|Address||Dvořákovo nábrežie 4, 811 02, Bratislava, Slovakia|
|Products||savings accounts (0.30 - 0.30 %)|
|Deposit Guarantee||Yes (up to 100 000 EUR per depositor)|
|European Presence||2 banks in 2 countries|
Savings accounts are deposits accounts which allow to withdraw money at any time. Postova banka offers the following savings account products:
|Product||Interest Rate (p.a.)||Deposit Term (months)||Product Link|
|Tagesgeld [DE]||0.30 %||1 - 99||View Product|
[DE] This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.
See Also: Savings Accounts in Slovakia
Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.
All credit institutions operating in Slovakia are obliged to participate in Slovakian deposit guarantee scheme.
In the case of Postova banka failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:
|Eligible Depositors||natural persons, legal entities|
|Covered Accounts||any credit balance|
|Maximum Protected Amount||100 000 EUR|
|Paid In Currency||EUR|
Further Information: Deposit Guarantee Scheme in Slovakia
Minimum reserves is the minimum amount of reserves a credit institution is required to hold with a central bank.
|Subject to MRR by ECB||Yes|
|Exempt from MRR by ECB||No|
Any bank can be identified for different purposes and hence can have several different identifiers.
BIC (Business Identifier Code, also known as SWIFT code or SWIFT BIC) is a the mostly used international identifier of financial institutions. SWIFT is the registration authority for BICs. BICs are used in financial transactions, client and counterparty data bases, compliance documents and many others.
A BIC consists of eight or eleven characters, comprising a financial institution code (four characters), a country code (two characters), a location code (two characters) and, optionally, a branch code (three characters).
BIC of Postova banka and its components are shown in the table below.
|Bank BIC Code||POBN|
|Country Code||SK (Slovakia)|
MFI ID (Monetary Financial Institution Identifier) is a code, unique to each institution in the MFI list provided by ECB (European Central Bank). MFI ID is hence applicable to MFIs resident in the European Union.
The code is alphanumerical, with the first two digits representing the two-digit ISO code for the country of residence of the MFI and the remaining number of digits (no limit has been specified) is any combination of alphanumerical characters.
MFI ID of Postova banka is shown in the table below.