Caixa Central - Caixa Central de Crédito Agrícola Mútuo, CRL (Portugal)

Address

R. Castilho, 233/233-A, 1099-004, Lisboa, Portugal

BIC

CCCMPTPLXXX

Overview

Business Focus

cooperative retail banking

Caixa Central - Caixa Central de Crédito Agrícola Mútuo, CRL was founded in 1984 to become the financial head of Crédito Agrícola Group, a Portuguese cooperative banking group. In 1994 Caixa Central broadened its scope of activities and started operating as a universal bank.

Performance

In 2023, Caixa Central - Caixa Central de Crédito Agrícola Mútuo, CRL achieved the position of 7th largest bank in Portugal with a market share of 3.45%; its total assets grew by 1.38%.

Additionally, the bank became the 12th bank in relation to its loans-to-deposits (L/D) showcasing 87.57% L/D ratio in 2023.

Deposit Protection

Deposits up to 100,000 EUR are covered by Portuguese deposit guarantee scheme in Caixa Central - Caixa Central de Crédito Agrícola Mútuo, CRL.

Market Share (#7 in Portugal)

Market Share of Caixa Central - Caixa Central de Crédito Agrícola Mútuo, CRL

Ratios

RoA

0.52%

RoE

11.92%

L/D

87.57%

Services

retail banking

business banking

asset management

insurance

Area Served

Portugal

Products

current accounts

savings accounts

time deposit accounts

debit cards

credit cards

consumer loans

mortgage loans (2.00 - 2.00 %)

pension plans

Account Currencies

EUR (Euro)

Card Providers

International Transfers

SWIFT Transfers

SEPA Credit Transfers

SEPA Instant Transfers

SEPA Direct Debits

SEPA Direct Debits B2B

Account Opening

Becoming a client of Caixa Central - Caixa Central de Crédito Agrícola Mútuo, CRL can be done in a few steps:

Submit online application

Visit bank branch

Caixa Central - Caixa Central de Crédito Agrícola Mútuo, CRL performs client's identity verification via branch visit.

Ways to Bank

Caixa Central - Caixa Central de Crédito Agrícola Mútuo, CRL delivers its products and services through both direct and indirect channels, namely:

branch

online banking

Financials

Total Assets of Caixa Central - Caixa Central de Crédito Agrícola Mútuo, CRL

Net_income of Caixa Central - Caixa Central de Crédito Agrícola Mútuo, CRL

Total Assets (2023)

12,882.33 mln EUR (+1.38%)

Net Income (2023)

66.27 mln EUR (+196.61%)

Number of Employees (2023)

3,696 (+0.74%)

Caixa Central - Caixa Central de Crédito Agrícola Mútuo, CRL ranks as the 7th largest bank in Portugal by total assets. In 2023 its total assets were 12,882.33 mln EUR, representing a 3.45% market share. In 2023 the bank's net income was 66.27 mln EUR. As of 2023, the bank employed 3,696 people.

Deposit Guarantee

Protected Amount

up to 100,000 EUR

Guarantee Fund

Fundo de Garantia de Depósitos (FGD)

Covered Accounts

current accounts
savings accounts
time deposit accounts

Eligible Depositors

natural persons
legal entities

Caixa Central - Caixa Central de Crédito Agrícola Mútuo, CRL protects deposits up to up to 100,000 EUR per depositor through Portugal's deposit guarantee scheme. The scheme applies to current accounts, savings accounts, time deposit accounts made by natural persons, legal entities. The bank participates in the Fundo de Garantia de Depósitos (FGD), making regular contributions into it.