BANCA ROMANA DE CREDITE SI INVESTITII SA provides products and services in the areas of retail banking, business banking. BANCA ROMANA DE CREDITE SI INVESTITII SA offers a range of products including savings accounts, time deposit accounts (0.65 - 1.00 %), consumer loans, business loans.
Products and services offered by BANCA ROMANA DE CREDITE SI INVESTITII SA are available at its branches and via its online banking system.
Time deposits accounts are interest-bearing deposit accounts offering higher interest rates than savings accounts. However the money deposited to such account cannot be withdrawn for a specified period of time (term).
BANCA ROMANA DE CREDITE SI INVESTITII SA offers the following time deposit accounts.
Updated on 4 December 2020
Germany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.
Deposit Guarantee. Time deposit accounts made with BANCA ROMANA DE CREDITE SI INVESTITII SA are covered by deposit guarantee scheme of Romania up to 100,000 EUR per depositor.
Withholding Tax. Interest gained on time deposit accounts by non-residents of Romania is taxed at 0.00% rate. When the interest is paid, this tax is automatically withhold by BANCA ROMANA DE CREDITE SI INVESTITII SA from the time deposit account. Interest income gained on time deposit accounts by residents of Romania is not taxed.