Abanca Corporación Bancaria, SA, Sucursal em Portugal

Business Summary

Services
retail banking
corporate banking
Products
current accounts
debit cards
savings accounts
time deposit accounts
credit cards
consumer loans
car loans
mortgage loans (1.89 - 1.89 %)
Area Served
PTPortugal
Account Currencies
EUEUR
foreign currencies
Card Providers
VisaVisa

Abanca Corporación Bancaria, SA, Sucursal em Portugal provides products and services in the areas of retail banking, corporate banking. The range of products offered by Abanca Corporación Bancaria, SA, Sucursal em Portugal includes current accounts, debit cards, savings accounts, time deposit accounts, credit cards, consumer loans, car loans, mortgage loans (1.89 - 1.89 %).

Account Opening

Account Opening Procedure
visit bank branch

Opening an account with Abanca Corporación Bancaria, SA, Sucursal em Portugal can be done by performing the following steps: visit bank branch.

Required Documents
passport
proof of address
employment details
application form

Abanca Corporación Bancaria, SA, Sucursal em Portugal requires the following documents to open a personal bank account: passport; proof of address; employment details; application form.

While opening a bank account Abanca Corporación Bancaria, SA, Sucursal em Portugal has to perform KYC procedure and comply with AML requirements. KYC procedure usually includes obtaining the information about customer identity, residential address, current occupation and source of income. KYC checks performed by Abanca Corporación Bancaria, SA, Sucursal em Portugal and the documents used are outlined below.

Identity Verification
passport
any one of the documents above
Address Confirmation
proof of address
any one of the documents above
Current Occupation
employment details
any one of the documents above
Income Source
Forms
application form
all the forms from above

Abanca Corporación Bancaria, SA, Sucursal em Portugal may require additional documentation or information depending on the case.

Identity Verification
branch visit

Abanca Corporación Bancaria, SA, Sucursal em Portugal performs identity verification using branch visit.

Ways to Bank

Business Channels
branch branch
online banking online banking
mobile app mobile app

Products and services offered by Abanca Corporación Bancaria, SA, Sucursal em Portugal are available at its branches and via its online banking system, mobile application.

Products

Mortgage Loans

Mortgage loans are secured loans used for real estate financing purposes (for example, purchase of a new or existing property, construction of an own property, property renovation) without paying the entire value up front. A mortgage loan is secured by the collateral of specified real estate property and is repaid in installments. Mortgage loans offered by Abanca Corporación Bancaria, SA, Sucursal em Portugal are shown in the table below.

Updated on 11 August 2020

Sales Region
PTPortugal
Loan Term
2 - 45 years
Min. Variable Rate (p.a.)
12-month EURIBOR + 2.20 %
Max. LTV
100.00 %
Mortgage Loan Details
Currency
EUR
Min. Variable Rate (p.a.)
12-month EURIBOR + 2.20 %
Fixed Rate Available
Mixed Rate Available
Variable Rate Available
Min. Mortgage Term
2 years
Max. Mortgage Term
45 years
Max. Borrower's Age
75 years
Max. LTV
100.00 %
Mortgage Loan Features

purchase of own permanent home

purchase of land

purchase of second home

construction works

refurbishment works

leasehold housing

PTPortugal: This product is offered to Portuguese residents only. When clicking on the product link you will be redirected to the product page in Portuguese.

See Also

See Also

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