de Volksbank NV

Business Summary

Services
retail banking
Products
Area Served
NLNetherlands

de Volksbank NV provides services in the area of retail banking. The range of products offered by de Volksbank NV includes current accounts, savings accounts (0.80 - 0.90 %), time deposit accounts (0.90 - 1.70 %), credit cards, consumer loans, car loans (7.70 - 7.70 %), mortgage loans.

Account Opening

Account Opening Procedure
submit online application

Opening an account with de Volksbank NV can be done by performing the following steps: submit online application.

Ways to Bank

Business Channels
branch branch
online banking online banking
mobile app mobile app

Products and services offered by de Volksbank NV are available at its branches and via its online banking system, mobile application.

Mobile Application: SNS Eén Tweetje

SNS Eén Tweetje
SNS Eén Tweetje
SNS Eén Tweetje
SNS Eén Tweetje
SNS Eén Tweetje Supported Languages
GBEnglish

Products

Current Accounts

Current accounts are non-interest bearing deposit accounts that are used to perform day-to-day banking transactions. Current accounts are often offered with a payment card (a debit card and/or a credit card) and may also include overdraft possibility. Annual costs of having a current account (also known as account management fees) can depend on monthly income input to the account or amount of money deposited into the account.

The following current accounts are offered by de Volksbank NV.

Updated on 30 May 2020

Betalen
Sales Region
NLNetherlands
Overdraft Rate (p.a.)
11.00 %
Interest Rate (p.a.)
1.25 %
Annual Costs
30.00 EUR
Current Account Details
Product Name
Betalen
Account Currency
EUR
Annual Costs
30.00 EUR
Interest Rate (p.a.)
1.25 %
Overdraft Rate (p.a.)
11.00 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Credit Card Costs (p.a.)
15.75 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features

Free debit card available

Credit card available

Account be can accessed via online banking

Available to the Netherlands' residents

NLNetherlands: This product is offered to the Netherlands' residents only. When clicking on the product link you will be redirected to the product page in Dutch.

See Also

Savings Accounts

Savings accounts are interest-bearing deposits accounts which allow to withdraw money at any time. While providing more flexibility, savings accounts usually offer lower interest rates and shorter deposit terms than time deposit accounts.

de Volksbank NV offers the following savings accounts.

Updated on 30 May 2020

MaandSparen
Sales Region
NLNetherlands
Investment Amount
50 - 9,999,999 EUR
Interest Rate (p.a.)
0.90 %
Deposit Term
1 - 12 months
Savings Account Details
Product Name
MaandSparen
Account Currency
EUR
Min. Interest Rate (p.a.)
0.90 %
Max. Interest Rate (p.a.)
0.90 %
Min. Deposit Term
1 month
Max. Deposit Term
12 months
Min. Investment Amount
50 EUR
Max. Investment Amount
9,999,999 EUR
Interest Frequency
1 times a year
InternetSparen
Sales Region
NLNetherlands
Investment Amount
1 - 999,999 EUR
Interest Rate (p.a.)
0.80 %
Deposit Term
1 - 99 months
Savings Account Details
Product Name
InternetSparen
Account Currency
EUR
Min. Interest Rate (p.a.)
0.80 %
Max. Interest Rate (p.a.)
0.80 %
Min. Deposit Term
1 month
Max. Deposit Term
99 months
Min. Investment Amount
1 EUR
Max. Investment Amount
999,999 EUR
Interest Frequency
1 times a year

NLNetherlands: This product is offered to the Netherlands' residents only. When clicking on the product link you will be redirected to the product page in Dutch.
Deposit Guarantee. Savings accounts made with de Volksbank NV are covered by deposit guarantee scheme of the Netherlands up to 100,000 EUR per depositor.
Withholding Tax. Interest income gained on savings accounts is not taxed in the Netherlands for both residents and non-residents.

See Also

Time Deposit Accounts

Time deposits accounts are interest-bearing deposit accounts offering higher interest rates than savings accounts. However the money deposited to such account cannot be withdrawn for a specified period of time (term).

de Volksbank NV offers the following time deposit accounts.

Updated on 30 May 2020

DepositoSparen
Sales Region
NLNetherlands
Investment Amount
500 - 999,999 EUR
Interest Rate (p.a.)
0.90 - 1.70 %
Deposit Term
60 - 120 months
Time Deposit Account Details
Product Name
DepositoSparen
Account Currency
EUR
Min. Interest Rate (p.a.)
0.90 %
Max. Interest Rate (p.a.)
1.70 %
Min. Deposit Term
60 months
Max. Deposit Term
120 months
Min. Investment Amount
500 EUR
Max. Investment Amount
999,999 EUR
Interest Frequency
1 times a year

NLNetherlands: This product is offered to the Netherlands' residents only. When clicking on the product link you will be redirected to the product page in Dutch.
Deposit Guarantee. Time deposit accounts made with de Volksbank NV are covered by deposit guarantee scheme of the Netherlands up to 100,000 EUR per depositor.
Withholding Tax. Interest income gained on time deposit accounts is not taxed in the Netherlands for both residents and non-residents.

See Also

Car Loans

Car loans are secured or unsecured (i.e., backed or non-backed by a collateral) installment loans provided to retail customers for the purpose of buying a new or used car. Used cars purchased privately are often financed through unsecured loans, while new cars are financed via secured loans with the car used as the loan collateral. Car loans offered by de Volksbank NV are shown in the table below.

Updated on 30 May 2020

Doorlopend krediet
Sales Region
NLNetherlands
Effective Rate (p.a.)
7.70 %
Loan Amount
10,000 - 14,999 EUR
Loan Term
12 - 120 months
Car Loan Details
Loan Currency
EUR
Min. Loan Term
12 months
Max. Loan Term
120 months
Min. Loan Amount
10,000 EUR
Max. Loan Amount
14,999 EUR
Min Effective Rate (p.a.)
7.70 %
Max Effective Rate (p.a.)
7.70 %

NLNetherlands: This product is offered to the Netherlands' residents only. When clicking on the product link you will be redirected to the product page in Dutch.

See Also