ALPHA BANK ROMANIA S.A.

Business Summary

Services
retail banking
corporate banking
Products
current accounts
payment cards
savings accounts (0.30 - 0.30 %)
time deposit accounts (0.45 - 0.95 %)
investment funds
consumer loans
mortgage loans
Area Served
RORomania
DEGermany

ALPHA BANK ROMANIA S.A. provides products and services in the areas of retail banking, corporate banking. The range of products offered by ALPHA BANK ROMANIA S.A. includes current accounts, payment cards, savings accounts (0.30 - 0.30 %), time deposit accounts (0.45 - 0.95 %), investment funds, consumer loans, mortgage loans.

Ways to Bank

Business Channels
branch branch
online banking online banking
mobile app mobile app

Products and services offered by ALPHA BANK ROMANIA S.A. are available at its branches and via its online banking system, mobile application.

Mobile Application: Alpha Online Banking

 3.0, 2 Ratings

Alpha Online Banking
Alpha Online Banking
Alpha Online Banking
Alpha Online Banking Supported Languages
GBEnglish

Products

Savings Accounts

Savings accounts are interest-bearing deposits accounts which allow to withdraw money at any time. While providing more flexibility, savings accounts usually offer lower interest rates and shorter deposit terms than time deposit accounts.

ALPHA BANK ROMANIA S.A. offers the following savings accounts.

Updated on 25 May 2020

Tagesgeld
Sales Region
DEGermany
Investment Amount
1 - 100,000 EUR
Interest Rate (p.a.)
0.30 %
Deposit Term
1 - 99 months
Savings Account Details
Product Name
Tagesgeld
Account Currency
EUR
Min. Interest Rate (p.a.)
0.30 %
Max. Interest Rate (p.a.)
0.30 %
Min. Deposit Term
1 month
Max. Deposit Term
99 months
Min. Investment Amount
1 EUR
Max. Investment Amount
100,000 EUR
Interest Frequency
1 times a year

DEGermany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.
Deposit Guarantee. Savings accounts made with ALPHA BANK ROMANIA S.A. are covered by deposit guarantee scheme of Romania up to 100,000 EUR per depositor.
Withholding Tax. Interest gained on savings accounts by non-residents of Romania is taxed at 0.00% rate. When the interest is paid, this tax is automatically withhold by ALPHA BANK ROMANIA S.A. from the savings account. Interest income gained on savings accounts by residents of Romania is not taxed.

See Also

Time Deposit Accounts

Time deposits accounts are interest-bearing deposit accounts offering higher interest rates than savings accounts. However the money deposited to such account cannot be withdrawn for a specified period of time (term).

ALPHA BANK ROMANIA S.A. offers the following time deposit accounts.

Updated on 25 May 2020

Festgeld
Sales Region
DEGermany
Investment Amount
1 - 100,000 EUR
Interest Rate (p.a.)
0.45 - 0.95 %
Deposit Term
6 - 24 months
Time Deposit Account Details
Product Name
Festgeld
Account Currency
EUR
Min. Interest Rate (p.a.)
0.45 %
Max. Interest Rate (p.a.)
0.95 %
Min. Deposit Term
6 months
Max. Deposit Term
24 months
Min. Investment Amount
1 EUR
Max. Investment Amount
100,000 EUR
Interest Frequency
1 times a year

DEGermany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.
Deposit Guarantee. Time deposit accounts made with ALPHA BANK ROMANIA S.A. are covered by deposit guarantee scheme of Romania up to 100,000 EUR per depositor.
Withholding Tax. Interest gained on time deposit accounts by non-residents of Romania is taxed at 0.00% rate. When the interest is paid, this tax is automatically withhold by ALPHA BANK ROMANIA S.A. from the time deposit account. Interest income gained on time deposit accounts by residents of Romania is not taxed.

See Also

See Also

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