Triodos Bank NV

Established in 1980 in the Netherlands, Triodos Bank is a sustainable bank, offering a broad range of lending and investment products for sustainable sectors in several European countries. Triodos Bank finances only people and organisations who work to benefit people and environment.

Services

Retail Banking
Private Banking
Corporate Banking
Investment Management

Products

Financials

Total Assets (2017)
9 902.32 mln EUR  (+9.04%)
Net Income (2017)
37.40 mln EUR  (+27.45%)

Triodos Bank NV is the 9th largest bank in the Netherlands in terms of total assets. In 2017 its total assets were 9 902,32 mln EUR. In 2017 the bank's net income was 37,40 mln EUR.

Triodos Bank NV participates in deposit guarantee scheme of the Netherlands. This scheme covers accounts up to 100 000 EUR per bank per depositor.

Contacts

NIEUWEROORDWG, 3704EC, ZEIST, Netherlands
55

Triodos Bank NV is headquartered in ZEIST.

Bank Identifiers

BIC (SWIFT)
TRIONL2U
MFI ID
NL195

Business Summary

Eligible Clients
individuals and legal entities working to benefit people and environment
Services
retail banking
private banking
corporate banking
investment management
Products
current accounts
savings accounts (0.20 - 0.20 %)
time deposit accounts
investment funds
mortgage loans

Triodos Bank NV provides products and services in the areas of retail banking, private banking, corporate banking, investment management. The range of products offered by Triodos Bank NV includes current accounts, savings accounts (0.20 - 0.20 %), time deposit accounts, investment funds, mortgage loans. Triodos Bank NV makes its solutions available to individuals and legal entities working to benefit people and environment.

Products

Current Accounts

Current accounts are non-interest bearing deposit accounts that are used to perform day-to-day banking transactions. Current accounts are often offered with a payment card (a debit card and/or a credit card) and may also include overdraft possibility. Annual costs of having a current account (also known as account management fees) can depend on monthly income input to the account or amount of money deposited into the account.

Current accounts made with Triodos Bank NV are covered by deposit guarantee scheme of the Netherlands up to 100 000 EUR per depositor. The following current accounts are offered by Triodos Bank NV.

Updated on 14 December 2018

Internet betaalrekening
Sales Region
Netherlands
Account Currency
EUR
Annual Costs (EUR)
24.60
Overdraft Rate (p.a.)
12.00 %
Current Account Details
Product Name
Internet betaalrekening
Account Currency
EUR
Annual Costs
24.60 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
12.00 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Indexed TAN (iTAN)
pushTAN
photoTAN
Mobile TAN (mTAN)
chipTAN

Netherlands: This product is offered to the Netherlands' residents only. When clicking on the product link you will be redirected to the product page in Dutch.

See Also

Savings Accounts

Savings accounts are interest-bearing deposits accounts which allow to withdraw money at any time. While providing more flexibility, savings accounts usually offer lower interest rates and shorter deposit terms than time deposit accounts.

Savings accounts made with Triodos Bank NV are covered by deposit guarantee scheme of the Netherlands up to 100 000 EUR per depositor. Triodos Bank NV offers the following savings accounts.

Updated on 14 December 2018

Internet Sparen
Sales Region
Netherlands
Account Currency
EUR
Interest Rate (p.a.)
0.20 %
Deposit Term (months)
1
Savings Account Details
Product Name
Internet Sparen
Account Currency
EUR
Interest Rate (p.a.)
0.20 %
Deposit Term (months)
1
Investment Amount
1 - 999999 EUR
Interest Frequency
1 times a year
Internet Sparen
Sales Region
Netherlands
Account Currency
EUR
Interest Rate (p.a.)
0.20 %
Deposit Term (months)
3
Savings Account Details
Product Name
Internet Sparen
Account Currency
EUR
Interest Rate (p.a.)
0.20 %
Deposit Term (months)
3
Investment Amount
1 - 999999 EUR
Interest Frequency
1 times a year
Internet Sparen
Sales Region
Netherlands
Account Currency
EUR
Interest Rate (p.a.)
0.20 %
Deposit Term (months)
6
Savings Account Details
Product Name
Internet Sparen
Account Currency
EUR
Interest Rate (p.a.)
0.20 %
Deposit Term (months)
6
Investment Amount
1 - 999999 EUR
Interest Frequency
1 times a year
Internet Sparen
Sales Region
Netherlands
Account Currency
EUR
Interest Rate (p.a.)
0.20 %
Deposit Term (months)
9
Savings Account Details
Product Name
Internet Sparen
Account Currency
EUR
Interest Rate (p.a.)
0.20 %
Deposit Term (months)
9
Investment Amount
1 - 999999 EUR
Interest Frequency
1 times a year
Internet Sparen
Sales Region
Netherlands
Account Currency
EUR
Interest Rate (p.a.)
0.20 %
Deposit Term (months)
12
Savings Account Details
Product Name
Internet Sparen
Account Currency
EUR
Interest Rate (p.a.)
0.20 %
Deposit Term (months)
12
Investment Amount
1 - 999999 EUR
Interest Frequency
1 times a year

