Caixa Geral de Depósitos, SA

 (3.5; 41 ratings)
3.5 41
Business Focus
universal banking

Caixa Geral de Depósitos (CGD) is the largest bank in Portugal, 100%-owned by the Portuguese government. CGS is a universal bank, having a substantial market share in retail and corporate banking in Portugal. CGS also provides specialized financial services, investment banking and insurance.

Services

retail banking
corporate banking
investment banking
asset management
insurance

Area Served

PTPortugal

Products

current accounts
debit cards
credit cards
prepaid cards
savings accounts
time deposit accounts
consumer loans

Account Currencies

EUEUR (Euro)
AUAUD (Australian dollar)
CACAD (Canadian dollar)
CHCHF (Swiss franc)
CNCNY (Renminbi (Chinese) yuan)
CZCZK (Czech koruna)
DKDKK (Danish krone)
GBGBP (Pound sterling)
HKHKD (Hong Kong dollar)
HUHUF (Hungarian forint)
JPJPY (Japanese yen)
MOP
NONOK (Norwegian krone)
NZNZD (New Zealand dollar)
PLPLN (Polish złoty)
SESEK (Swedish krona/kronor)
SGSGD (Singapore dollar)
USUSD (US dollar)
ZAZAR (South African rand)

Card Providers

Visa

International Transfers

SWIFT Transfers
SEPA Credit Transfers
SEPA Instant Transfers
SEPA Direct Debits

Account Opening

Becoming a client of Caixa Geral de Depósitos, SA can be done in a few steps:

1.
Completely online

Due to regulatory requirements Caixa Geral de Depósitos, SA performs KYC/AML checks when establishing business relationships with a new client. While onboarding a private individual Caixa Geral de Depósitos, SA will ask him/her to provide the following documents: passport; proof of address; employment details. For corporate clients Caixa Geral de Depósitos, SA will ask to provide corporate documentation as well as information about controlling persons. Caixa Geral de Depósitos, SA may request additional documentation or information depending on the case. Caixa Geral de Depósitos, SA performs client's identity verification via video call.

Ways to Bank

Caixa Geral de Depósitos, SA delivers its products and services through both direct and indirect channels, namely:
branch
online banking
mobile app

Financials

Total Assets of Caixa Geral de Depósitos, SA
Net_income of Caixa Geral de Depósitos, SA
Total Assets (2018)
88,582.67 mln EUR  (-5.00%)
Net Income (2018)
537.63 mln EUR  (+934.97%)
Number of Employees (2018)
7,244  (-5.79%)

In 2018 total assets of Caixa Geral de Depósitos, SA were 88 582,67 mln EUR. In 2018 the bank's net income was 537,63 mln EUR. Caixa Geral de Depósitos, SA had 7 244 employees in 2018.

Credit Ratings

Fitch: BB+
AAA
AA+, AA, AA-
A+, A, A-
BBB+, BBB, BBB-
BB+, BB, BB-
B+, B, B-
CCC, CC, C, RD, D
Moodys: Baa1
Aaa
Aa1, Aa2, Aa3
A1, A2, A3
Baa1, Baa2, Baa3, Baa4
Ba1, Ba2, Ba3
B1, B2, B3
Caa1, Caa2, Caa3, Ca

Caixa Geral de Depósitos, SA is rated by Fitch, Moody's. Long-term credit rating assigned to the bank by Fitch is BB+ (speculative). Long-term credit rating assigned to the bank by Moody's is Baa1 (lower medium grade).

Deposit Guarantee

Protected Amount
up to 100,000 EUR
Guarantee Fund
Fundo de Garantia de Depósitos (FGD)
Covered Depositors
natural persons
legal entities
Covered Accounts
current accounts
savings accounts
time deposit accounts

Caixa Geral de Depósitos, SA participates in the deposit guarantee scheme of Portugal. This deposit guarantee scheme applies to current accounts, savings accounts, time deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR per bank per depositor. Caixa Geral de Depósitos, SA is a member of Fundo de Garantia de Depósitos (FGD) and makes its contributions into it.

Contacts

Av. João XXI, 63, 1000-300, Lisboa, Portugal

Caixa Geral de Depósitos, SA is headquartered in Lisboa.

Bank Identifiers

BIC (SWIFT)
CGDIPTPL
LEI
TO822O0VT80V06K0FH57
Company Number
500960046
MFI ID
PT35

See Also

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