BANCA TRANSILVANIA S.A.

Deposit Guarantee

Deposit Guarantee
Yes (up to 100,000 EUR per depositor)

Deposit guarantee scheme is a financial stability mechanism implemented in many countries to protect bank depositors against the loss of their deposits in the case when a bank is unable to meet its obligations to depositors by compensating certain deposits held by depositors of the bank. This compensation is paid out from the contributions which banks have made into a deposit guarantee fund.

Deposit Guarantee in BANCA TRANSILVANIA S.A.

All credit institutions operating in Romania are obliged to participate in Romanian deposit guarantee scheme.

BANCA TRANSILVANIA S.A. is a member of Bank Deposit Guarantee Fund (FGDB) and makes its contributions into it. In the case of BANCA TRANSILVANIA S.A. failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Maximum Protected Amount
100,000 EUR
Eligible Depositors
natural persons
legal entities
Non-Eligible Depositors
credit institutions
financial institutions
investment firms
insurance and by reinsurance undertakings
pension funds
central, local and regional public authorities
Covered Accounts
any credit balance, including
  • time deposit accounts
  • current accounts
  • savings accounts
  • debit/credit card accounts
Non-Covered Accounts
electronic money
Paid In Currency
RON

Bank Deposit Guarantee Fund (FGDB)

3 Negru Vodă street, A3 Building, 2nd Floor, Sector 3, 030774 Bucharest, Romania
+40 314 232 804

Further Information

See Also

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