BRE Bank Hipoteczny SA

BRE Bank Hipoteczny (mBank Hipoteczny) is a mortgage bank, providing mortgage lending to natural persons and financing of commercial real estate and residential real estate to development companies.

BRE Bank Hipoteczny SA is rated by Fitch. Long-term credit rating assigned to the bank by Fitch is BBB (good credit quality).

BRE Bank Hipoteczny SA participates in deposit guarantee scheme of Poland. This scheme covers accounts up to 100 000 EUR per bank per depositor.

BRE Bank Hipoteczny SA is a member of Commerzbank (Germany).


al. Armii Ludowej 26, 00-609, Warszawa, Poland

BRE Bank Hipoteczny SA is headquartered in Warszawa.

Bank Identifiers


Credit Ratings (as of May 2018)

Fitch Moody's
BBB (good credit quality) - (not rated)

Credit Rating is an opinion of a credit rating agency about credit worthiness of a company or a government. BRE Bank Hipoteczny SA is rated by Fitch.

Credit ratings assigned to BRE Bank Hipoteczny SA as of May 2018 are shown in details in the following sections.


Long-term issuer default rating is Fitch's view of a credit institution's relative vulnerability to default on its financial obligations, for BRE Bank Hipoteczny SA it is set to BBB (good credit quality), outlook is stable (not likely to change). The rating is not on watch. Short-term issuer default rating for BRE Bank Hipoteczny SA is set to F2 (good short-term credit quality).

Long-Term Issuer Default Rating  BBB
    Outlook  stable
    On Watch  No
Short-Term Issuer Default Rating  F2
Viability Rating  -
Support Rating  2
Support Rating Floor  -

Viability rating for BRE Bank Hipoteczny SA is not set support rating is 2 (high probability of external support); support rating floor is not set.

Deposit Guarantee

Deposit Guarantee
Yes (up to 100 000 EUR per depositor)

Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.

All credit institutions operating in Poland are obliged to participate in Polish deposit guarantee scheme.

In the case of BRE Bank Hipoteczny SA failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Eligible Depositors  natural persons, legal entities
Covered Accounts  deposits in all the accounts (e.g. term deposits, current accounts, savings accounts)
Covered Currencies  all
Maximum Protected Amount  100 000 EUR
Paid In Currency  PLN

Further Information


MFI ID (Monetary Financial Institution Identifier) is a code, unique to each institution in the MFI list provided by ECB (European Central Bank). MFI ID is hence applicable to MFIs resident in the European Union.

The code is alphanumerical, with the first two digits representing the two-digit ISO code for the country of residence of the MFI and the remaining number of digits (no limit has been specified) is any combination of alphanumerical characters.

MFI ID of BRE Bank Hipoteczny SA is shown in the table below.

MFI ID  PL00215