Raiffeisen Polbank

Raiffeisen Bank Poland, present on the market under the name Raiffeisen Polbank, started its operations in 1991 as one of the first financial institutions with foreign capital appeared in Poland. In 2012 after the merger with Polbank EFG, Raiffeisen Polbank became one of the largest banks in Poland. Raiffeisen Polbank is a universal bank offering retail and corporate banking products and services to individuals, small- and medium-sized enterprises and corporations.

On 9 February 2015 Raiffeisen Bank International announced sale of its operations in Poland and Slovenia, as well as the direct banking unit Zuno. The measures are intended to facilitate an improvement in the CET1 ratio to 12% by end-2017, compared to 10% at end-2014.


Retail Banking
Private Banking
Corporate Banking


Raiffeisen Polbank participates in deposit guarantee scheme of Poland. This scheme covers accounts up to 100 000 EUR per bank per depositor.

Raiffeisen Polbank is a member of Raiffeisen Banking Group (Austria).


ul. Grzybowska 78, 00-549, Warszawa, Poland
+48 22 585-20-00
+48 22 585-25-85

Raiffeisen Polbank is headquartered in Warszawa.

Bank Identifiers

Bank Sort Code
Start Date
September 1991

Business Summary

retail banking
private banking
corporate banking
current accounts
debit cards
credit cards
savings accounts
time deposit accounts
investment funds
consumer loans
mortgage loans
business loans

Raiffeisen Polbank provides products and services in the areas of retail banking, private banking, corporate banking. The range of products offered by Raiffeisen Polbank includes current accounts, debit cards, credit cards, savings accounts, time deposit accounts, investment funds, consumer loans, mortgage loans, business loans.


Current Accounts

Current accounts are non-interest bearing deposit accounts that are used to perform day-to-day banking transactions. Current accounts are often offered with a payment card (a debit card and/or a credit card) and may also include overdraft possibility. Annual costs of having a current account (also known as account management fees) can depend on monthly income input to the account or amount of money deposited into the account.

Current accounts made with Raiffeisen Polbank are covered by deposit guarantee scheme of Poland up to 100 000 EUR per depositor. The following current accounts are offered by Raiffeisen Polbank.

Updated on 22 June 2018

Wymarzone Konto Osobiste
Sales Region
Account Currency
Annual Costs (PLN)
Overdraft Rate (p.a.)
0.00 %
Current Account Details
Product Name
Wymarzone Konto Osobiste
Account Currency
Annual Costs
0.00 PLN
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
0.00 %
Debit Card
Debit Card Costs (p.a.)
0.00 PLN
Credit Card
Credit Card Costs (p.a.)
72.00 PLN
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Indexed TAN (iTAN)
Mobile TAN (mTAN)

Poland: This product is offered to Polish residents only. When clicking on the product link you will be redirected to the product page in Polish.

See Also

Deposit Guarantee

Deposit Guarantee
Yes (up to 100 000 EUR per depositor)

Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.

All credit institutions operating in Poland are obliged to participate in Polish deposit guarantee scheme.

In the case of Raiffeisen Polbank failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Eligible Depositors  natural persons, legal entities
Covered Accounts  deposits in all the accounts (e.g. term deposits, current accounts, savings accounts)
Covered Currencies  all
Maximum Protected Amount  100 000 EUR
Paid In Currency  PLN

Further Information


BIC (Business Identifier Code, also known as SWIFT code or SWIFT BIC) is a the mostly used international identifier of financial institutions. SWIFT is the registration authority for BICs. BICs are used in financial transactions, client and counterparty data bases, compliance documents and many others.

A BIC consists of eight or eleven characters, comprising a financial institution code (four characters), a country code (two characters), a location code (two characters) and, optionally, a branch code (three characters).

BIC of Raiffeisen Polbank and its components are shown in the table below.

Bank BIC Code  RCBW
Country Code  PL (Poland)
Location Code  PW
Branch Code  XXX


MFI ID (Monetary Financial Institution Identifier) is a code, unique to each institution in the MFI list provided by ECB (European Central Bank). MFI ID is hence applicable to MFIs resident in the European Union.

The code is alphanumerical, with the first two digits representing the two-digit ISO code for the country of residence of the MFI and the remaining number of digits (no limit has been specified) is any combination of alphanumerical characters.

MFI ID of Raiffeisen Polbank is shown in the table below.

MFI ID  PL00175

Bank Sort Code

Bank Sort Code is a code that uniquely identifies a financial institution within a country. Bank sort codes are usually assigned by National Central Banks and differ from BIC codes.

Bank Sort Code  17500009