Alior Bank S.A.

Business Summary

Services
retail banking
private banking
corporate banking
online brokerage
insurance
Products
current accounts
savings accounts
time deposit accounts (0.10 - 0.20 %)
investment funds
consumer loans (5.12 - 5.12 %)
mortgage loans
business loans
trade finance

Alior Bank S.A. provides products and services in the areas of retail banking, private banking, corporate banking, online brokerage, insurance. The range of products offered by Alior Bank S.A. includes current accounts, savings accounts, time deposit accounts (0.10 - 0.20 %), investment funds, consumer loans (5.12 - 5.12 %), mortgage loans, business loans, trade finance.

Products

Current Accounts

Current accounts are non-interest bearing deposit accounts that are used to perform day-to-day banking transactions. Current accounts are often offered with a payment card (a debit card and/or a credit card) and may also include overdraft possibility. Annual costs of having a current account (also known as account management fees) can depend on monthly income input to the account or amount of money deposited into the account.

Current accounts made with Alior Bank S.A. are covered by deposit guarantee scheme of Poland up to 100,000 EUR per depositor. The following current accounts are offered by Alior Bank S.A..

Updated on 18 October 2019

Konto ZEROzłotowe
Sales Region
Poland
Overdraft Rate (p.a.)
0.00 %
Interest Rate (p.a.)
0.00 %
Annual Costs
0.00 PLN
Current Account Details
Product Name
Konto ZEROzłotowe
Account Currency
PLN
Annual Costs
0.00 PLN
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
0.00 %
Debit Card
Debit Card Costs (p.a.)
0.00 PLN
Credit Card
Credit Card Costs (p.a.)
48.00 PLN
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features
No annual fees
Free debit card available
Credit card available
Account be can accessed via online banking, phone, branch
Available to Polish residents
Konto osobiste
Sales Region
Poland
Overdraft Rate (p.a.)
0.00 %
Interest Rate (p.a.)
0.00 %
Annual Costs
0.00 PLN
Current Account Details
Product Name
Konto osobiste
Account Currency
PLN
Annual Costs
0.00 PLN
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
0.00 %
Debit Card
Debit Card Costs (p.a.)
0.00 PLN
Credit Card
Credit Card Costs (p.a.)
72.00 PLN
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features
No annual fees
Free debit card available
Credit card available
Account be can accessed via online banking, phone, branch
Available to Polish residents

Poland: This product is offered to Polish residents only. When clicking on the product link you will be redirected to the product page in Polish.

See Also

Time Deposit Accounts

Time deposits accounts are interest-bearing deposit accounts offering higher interest rates than savings accounts. However the money deposited to such account cannot be withdrawn for a specified period of time (term).

Time deposit accounts made with Alior Bank S.A. are covered by deposit guarantee scheme of Poland up to 100,000 EUR per depositor. Alior Bank S.A. offers the following time deposit accounts.

Updated on 18 October 2019

Alior Bank
Sales Region
Spain
Investment Amount
10,000 - 100,000 EUR
Interest Rate (p.a.)
0.10 - 0.20 %
Deposit Term
6 - 36 months
Time Deposit Account Details
Product Name
Alior Bank
Account Currency
EUR
Min. Interest Rate (p.a.)
0.10 %
Max. Interest Rate (p.a.)
0.20 %
Min. Deposit Term
6 months
Max. Deposit Term
36 months
Min. Investment Amount
10,000 EUR
Max. Investment Amount
100,000 EUR
Interest Frequency
12 times a year
Festgeld
Sales Region
Germany
Investment Amount
10,000 - 100,000 EUR
Interest Rate (p.a.)
0.10 - 0.20 %
Deposit Term
6 - 36 months
Time Deposit Account Details
Product Name
Festgeld
Account Currency
EUR
Min. Interest Rate (p.a.)
0.10 %
Max. Interest Rate (p.a.)
0.20 %
Min. Deposit Term
6 months
Max. Deposit Term
36 months
Min. Investment Amount
10,000 EUR
Max. Investment Amount
100,000 EUR
Interest Frequency
1 times a year
Flexgeld
Sales Region
Germany
Investment Amount
10,000 EUR
Interest Rate (p.a.)
0.10 %
Deposit Term
12 months
Time Deposit Account Details
Product Name
Flexgeld
Account Currency
EUR
Min. Interest Rate (p.a.)
0.10 %
Max. Interest Rate (p.a.)
0.10 %
Min. Deposit Term
12 months
Max. Deposit Term
12 months
Min. Investment Amount
10,000 EUR
Max. Investment Amount
10,000 EUR
Interest Frequency
1 times a year

Spain: This product is offered to Spanish residents only. When clicking on the product link you will be redirected to the product page in Spanish.

Germany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

See Also

Consumer Loans

Consumer loans are secured or unsecured (i.e., backed or non-backed by a collateral) loans provided to retail customers for personal, family, or household purposes or for purchase of goods and services. In terms of repayment, consumer loans can be revolving (when a credit limit can be spent, repaid and spent again) or installment (such a loan is repaid in equal installments until the loan is paid off at the end of its term). Consumer loans offered by Alior Bank S.A. are shown in the table below.

Updated on 18 October 2019

Pożyczka 5% z gwarancją
Sales Region
Poland
Effective Rate (p.a.)
5.12 %
Loan Amount
500 - 80,000 PLN
Loan Term
3 - 120 months
Consumer Loan Details
Loan Currency
PLN
Min. Loan Term
3 months
Max. Loan Term
120 months
Min. Loan Amount
500 PLN
Max. Loan Amount
80,000 PLN
Min. Effective Rate (p.a.)
5.12 %
Max. Effective Rate (p.a.)
5.12 %

Poland: This product is offered to Polish residents only. When clicking on the product link you will be redirected to the product page in Polish.

See Also