Twoja Spółdzielcza Kasa Oszczędnościowo - Kredytowa

    Address  47-225, Poland, Kędzierzyn-Koźle, ul. Szkolna 15

Bank Identifiers 
    MFI ID  PL10201
Bank Category  Credit unions
Deposit Guarantee  Yes (up to 100 000 EUR per depositor)

Twoja Spółdzielcza Kasa Oszczędnościowo - Kredytowa is located at Poland, Kędzierzyn-Koźle. It is one of 681 credit institutions operating in Poland.

Bank Identifiers

Any bank can be identified for different purposes and hence can have several different identifiers.


MFI ID (Monetary Financial Institution Identifier) is a code, unique to each institution in the MFI list provided by ECB (European Central Bank). MFI ID is hence applicable to MFIs resident in the European Union.

MFI ID  PL10201

The code is alphanumerical, with the first two digits representing the two-digit ISO code for the country of residence of the MFI and the remaining number of digits (no limit has been specified) is any combination of alphanumerical characters.

Deposit Guarantee

Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.

All credit institutions operating in Poland are obliged to participate in Polish deposit guarantee scheme.

In the case of Twoja Spółdzielcza Kasa Oszczędnościowo - Kredytowa failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Eligible Depositors  natural persons, legal entities
Covered Accounts  deposits in all the accounts (e.g. term deposits, current accounts, savings accounts)
Maximum Protected Amount  100 000 EUR
Paid In Currency  PLN

Further Information: Deposit Guarantee Scheme in Poland

ECB Minimum Reserves Requirements (MRR)

Minimum reserves is the minimum amount of reserves a credit institution is required to hold with a central bank.

Subject to MRR by ECB  No
Exempt from MRR by ECB  No

Related Information on Poland

Economy and Banking Sector of Poland

List of Banks in Poland

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