Coöperatieve Rabobank U.A.

Business Summary

Services
retail banking
private banking
corporate banking
insurance
Products
Area Served
NLNetherlands
DEGermany

Coöperatieve Rabobank U.A. provides products and services in the areas of retail banking, private banking, corporate banking, insurance. The range of products offered by Coöperatieve Rabobank U.A. includes current accounts, debit cards, credit cards, savings accounts (0.10 - 0.50 %), time deposit accounts (0.15 - 0.20 %), investment funds, pension plans, consumer loans (7.55 - 7.55 %), mortgage loans, car loans (7.80 - 7.80 %), trading accounts.

Account Opening

Account Opening Procedure
book an appointment
visit bank branch

Opening an account with Coöperatieve Rabobank U.A. can be done by performing the following steps: book an appointment, visit bank branch.

Identity Verification
branch visit

Coöperatieve Rabobank U.A. performs identity verification using branch visit.

Ways to Bank

Business Channels
branch branch
online banking online banking

Products and services offered by Coöperatieve Rabobank U.A. are available at its branches and via its online banking system.

Products

Current Accounts

Current accounts are non-interest bearing deposit accounts that are used to perform day-to-day banking transactions. Current accounts are often offered with a payment card (a debit card and/or a credit card) and may also include overdraft possibility. Annual costs of having a current account (also known as account management fees) can depend on monthly income input to the account or amount of money deposited into the account.

The following current accounts are offered by Coöperatieve Rabobank U.A..

Updated on 26 May 2020

TotaalPakket
Sales Region
NLNetherlands
Overdraft Rate (p.a.)
12.90 %
Interest Rate (p.a.)
0.00 %
Annual Costs
45.00 EUR
Current Account Details
Product Name
TotaalPakket
Account Currency
EUR
Annual Costs
45.00 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
12.90 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Credit Card Costs (p.a.)
0.00 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features

Free debit card available

Free credit card available

Account be can accessed via online banking, phone, branch

Available to the Netherlands' residents

DirectPakket
Sales Region
NLNetherlands
Overdraft Rate (p.a.)
12.90 %
Interest Rate (p.a.)
0.00 %
Annual Costs
20.40 EUR
Current Account Details
Product Name
DirectPakket
Account Currency
EUR
Annual Costs
20.40 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
12.90 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Credit Card Costs (p.a.)
16.20 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features

Free debit card available

Credit card available

Account be can accessed via online banking, phone, branch

Available to the Netherlands' residents

NLNetherlands: This product is offered to the Netherlands' residents only. When clicking on the product link you will be redirected to the product page in Dutch.

See Also

Savings Accounts

Savings accounts are interest-bearing deposits accounts which allow to withdraw money at any time. While providing more flexibility, savings accounts usually offer lower interest rates and shorter deposit terms than time deposit accounts.

Coöperatieve Rabobank U.A. offers the following savings accounts.

Updated on 26 May 2020

RaboTagesgeld
Sales Region
DEGermany
Account Currency
EUR
Interest Rate (p.a.)
0.10 %
Deposit Term
1 - 12 months
Savings Account Details
Product Name
RaboTagesgeld
Account Currency
EUR
Min. Interest Rate (p.a.)
0.10 %
Max. Interest Rate (p.a.)
0.10 %
Min. Deposit Term
1 month
Max. Deposit Term
12 months
Min. Investment Amount
1 EUR
Max. Investment Amount
350,000 EUR
Interest Frequency
12 times a year
Rabobank Internetsparen
Sales Region
NLNetherlands
Account Currency
EUR
Interest Rate (p.a.)
0.50 %
Deposit Term
1 - 12 months
Savings Account Details
Product Name
Rabobank Internetsparen
Account Currency
EUR
Min. Interest Rate (p.a.)
0.50 %
Max. Interest Rate (p.a.)
0.50 %
Min. Deposit Term
1 month
Max. Deposit Term
12 months
Min. Investment Amount
1 EUR
Max. Investment Amount
999,999 EUR
Interest Frequency
1 times a year

DEGermany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.
NLNetherlands: This product is offered to the Netherlands' residents only. When clicking on the product link you will be redirected to the product page in Dutch.
Deposit Guarantee. Savings accounts made with Coöperatieve Rabobank U.A. are covered by deposit guarantee scheme of the Netherlands up to 100,000 EUR per depositor.
Withholding Tax. Interest income gained on savings accounts is not taxed in the Netherlands for both residents and non-residents.

See Also

Time Deposit Accounts

Time deposits accounts are interest-bearing deposit accounts offering higher interest rates than savings accounts. However the money deposited to such account cannot be withdrawn for a specified period of time (term).

