Caixa Económica da Misericórdia de Angra do Heroísmo, Caixa Económica Bancária, S.A.

Business Summary

Services
retail banking
corporate banking
Products
current accounts
debit cards
credit cards
savings accounts
time deposit accounts
consumer loans
mortgage loans (4.75 - 4.75 %)
Area Served
PTPortugal
internationally
Account Currencies
EUEUR
Card Providers
VisaVisa

Caixa Económica da Misericórdia de Angra do Heroísmo, Caixa Económica Bancária, S.A. provides products and services in the areas of retail banking, corporate banking. The range of products offered by Caixa Económica da Misericórdia de Angra do Heroísmo, Caixa Económica Bancária, S.A. includes current accounts, debit cards, credit cards, savings accounts, time deposit accounts, consumer loans, mortgage loans (4.75 - 4.75 %).

Account Opening

Account Opening Procedure
visit bank branch

Opening an account with Caixa Económica da Misericórdia de Angra do Heroísmo, Caixa Económica Bancária, S.A. can be done by performing the following steps: visit bank branch.

Required Documents
passport
proof of address
employment details
application form

Caixa Económica da Misericórdia de Angra do Heroísmo, Caixa Económica Bancária, S.A. requires the following documents to open a personal bank account: passport; proof of address; employment details; application form.

While opening a bank account Caixa Económica da Misericórdia de Angra do Heroísmo, Caixa Económica Bancária, S.A. has to perform KYC procedure and comply with AML requirements. KYC procedure usually includes obtaining the information about customer identity, residential address, current occupation and source of income. KYC checks performed by Caixa Económica da Misericórdia de Angra do Heroísmo, Caixa Económica Bancária, S.A. and the documents used are outlined below.

Identity Verification
passport
any one of the documents above
Address Confirmation
proof of address
any one of the documents above
Current Occupation
employment details
any one of the documents above
Income Source
Forms
application form
all the forms from above

Caixa Económica da Misericórdia de Angra do Heroísmo, Caixa Económica Bancária, S.A. may require additional documentation or information depending on the case.

Identity Verification
branch visit

Caixa Económica da Misericórdia de Angra do Heroísmo, Caixa Económica Bancária, S.A. performs identity verification using branch visit.

Ways to Bank

Business Channels
branch branch
online banking online banking
mobile app mobile app

Products and services offered by Caixa Económica da Misericórdia de Angra do Heroísmo, Caixa Económica Bancária, S.A. are available at its branches and via its online banking system, mobile application.

Products

Mortgage Loans

Mortgage loans are secured loans used for real estate financing purposes (for example, purchase of a new or existing property, construction of an own property, property renovation) without paying the entire value up front. A mortgage loan is secured by the collateral of specified real estate property and is repaid in installments. Mortgage loans offered by Caixa Económica da Misericórdia de Angra do Heroísmo, Caixa Económica Bancária, S.A. are shown in the table below.

Updated on 13 July 2020

Sales Region
PTPortugal
Loan Term
1 - 35 years
Min. Variable Rate (p.a.)
3, 6, 12-month EURIBOR + 2.00 %
Max. LTV
90.00 %
Mortgage Loan Details
Currency
EUR
Min. Mortgage Amount
25,000 EUR
Max. Mortgage Amount
400,000 EUR
Min. Variable Rate (p.a.)
3, 6, 12-month EURIBOR + 2.00 %
Fixed Rate Available
Mixed Rate Available
Variable Rate Available
Min. Mortgage Term
1 year
Max. Mortgage Term
35 years
Max. Borrower's Age
65 years
Max. LTV
90.00 %
Mortgage Loan Features

purchase of own permanent home

purchase of land

purchase of second home

purchase of rental housing

construction works

refurbishment works

PTPortugal: This product is offered to Portuguese residents only. When clicking on the product link you will be redirected to the product page in Portuguese.

See Also

See Also

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