deposits or other forms and to bankers' drafts or other similar credit instruments shall be eligible for payment
Maximum Protected Amount  100 000 EUR
Paid In Currency  EUR

Further Information

Bank Identifiers

Any bank can be identified for different purposes and hence can have several different identifiers.

BIC

BIC (Business Identifier Code, also known as SWIFT code or SWIFT BIC) is a the mostly used international identifier of financial institutions. SWIFT is the registration authority for BICs. BICs are used in financial transactions, client and counterparty data bases, compliance documents and many others.

A BIC consists of eight or eleven characters, comprising a financial institution code (four characters), a country code (two characters), a location code (two characters) and, optionally, a branch code (three characters).

BIC of Findomestic Banca Spa and its components are shown in the table below.

BIC  FIDMIT31XXX
Bank BIC Code  FIDM
Country Code  IT (Italy)
Location Code  31
Branch Code  XXX

MFI ID

MFI ID (Monetary Financial Institution Identifier) is a code, unique to each institution in the MFI list provided by ECB (European Central Bank). MFI ID is hence applicable to MFIs resident in the European Union.

The code is alphanumerical, with the first two digits representing the two-digit ISO code for the country of residence of the MFI and the remaining number of digits (no limit has been specified) is any combination of alphanumerical characters.

MFI ID of Findomestic Banca Spa is shown in the table below.

MFI ID  IT0000388330750