Caixa Geral de Depósitos, SA

Business Summary

Services
retail banking
corporate banking
investment banking
asset management
insurance
Products
current accounts
debit cards
credit cards
prepaid cards
savings accounts
time deposit accounts
consumer loans
mortgage loans (2.43 - 2.43 %)
Area Served
PTPortugal
Account Currencies
EUEUR
AUAUD
CACAD
CHCHF
CNCNY
CZCZK
DKDKK
GBGBP
HKHKD
HUHUF
JPJPY
MOMOP
NONOK
NZNZD
PLPLN
SESEK
SGSGD
USUSD
ZAZAR
Card Providers
VisaVisa

Caixa Geral de Depósitos, SA provides products and services in the areas of retail banking, corporate banking, investment banking, asset management, insurance. The range of products offered by Caixa Geral de Depósitos, SA includes current accounts, debit cards, credit cards, prepaid cards, savings accounts, time deposit accounts, consumer loans, mortgage loans (2.43 - 2.43 %).

Account Opening

Account Opening Procedure
completely online

Opening an account with Caixa Geral de Depósitos, SA can be done by performing the following steps: completely online.

Required Documents
passport
proof of address
employment details
application form

Caixa Geral de Depósitos, SA requires the following documents to open a personal bank account: passport; proof of address; employment details; application form.

While opening a bank account Caixa Geral de Depósitos, SA has to perform KYC procedure and comply with AML requirements. KYC procedure usually includes obtaining the information about customer identity, residential address, current occupation and source of income. KYC checks performed by Caixa Geral de Depósitos, SA and the documents used are outlined below.

Identity Verification
passport
any one of the documents above
Address Confirmation
proof of address
any one of the documents above
Current Occupation
employment details
any one of the documents above
Income Source
Forms
application form
all the forms from above

Caixa Geral de Depósitos, SA may require additional documentation or information depending on the case.

Identity Verification
video call

Caixa Geral de Depósitos, SA performs identity verification using video call.

Ways to Bank

Business Channels
branch branch
online banking online banking
mobile app mobile app

Products and services offered by Caixa Geral de Depósitos, SA are available at its branches and via its online banking system, mobile application.

Products

Mortgage Loans

Mortgage loans are secured loans used for real estate financing purposes (for example, purchase of a new or existing property, construction of an own property, property renovation) without paying the entire value up front. A mortgage loan is secured by the collateral of specified real estate property and is repaid in installments. Mortgage loans offered by Caixa Geral de Depósitos, SA are shown in the table below.

Updated on 9 August 2020

Sales Region
PTPortugal
Loan Term
up to 40 years
Min. Variable Rate (p.a.)
12-month EURIBOR + 1.75 %
Max. LTV
100.00 %
Mortgage Loan Details
Currency
EUR
Min. Mortgage Amount
5,000 EUR
Min. Variable Rate (p.a.)
12-month EURIBOR + 1.75 %
Fixed Rate Available
Mixed Rate Available
Variable Rate Available
Max. Mortgage Term
40 years
Max. Borrower's Age
80 years
Max. LTV
100.00 %
Mortgage Loan Features

purchase of own permanent home

purchase of land

purchase of second home

construction works

refurbishment works

leasehold housing

PTPortugal: This product is offered to Portuguese residents only. When clicking on the product link you will be redirected to the product page in Portuguese.

See Also

See Also

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