BANCA ROMANA DE CREDITE SI INVESTITII SA

Business Summary

Services
retail banking
business banking
Products
savings accounts
time deposit accounts (0.65 - 1.00 %)
consumer loans
business loans
Area Served
RORomania
DEGermany

BANCA ROMANA DE CREDITE SI INVESTITII SA provides products and services in the areas of retail banking, business banking. BANCA ROMANA DE CREDITE SI INVESTITII SA offers a range of products including savings accounts, time deposit accounts (0.65 - 1.00 %), consumer loans, business loans.

Ways to Bank

Business Channels
branch branch
online banking online banking

Products and services offered by BANCA ROMANA DE CREDITE SI INVESTITII SA are available at its branches and via its online banking system.

Products

Time Deposit Accounts

Time deposits accounts are interest-bearing deposit accounts offering higher interest rates than savings accounts. However the money deposited to such account cannot be withdrawn for a specified period of time (term).

BANCA ROMANA DE CREDITE SI INVESTITII SA offers the following time deposit accounts.

Updated on 4 December 2020

Festgeld
Sales Region
DEGermany
Investment Amount
1 - 100,000 EUR
Interest Rate (p.a.)
0.65 - 1.00 %
Deposit Term
6 - 24 months
Time Deposit Account Details
Product Name
Festgeld
Account Currency
EUR
Min. Interest Rate (p.a.)
0.65 %
Max. Interest Rate (p.a.)
1.00 %
Min. Deposit Term
6 months
Max. Deposit Term
24 months
Min. Investment Amount
1 EUR
Max. Investment Amount
100,000 EUR
Interest Frequency
2 times a year

DEGermany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.
Deposit Guarantee. Time deposit accounts made with BANCA ROMANA DE CREDITE SI INVESTITII SA are covered by deposit guarantee scheme of Romania up to 100,000 EUR per depositor.
Withholding Tax. Interest gained on time deposit accounts by non-residents of Romania is taxed at 0.00% rate. When the interest is paid, this tax is automatically withhold by BANCA ROMANA DE CREDITE SI INVESTITII SA from the time deposit account. Interest income gained on time deposit accounts by residents of Romania is not taxed.

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