Sygma Bank Polska S.A.

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Business Focus
consumer finance

The history of Sygma Bank began in 1999 when Finplus SA company, which specialized in consumer loans and financing purchases using credit cards started operating in Poland. In 2004 it was decided to conduct business in Poland through a branch of French bank Sygma Banque Societe Anonyme, which in 2010 was merged with Cetelem Bank SA, becoming one of the leading players on the consumer finance market in Poland. In 2015 it was transformed into Sygma Banque Societe Anonyme Branch in Poland and then into the bank named Sygma Bank Polska. Sygma Bank Polska is part of BNP Paribas Personal Finance. It specializes in actively supporting retail chains through financial and non-financial services, as well as installment loans and cash loans. On May 31, 2016 a legal merger of Sygma Bank Polska SA into Bank BGZ BNP Paribas SA was completed.

Bank Category

Branches of foreign banks

Deposit Guarantee

Protected Amount
up to 100,000 EUR
Guarantee Fund
Fonds de Garantie des Dépôts et de Résolution (FGDR)
Covered Depositors
natural persons
legal entities
Covered Accounts
all deposit accounts

Sygma Bank Polska S.A. participates in the deposit guarantee scheme of France. This deposit guarantee scheme applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR per bank per depositor. Sygma Bank Polska S.A. is a member of Fonds de Garantie des Dépôts et de Résolution (FGDR) and makes its contributions into it.

Member of Group

 BNP Paribas (France)

Sygma Bank Polska S.A. is a member of BNP Paribas (France) and operated as a branch of BNP Paribas (France).


ul. Suwak 3, 02-676, Warszawa, Poland

Sygma Bank Polska S.A. was located in Warszawa.

Bank Identifiers


Bank Supervision

Supervised By
Polish Financial Supervision Authority

Sygma Bank Polska S.A. was authorized and supervised by the Polish Financial Supervision Authority.

Bank History

Close Date
June 2016
Previous Name
Sygma Banque Societe Anonyme (SA) Oddział w Polsce

See Also

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