Created by Anna Mileiko 
RATO kredito unija is a credit union, i.e. a non-profitfinancial cooperative owned by its members (individuals or business entities) via shares. RATO kredito unija provides payment, savings, loans products and retirement solutions to its members.
Deposits up to 100,000 EUR are covered by Lithuanian deposit guarantee scheme in RATO kredito unija.
RATO kredito unija protects deposits up to up to 100,000 EUR per depositor through Lithuania's deposit guarantee scheme. The scheme applies to all deposit accounts made by natural persons, legal entities. The institution participates in the Deposit and Investment Insurance, making regular contributions into it.
Senasis Ukmergės kel. 4, 14262, Vilniaus r. sav. Užubaliai, LithuaniaRATO kredito unija is located in Vilniaus R. Sav. Užubaliai.
Discover key identifiers of RATO kredito unija including its BIC, LEI, MFI ID.
BIC: VRKULT21XXX
The BIC (also known as SWIFT code) for RATO kredito unija is VRKULT21XXX. It is used in financial transactions like cross-border and SEPA payments, and helps identify the bank in global banking systems.
| Key | Value |
|---|---|
| BIC | VRKULT21XXX |
| Bank BIC Code | VRKU |
| Country Code | LT (Lithuania) |
| Location Code | 21 |
| Branch Code | XXX |
LEI: 213800Q3LL8GBWJG4S51
RATO kredito unija’s LEI is 213800Q3LL8GBWJG4S51. This code is critical for verifying the institutions’s legal identity in financial markets and is used for regulatory reporting and risk management.
| Key | Value |
|---|---|
| LEI | 213800Q3LL8GBWJG4S51 |
| LOU Identifier | 2138 |
| Reserved | 00 |
| Entity Identifier | Q3LL8GBWJG4S |
| Verification ID | 51 |
MFI ID: LT112043124
RATO kredito unija’s MFI ID, LT112043124, is assigned by the European Central Bank to identify the institution within the EU's financial system. The first two digits represent Lithuania (LT), followed by the institutions's internal ID.
| Key | Value |
|---|---|
| MFI ID | LT112043124 |
| Country Code | LT |
| MFI Code | 112043124 |
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