Banca Comerciala Romana S.A. (BCR) was established in 1990 by taking over the commercial operations of the National Bank of Romania and in 2006 was acquired by Erste Bank (Austria). Banca Comerciala Romana provides universal banking operations (retail, corporate and investment banking, treasury and capital markets), and covers leasing operations, private pensions and housing financing through its subsidiaries.
Banca Comerciala Romana S.A. is the 2nd largest bank in Romania in terms of total assets. In 2018 its total assets were 67 267,00 mln RON, providing the bank with the market share of 15.00%. In 2018 the bank's net income was 970,45 mln RON.
Banca Comerciala Romana S.A. is rated by Fitch, Moody's. Long-term credit rating assigned to the bank by Fitch is BBB+ (good credit quality). Long-term credit rating assigned to the bank by Moody's is Baa3 (lower medium grade).
Banca Comerciala Romana S.A. participates in the deposit guarantee scheme of Romania. This deposit guarantee scheme applies to any credit balance made by natural persons, legal entities and covers up to up to 100,000 EUR per bank per depositor. Banca Comerciala Romana S.A. is a member of Bank Deposit Guarantee Fund (FGDB) and makes its contributions into it.
Banca Comerciala Romana S.A. is a member of Erste Group (Austria).
Banca Comerciala Romana S.A. is headquartered in BUCURESTI.
Banca Comerciala Romana S.A. is authorized and supervised by the National Bank of Romania.