Coöperatieve Rabobank U.A. offers the following time deposit accounts.

Updated on 26 May 2020

RaboSpar30
Sales Region
DEGermany
Account Currency
EUR
Interest Rate (p.a.)
0.15 %
Deposit Term
1 - 84 months
Time Deposit Account Details
Product Name
RaboSpar30
Account Currency
EUR
Min. Interest Rate (p.a.)
0.15 %
Max. Interest Rate (p.a.)
0.15 %
Min. Deposit Term
1 month
Max. Deposit Term
84 months
RaboSpar90
Sales Region
DEGermany
Account Currency
EUR
Interest Rate (p.a.)
0.20 %
Deposit Term
3 - 84 months
Time Deposit Account Details
Product Name
RaboSpar90
Account Currency
EUR
Min. Interest Rate (p.a.)
0.20 %
Max. Interest Rate (p.a.)
0.20 %
Min. Deposit Term
3 months
Max. Deposit Term
84 months

DEGermany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.
Deposit Guarantee. Time deposit accounts made with Coöperatieve Rabobank U.A. are covered by deposit guarantee scheme of the Netherlands up to 100,000 EUR per depositor.
Withholding Tax. Interest income gained on time deposit accounts is not taxed in the Netherlands for both residents and non-residents.

See Also

Consumer Loans

Consumer loans are secured or unsecured (i.e., backed or non-backed by a collateral) loans provided to retail customers for personal, family, or household purposes or for purchase of goods and services. In terms of repayment, consumer loans can be revolving (when a credit limit can be spent, repaid and spent again) or installment (such a loan is repaid in equal installments until the loan is paid off at the end of its term). Consumer loans offered by Coöperatieve Rabobank U.A. are shown in the table below.

Updated on 26 May 2020

Persoonlijke lening
Sales Region
NLNetherlands
Effective Rate (p.a.)
7.55 %
Loan Amount
7,500 - 12,499 EUR
Loan Term
24 - 96 months
Consumer Loan Details
Loan Currency
EUR
Min. Loan Term
24 months
Max. Loan Term
96 months
Min. Loan Amount
7,500 EUR
Max. Loan Amount
12,499 EUR
Min. Effective Rate (p.a.)
7.55 %
Max. Effective Rate (p.a.)
7.55 %

NLNetherlands: This product is offered to the Netherlands' residents only. When clicking on the product link you will be redirected to the product page in Dutch.

See Also

Car Loans

Car loans are secured or unsecured (i.e., backed or non-backed by a collateral) installment loans provided to retail customers for the purpose of buying a new or used car. Used cars purchased privately are often financed through unsecured loans, while new cars are financed via secured loans with the car used as the loan collateral. Car loans offered by Coöperatieve Rabobank U.A. are shown in the table below.

Updated on 26 May 2020

Doorlopend krediet
Sales Region
NLNetherlands
Effective Rate (p.a.)
7.80 %
Loan Amount
7,001 - 10,000 EUR
Loan Term
12 - 120 months
Car Loan Details
Loan Currency
EUR
Min. Loan Term
12 months
Max. Loan Term
120 months
Min. Loan Amount
7,001 EUR
Max. Loan Amount
10,000 EUR
Min Effective Rate (p.a.)
7.80 %
Max Effective Rate (p.a.)
7.80 %

NLNetherlands: This product is offered to the Netherlands' residents only. When clicking on the product link you will be redirected to the product page in Dutch.

See Also

Trading Accounts

Trading accounts are used to execute trade transactions involving buying and selling various financial instruments, for example, stocks, bonds, futures and options. Trading accounts can hold both cash and securities.

Trading accounts offered by Coöperatieve Rabobank U.A. are shown in the table below.

Updated on 26 May 2020

Rabo Beheerd Beleggen
Sales Region
NLNetherlands
Annual Costs
160.00 EUR
Costs per Order
10.00 EUR
Trading Account Details
Product Name
Rabo Beheerd Beleggen
Annual Costs
160.00 EUR
Costs per Order
10.00 EUR
Traded Instruments
stocks
bonds
ETFs
funds
options
certificates
Stock Exchanges
XETRA
Frankfurt Stock Exchange
Euronext Amsterdam
NYSE
Trading Account Features

Major world stock exchanges

Most popular trade instruments

Available to the Netherlands' residents

NLNetherlands: This product is offered to the Netherlands' residents only. When clicking on the product link you will be redirected to the product page in Dutch.
Investor Compensation. Trading accounts made with Coöperatieve Rabobank U.A. are covered by investor compensation scheme of the Netherlands up to 20,000 EUR per investor.

See Also