Netherlands: This product is offered to the Netherlands' residents only. When clicking on the product link you will be redirected to the product page in Dutch.

See Also

Financial Positions

Total Assets (2017)
9 902.32 mln EUR  (+9.04%)
Total Equity (2017)
1 012.90 mln EUR  (+12.06%)

In 2017 total assets of Triodos Bank NV were 9 902.32 mln EUR. Growth compared to the previous period (2016) was 9.04%. The evolution of the total assets of Triodos Bank NV is shown at Chart 1 below.

Total Assets of Triodos Bank NV.

Chart 1. Total Assets of Triodos Bank NV.

Profit and Loss

Net Income (2017)
37.40 mln EUR  (+27.45%)

Recent changes in gross profit of Triodos Bank NV and its main components are shown in Table 1.

2016 2017 % change
Interest Income 174.6 179.3 +2.69%
Interest Charges -32.4 -26.4 -18.49%
Net Interest Income 142.1 152.8 +7.53%
Commission Income 76.9 88.5 +15.11%
Commission Charges -3.5 -3.7 +5.19%
Net Commission Income 73.4 84.9 +15.59%
Net Income from Trading Operations 0.4 0.8 +94.55%
Table 1. Recent changes in gross profit of Triodos Bank NV (mln EUR).

In 2017 net income of Triodos Bank NV was 37.40 mln EUR. Growth compared to the previous period (2016) was 27.45%. The evolution of the net income of Triodos Bank NV is shown at Chart 2 below.

Net Income of Triodos Bank NV.

Chart 2. Net Income of Triodos Bank NV.

Market Share and Rank (among banks in the Netherlands)

Total Assets (2017)
9th

In 2017 Triodos Bank NV was ranked the 9th largest bank in the Netherlands in terms of total assets.

Several banks having the market shares and ranks closest to Triodos Bank NV are shown below.

RankNameTotal Assets
8 Achmea Bank NV14199.36 mln EUR
9 Triodos Bank NV9902.32 mln EUR
10 Delta Lloyd Bank NV (closed)5343.31 mln EUR
 

Deposit Guarantee

Deposit Guarantee
Yes (up to 100 000 EUR per depositor)

Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.

All credit institutions operating in the Netherlands are obliged to participate in the Netherlands' deposit guarantee scheme.

In the case of Triodos Bank NV failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Eligible Depositors  private individuals, small companies
Covered Accounts  nearly every payment or savings account, current account or term deposit is covered
Maximum Protected Amount  100 000 EUR
Paid In Currency  EUR

Further Information

BIC

BIC (Business Identifier Code, also known as SWIFT code or SWIFT BIC) is a the mostly used international identifier of financial institutions. SWIFT is the registration authority for BICs. BICs are used in financial transactions, client and counterparty data bases, compliance documents and many others.

A BIC consists of eight or eleven characters, comprising a financial institution code (four characters), a country code (two characters), a location code (two characters) and, optionally, a branch code (three characters).

BIC of Triodos Bank NV and its components are shown in the table below.

BIC  TRIONL2U
Bank BIC Code  TRIO
Country Code  NL (Netherlands)
Location Code  2U
Branch Code  -

MFI ID

MFI ID (Monetary Financial Institution Identifier) is a code, unique to each institution in the MFI list provided by ECB (European Central Bank). MFI ID is hence applicable to MFIs resident in the European Union.

The code is alphanumerical, with the first two digits representing the two-digit ISO code for the country of residence of the MFI and the remaining number of digits (no limit has been specified) is any combination of alphanumerical characters.

MFI ID of Triodos Bank NV is shown in the table below.

MFI ID  NL195

European Presence: 6 banks in 5 countries

Triodos Bank NV operates under the brand name Triodos Bank. This banking brand has presence in the following European countries and selected dependent territories of the European countries:

Belgium

Germany

Netherlands

Spain

United Kingdom