BEST - Banco Electrónico de Serviço Total, SA

Business Summary

Services
retail banking
Products
current accounts
debit cards
credit cards
savings accounts
time deposit accounts
investment funds
structured products
retirement solutions
consumer loans
mortgage loans (2.14 - 2.14 %)
trading accounts
Area Served
PTPortugal
internationally
Account Currencies
EUEUR
USUSD
CHCHF
GBGBP
Card Providers
VisaVisa

BEST - Banco Electrónico de Serviço Total, SA provides services in the area of retail banking. The range of products offered by BEST - Banco Electrónico de Serviço Total, SA includes current accounts, debit cards, credit cards, savings accounts, time deposit accounts, investment funds, structured products, retirement solutions, consumer loans, mortgage loans (2.14 - 2.14 %), trading accounts.

Account Opening

Account Opening Procedure
submit online application

Opening an account with BEST - Banco Electrónico de Serviço Total, SA can be done by performing the following steps: submit online application.

Required Documents
passport
proof of address
employment details
application form

BEST - Banco Electrónico de Serviço Total, SA requires the following documents to open a personal bank account: passport; proof of address; employment details; application form.

While opening a bank account BEST - Banco Electrónico de Serviço Total, SA has to perform KYC procedure and comply with AML requirements. KYC procedure usually includes obtaining the information about customer identity, residential address, current occupation and source of income. KYC checks performed by BEST - Banco Electrónico de Serviço Total, SA and the documents used are outlined below.

Identity Verification
passport
any one of the documents above
Address Confirmation
proof of address
any one of the documents above
Current Occupation
employment details
any one of the documents above
Income Source
Forms
application form
all the forms from above

BEST - Banco Electrónico de Serviço Total, SA may require additional documentation or information depending on the case.

Ways to Bank

Business Channels
branch branch
online banking online banking
mobile app mobile app

Products and services offered by BEST - Banco Electrónico de Serviço Total, SA are available at its branches and via its online banking system, mobile application.

Mobile Application: Best Mobile

 2.0, 1 Ratings

Best Mobile
Best Mobile
Best Mobile
Best Mobile
Best Mobile Supported Languages
GBEnglish
PTPortuguese

Products

Mortgage Loans

Mortgage loans are secured loans used for real estate financing purposes (for example, purchase of a new or existing property, construction of an own property, property renovation) without paying the entire value up front. A mortgage loan is secured by the collateral of specified real estate property and is repaid in installments. Mortgage loans offered by BEST - Banco Electrónico de Serviço Total, SA are shown in the table below.

Updated on 10 July 2020

Sales Region
PTPortugal
Loan Term
up to 40 years
Min. Variable Rate (p.a.)
12-month EURIBOR + 1.25 %
Max. LTV
80.00 %
Mortgage Loan Details
Currency
EUR
Min. Mortgage Amount
10,000 EUR
Min. Variable Rate (p.a.)
12-month EURIBOR + 1.25 %
Fixed Rate Available
Mixed Rate Available
Variable Rate Available
Max. Mortgage Term
40 years
Max. Borrower's Age
75 years
Max. LTV
80.00 %
Mortgage Loan Features

purchase of own permanent home

purchase of land

purchase of second home

purchase of rental housing

PTPortugal: This product is offered to Portuguese residents only. When clicking on the product link you will be redirected to the product page in Portuguese.

See Also

See Also

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