Delta Lloyd Bank NV (formerly Delta Lloyd Bankengroep N.V.)

Delta Lloyd Bank NV is a member of Delta Lloyd Group, a financial group offering insurance and banking products to individuals and business customers. Delta Lloyd Bank offers financial products to retail customers in the area of ​​savings, investments and mortgage loans. These products are sold under the brand of Delta Lloyd through independent financial advisors.

Services

Retail Banking
Insurance

Products

Financials

Total Assets (2016)
5 490.75 mln EUR  (-2.15%)
Net Income (2016)
14.47 mln EUR  (+367.96%)

Delta Lloyd Bank NV was the 9th largest bank in the Netherlands in terms of total assets. In 2016 its total assets were 5 490,75 mln EUR. In 2016 the bank's net income was 14,47 mln EUR.

Delta Lloyd Bank NV participates in deposit guarantee scheme of the Netherlands. This scheme covers accounts up to 100 000 EUR per bank per depositor.

Contacts

1000 AE, Amsterdam, Netherlands
231

Delta Lloyd Bank NV was headquartered in Amsterdam.

Bank Identifiers

BIC (SWIFT)
DLBKNL2A
MFI ID
NL537
Close Date
January 2018

Business Summary

Services
retail banking
insurance
Products
savings accounts
time deposit accounts
pension accounts
investment funds
mortgage loans (3.50 - 5.50 %)

Delta Lloyd Bank NV provides products and services in the areas of retail banking, insurance. The range of products offered by Delta Lloyd Bank NV includes savings accounts, time deposit accounts, pension accounts, investment funds, mortgage loans (3.50 - 5.50 %).

Products

Mortgage Loans

Mortgage loans are secured loans used for real estate financing purposes (for example, purchase of a new or existing property, construction of an own property, property renovation) without paying the entire value up front. A mortgage loan is secured by the collateral of specified real estate property and is repaid in installments. Mortgage loans offered by Delta Lloyd Bank NV are shown in the table below.

Updated on 20 September 2018

Drie Sterren Annuiteteiten Hypotheek
Sales Region
Netherlands
Loan Currency
EUR
Borrowing Rate (p.a.)
3.50 %
Lending Amount (%)
60 %
Loan Term (years)
5 years
Drie Sterren Annuiteteiten Hypotheek
Sales Region
Netherlands
Loan Currency
EUR
Borrowing Rate (p.a.)
4.20 %
Lending Amount (%)
80 %
Loan Term (years)
5 years
Drie Sterren Annuiteteiten Hypotheek
Sales Region
Netherlands
Loan Currency
EUR
Borrowing Rate (p.a.)
4.15 %
Lending Amount (%)
60 %
Loan Term (years)
10 years
Drie Sterren Annuiteteiten Hypotheek
Sales Region
Netherlands
Loan Currency
EUR
Borrowing Rate (p.a.)
4.85 %
Lending Amount (%)
80 %
Loan Term (years)
10 years
Drie Sterren Annuiteteiten Hypotheek
Sales Region
Netherlands
Loan Currency
EUR
Borrowing Rate (p.a.)
4.50 %
Lending Amount (%)
60 %
Loan Term (years)
15 years
Drie Sterren Annuiteteiten Hypotheek
Sales Region
Netherlands
Loan Currency
EUR
Borrowing Rate (p.a.)
5.20 %
Lending Amount (%)
80 %
Loan Term (years)
15 years
Drie Sterren Annuiteteiten Hypotheek
Sales Region
Netherlands
Loan Currency
EUR
Borrowing Rate (p.a.)
4.80 %
Lending Amount (%)
60 %
Loan Term (years)
20 years
Drie Sterren Annuiteteiten Hypotheek
Sales Region
Netherlands
Loan Currency
EUR
Borrowing Rate (p.a.)
5.50 %
Lending Amount (%)
80 %
Loan Term (years)
20 years

Netherlands: This product is offered to the Netherlands' residents only. When clicking on the product link you will be redirected to the product page in Dutch.

See Also

Financial Positions

Total Assets (2016)
5 490.75 mln EUR  (-2.15%)
Total Equity (2016)
196.72 mln EUR  (+36.06%)

In 2016 total assets of Delta Lloyd Bank NV were 5 490.75 mln EUR. Decline compared to the previous period (2015) was -2.15%. The evolution of the total assets of Delta Lloyd Bank NV is shown at Chart 1 below.

Total Assets of Delta Lloyd Bank NV.

Chart 1. Total Assets of Delta Lloyd Bank NV.

Profit and Loss

Net Income (2016)
14.47 mln EUR  (+367.96%)

Recent changes in gross profit of Delta Lloyd Bank NV and its main components are shown in Table 1.

2015 2016 % change
Commission Income 26.8 29.6 +10.71%
Interest Income 118.3 112.7 -4.75%
Interest Charges -78.6 -72.9 -7.21%
Net Interest Income 39.7 39.8 +0.11%
Commission Charges -4.3 -4.4 +2.21%
Net Commission Income 22.5 25.2 +12.33%
Net Income from Trading Operations 0.0 0.0 +1 300.00%
Table 1. Recent changes in gross profit of Delta Lloyd Bank NV (mln EUR).

In 2016 net income of Delta Lloyd Bank NV was 14.47 mln EUR. Growth compared to the previous period (2015) was 367.96%. The evolution of the net income of Delta Lloyd Bank NV is shown at Chart 2 below.

Net Income of Delta Lloyd Bank NV.

Chart 2. Net Income of Delta Lloyd Bank NV.

Market Share and Rank (among banks in the Netherlands)

Total Assets (2016)
9th

In 2016 Delta Lloyd Bank NV was ranked the 9th largest bank in the Netherlands in terms of total assets.

Several banks having the market shares and ranks closest to Delta Lloyd Bank NV are shown below.

RankNameTotal Assets
8 Triodos Bank NV9081.24 mln EUR
9 Delta Lloyd Bank NV (closed)5490.75 mln EUR
10 KAS Bank NV4398.68 mln EUR
 

Deposit Guarantee

Deposit Guarantee
Yes (up to 100 000 EUR per depositor)

Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.

All credit institutions operating in the Netherlands are obliged to participate in the Netherlands' deposit guarantee scheme.

In the case of Delta Lloyd Bank NV failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Eligible Depositors  private individuals, small companies
Covered Accounts  nearly every payment or savings account, current account or term deposit is covered
Maximum Protected Amount  100 000 EUR
Paid In Currency  EUR

Further Information

BIC

BIC (Business Identifier Code, also known as SWIFT code or SWIFT BIC) is a the mostly used international identifier of financial institutions. SWIFT is the registration authority for BICs. BICs are used in financial transactions, client and counterparty data bases, compliance documents and many others.

A BIC consists of eight or eleven characters, comprising a financial institution code (four characters), a country code (two characters), a location code (two characters) and, optionally, a branch code (three characters).

BIC of Delta Lloyd Bank NV and its components are shown in the table below.

BIC  DLBKNL2A
Bank BIC Code  DLBK
Country Code  NL (Netherlands)
Location Code  2A
Branch Code  -

MFI ID

MFI ID (Monetary Financial Institution Identifier) is a code, unique to each institution in the MFI list provided by ECB (European Central Bank). MFI ID is hence applicable to MFIs resident in the European Union.

The code is alphanumerical, with the first two digits representing the two-digit ISO code for the country of residence of the MFI and the remaining number of digits (no limit has been specified) is any combination of alphanumerical characters.

MFI ID of Delta Lloyd Bank NV is shown in the table below.

MFI ID  NL537