Intesa Sanpaolo is a banking group founded in 2007 as a result of the merger of two major Italian banks: Banca Intesa and Sanpaolo IMI. Intesa Sanpaolo SpA, the head of Intesa Sanpaolo banking group, operates in Italy as a universal bank in all business areas: retail banking, corporate and investment banking and wealth management.


Retail Banking
Private Banking
Corporate Banking
Investment Banking



Total Assets (2016)
725.10 bln EUR  (+7.17%)

In 2016 total assets of INTESA SANPAOLO S.P.A. were 725,10 bln EUR.

INTESA SANPAOLO S.P.A. is rated by Fitch, Moody's. Long-term credit rating assigned to the bank by Fitch is BBB+ (good credit quality). Long-term credit rating assigned to the bank by Moody's is A3 (upper medium grade).

INTESA SANPAOLO S.P.A. participates in deposit guarantee scheme of Italy. This scheme covers accounts up to 100 000 EUR per bank per depositor.

INTESA SANPAOLO S.P.A. is a member of Intesa Sanpaolo (Italy).


PIAZZA SAN CARLO, 156, 10100, TORINO, Italy

INTESA SANPAOLO S.P.A. is headquartered in TORINO.

Bank Identifiers


Business Summary

Eligible Clients
small- and medium-sized enterprises
financial institutions
non-profit organizations
retail banking
private banking
corporate banking
investment banking
current accounts
debit cards
credit cards
prepaid cards
savings accounts
time deposit accounts
consumer loans
mortgage loans
investment funds
business cards
business accounts
business loans

INTESA SANPAOLO S.P.A. provides products and services in the areas of retail banking, private banking, corporate banking, investment banking. The range of products offered by INTESA SANPAOLO S.P.A. includes current accounts, debit cards, credit cards, prepaid cards, savings accounts, time deposit accounts, consumer loans, mortgage loans, investment funds, business cards, business accounts, business loans, leasing. INTESA SANPAOLO S.P.A. makes its solutions available to individuals, small- and medium-sized enterprises, companies, financial institutions, non-profit organizations.


Credit Cards

Credit cards provide a convenient option to borrow funds for short-term financing, for examples purchasing of goods and services. Credit cards differ by credit card provider (Visa, American Express, MasterCard), credit card type (silver, gold, platinum), charged interest and annual costs. The following credit cards are offered by INTESA SANPAOLO S.P.A..

Updated on 20 March 2018

Sales Region
Card Currency
Card Provider
Card Type
Annual Costs (EUR)
Credit Card Details
Product Name
Card Provider
Card Type
Annual Costs
12.00 EUR
Card Currency
Bonus Programs

Italy: This product is offered to Italian residents only. When clicking on the product link you will be redirected to the product page in Italian.

See Also

Financial Positions

Total Assets (2016)
725.10 bln EUR  (+7.17%)

In 2016 total assets of INTESA SANPAOLO S.P.A. were 725.10 bln EUR. Growth compared to the previous period (2015) was 7.17%. The evolution of the total assets of INTESA SANPAOLO S.P.A. is shown at Chart 1 below.

Total Assets of INTESA SANPAOLO S.P.A..

Chart 1. Total Assets of INTESA SANPAOLO S.P.A..

Credit Ratings (as of Apr 2016)

Fitch Moody's
BBB+ (good credit quality) A3 (upper medium grade)

Credit Rating is an opinion of a credit rating agency about credit worthiness of a company or a government. INTESA SANPAOLO S.P.A. is rated by Fitch and Moody's.

Credit ratings assigned to INTESA SANPAOLO S.P.A. as of April 2016 are shown in details in the following sections.


Long-term issuer default rating is Fitch's view of a credit institution's relative vulnerability to default on its financial obligations, for INTESA SANPAOLO S.P.A. it is set to BBB+ (good credit quality), outlook is stable (not likely to change). The rating is not on watch. Short-term issuer default rating for INTESA SANPAOLO S.P.A. is set to F2 (good short-term credit quality).

Long-Term Issuer Default Rating  BBB+
    Outlook  stable
    On Watch  No
Short-Term Issuer Default Rating  F2
Viability Rating  bbb+
Support Rating  5
Support Rating Floor  NF

Viability rating for INTESA SANPAOLO S.P.A. is set to bbb+ (good fundamental credit quality); support rating is 5 (there is a possibility of external support, but it cannot be relied upon); support rating floor is NF (no floor; no reasonable presumption of potential support being forthcoming).


Long-term rating for INTESA SANPAOLO S.P.A. it is set to A3 (upper medium grade). Long-term bank deposit rating is A3 (upper medium grade). Bank financial strength rating is baa3. Short-term rating is set to Ba3.

Long-Term Rating  A3
Long-Term Bank Deposit Rating  A3
Bank Financial Strength Rating  baa3
Short-Term Rating  Ba3
Outlook  stable

Outlook for the ratings of INTESA SANPAOLO S.P.A. is set to stable (not likely to change).

Deposit Guarantee

Deposit Guarantee
Yes (up to 100 000 EUR per depositor)

Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.

All credit institutions operating in Italy are obliged to participate in Italian deposit guarantee scheme.

In the case of INTESA SANPAOLO S.P.A. failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Covered Accounts  repayable funds acquired by banks in the form of deposits or other forms and to bankers' drafts or other similar credit instruments shall be eligible for payment
Maximum Protected Amount  100 000 EUR
Paid In Currency  EUR

Further Information


BIC (Business Identifier Code, also known as SWIFT code or SWIFT BIC) is a the mostly used international identifier of financial institutions. SWIFT is the registration authority for BICs. BICs are used in financial transactions, client and counterparty data bases, compliance documents and many others.

A BIC consists of eight or eleven characters, comprising a financial institution code (four characters), a country code (two characters), a location code (two characters) and, optionally, a branch code (three characters).

BIC of INTESA SANPAOLO S.P.A. and its components are shown in the table below.

Bank BIC Code  BCIT
Country Code  IT (Italy)
Location Code  MM
Branch Code  XXX


MFI ID (Monetary Financial Institution Identifier) is a code, unique to each institution in the MFI list provided by ECB (European Central Bank). MFI ID is hence applicable to MFIs resident in the European Union.

The code is alphanumerical, with the first two digits representing the two-digit ISO code for the country of residence of the MFI and the remaining number of digits (no limit has been specified) is any combination of alphanumerical characters.

MFI ID of INTESA SANPAOLO S.P.A. is shown in the table below.

MFI ID  IT0000101262255

European Presence: 12 banks in 12 countries

INTESA SANPAOLO S.P.A. operates under the brand name Intesa Sanpaolo. This banking brand has presence in the following European countries and selected dependent territories of the European countries:

Cayman Islands





  •  (this bank) INTESA SANPAOLO S.P.A. (TORINO)







United Kingdom

Defunct Banks: 2 banks in 2 countries

The following banks operating under Intesa Sanpaolo brand name has been recently closed down: