Business Summary

retail banking
private banking
corporate banking
current accounts
debit cards
credit cards
prepaid cards
savings accounts
time deposit accounts
indexed deposit accounts
structured products
consumer loans
car loans
mortgage loans (2.83 - 2.83 %)

BANCO BPI, SA provides products and services in the areas of retail banking, private banking, corporate banking, insurance. The range of products offered by BANCO BPI, SA includes current accounts, debit cards, credit cards, prepaid cards, savings accounts, time deposit accounts, indexed deposit accounts, structured products, consumer loans, car loans, mortgage loans (2.83 - 2.83 %).


Mortgage Loans

Mortgage loans are secured loans used for real estate financing purposes (for example, purchase of a new or existing property, construction of an own property, property renovation) without paying the entire value up front. A mortgage loan is secured by the collateral of specified real estate property and is repaid in installments. Mortgage loans offered by BANCO BPI, SA are shown in the table below.

Updated on 6 April 2020

Sales Region
Loan Term
up to 50 years
Min. Variable Rate (p.a.)
12-month EURIBOR + 1.25 %
Max. LTV
80.00 %
Mortgage Loan Details
Min. Mortgage Amount
30,000 EUR
Min. Variable Rate (p.a.)
12-month EURIBOR + 1.25 %
Fixed Rate Available
Mixed Rate Available
Variable Rate Available
Max. Mortgage Term
50 years
Max. Borrower's Age
75 years
Max. LTV
80.00 %
Mortgage Loan Features

purchase of own permanent home

purchase of land

purchase of second home

construction works

refurbishment works

leasehold housing

PTPortugal: This product is offered to Portuguese residents only. When clicking on the product link you will be redirected to the product page in Portuguese.

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