|Address||01-208, Poland, Warszawa, ul. Przyokopowa 33|
|Phone||+48 (22) 203-03-03|
|Fax||+48 (33) 661-14-67|
|Bank Sort Code||24800002|
|Credit Ratings (as of Dec 2014)|
|Moody's||Ba2 (non-investment grade speculative)|
|S&P's||- (not rated)|
|Deposit Guarantee||Yes (up to 100 000 EUR per depositor)|
|Start Date||September 2008|
|Number of Employees (2013)||6 417 (+0.23%)|
|Total Assets (2013)||15 313.53 mln EUR (+6.11%)|
|Total Equity (2013)||1 150.62 mln EUR (-0.73%)|
|Profit and Loss|
|Net Income (2013)||97.23 mln EUR (+11.80%)|
Any bank can be identified for different purposes and hence can have several different identifiers.
BIC (Business Identifier Code) is a the mostly used international identifier of financial institutions. SWIFT is the registration authority for BICs. BICs are used in financial transactions, client and counterparty data bases, compliance documents and many others.
|Bank BIC Code||GBGC|
|Country Code||PL (Poland)|
A BIC consists of eight or eleven characters, comprising a financial institution code (four characters), a country code (two characters), a location code (two characters) and, optionally, a branch code (three characters).
MFI ID (Monetary Financial Institution Identifier) is a code, unique to each institution in the MFI list provided by ECB (European Central Bank). MFI ID is hence applicable to MFIs resident in the European Union.
The code is alphanumerical, with the first two digits representing the two-digit ISO code for the country of residence of the MFI and the remaining number of digits (no limit has been specified) is any combination of alphanumerical characters.
Bank Sort Code is a code that uniquely identifies a financial institution within a country. Bank sort codes are usually assigned by National Central Banks and differ from BIC codes.
|Bank Sort Code||24800002|
Credit Rating is an opinion of a credit rating agency about credit worthiness of a company or a government.Of the 'Big Three' rating agencies, Getin Noble Bank S.A. is rated by Fitch and Moody's.
Credit ratings assigned to Getin Noble Bank S.A. as of December 2014 are shown in details in the following sections.
Long-term issuer default rating is Fitch's view of a credit institution's relative vulnerability to default on its financial obligations, for Getin Noble Bank S.A. it is set to BB (speculative), outlook is stable (not likely to change). The rating is not on watch. Short-term issuer default rating for Getin Noble Bank S.A. is set to B (speculative short-term credit quality).
|Long-Term Issuer Default Rating||BB|
|Short-Term Issuer Default Rating||B|
|Support Rating Floor||BB|
Viability rating for Getin Noble Bank S.A. is set to bb (speculative fundamental credit quality); support rating is 3 (moderate probability of support); support rating floor is BB (speculative).
Long-term rating is for Getin Noble Bank S.A. it is set to Ba2 (non-investment grade speculative). Long-term bank deposit rating is Ba2 (non-investment grade speculative). Bank financial strength rating is D- (modest intrinsic financial strength). Short-term rating is not assigned.
|Long-Term Bank Deposit Rating||Ba2|
|Bank Financial Strength Rating||D-|
Outlook for the ratings of Getin Noble Bank S.A. is set to negative (may be lowered).
Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.
All credit institutions operating in Poland are obliged to participate in Polish deposit guarantee scheme.
In the case of Getin Noble Bank S.A. failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:
|Eligible Depositors||natural persons, legal entities|
|Covered Accounts||deposits in all the accounts (e.g. term deposits, current accounts, savings accounts)|
|Maximum Protected Amount||100 000 EUR|
|Paid In Currency||PLN|
Further Information: Deposit Guarantee Scheme in Poland
Minimum reserves is the minimum amount of reserves a credit institution is required to hold with a central bank.
|Subject to MRR by ECB||No|
|Exempt from MRR by ECB||No|
In 2013 total assets of Getin Noble Bank S.A. were 15 313.53 mln EUR. Growth compared to the previous period (2012) was 6.11%. The evolution of the total assets of Getin Noble Bank S.A. is shown at Chart 1 below.
Recent changes in total assets of Getin Noble Bank S.A. and its main components are shown in Table 1.
|Loans||11 416.3||12 617.0||+10.52%|
|Total Assets||14 431.5||15 313.5||+6.11%|
|Table 1. Recent changes in total assets of Getin Noble Bank S.A. (mln EUR).|
Recent changes in total liabilities of Getin Noble Bank S.A. and its main components are shown in Table 2.
|Deposits||12 318.4||12 393.4||+0.61%|
|Total Liabilities||14 431.5||15 313.5||+6.11%|
|Table 2. Recent changes in total liabilities of Getin Noble Bank S.A. (mln EUR).|
In 2013 net income of Getin Noble Bank S.A. was 97.23 mln EUR. Growth compared to the previous period (2012) was 11.80%. The evolution of the net income of Getin Noble Bank S.A. is shown at Chart 2 below.