Postova Banka was incorporated in 1992 and started its operations in 1993. Postova Banks provides a broad range of retail banking products and services to private individuals, SMEs and companies. In 2000, the Postova Banka signed a long-term agreement on mutual cooperation with Slovak Post and now provides selected banking products and services at the post offices under the common marketing concept.
Postova banka participates in deposit guarantee scheme of Slovakia. This scheme covers accounts up to 100 000 EUR per bank per depositor.
Postova banka is headquartered in Bratislava.
savings accounts (0.30 - 0.30 %)
time deposit accounts
Postova banka provides services in the area of retail banking. The range of products offered by Postova banka includes current accounts, payment cards, savings accounts (0.30 - 0.30 %), time deposit accounts, consumer loans, mortgage loans.
Savings accounts are interest-bearing deposits accounts which allow to withdraw money at any time. While providing more flexibility, savings accounts usually offer lower interest rates and shorter deposit terms than time deposit accounts.
Savings accounts made with Postova banka are covered by deposit guarantee scheme of Slovakia up to 100 000 EUR per depositor. Postova banka offers the following savings accounts.
Updated on 23 April 2018
Germany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.
|Yes (up to 100 000 EUR per depositor)|
Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.
All credit institutions operating in Slovakia are obliged to participate in Slovakian deposit guarantee scheme.
In the case of Postova banka failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:
|Eligible Depositors||natural persons, legal entities|
|Covered Accounts||any credit balance|
|Maximum Protected Amount||100 000 EUR|
|Paid In Currency||EUR|
BIC (Business Identifier Code, also known as SWIFT code or SWIFT BIC) is a the mostly used international identifier of financial institutions. SWIFT is the registration authority for BICs. BICs are used in financial transactions, client and counterparty data bases, compliance documents and many others.
A BIC consists of eight or eleven characters, comprising a financial institution code (four characters), a country code (two characters), a location code (two characters) and, optionally, a branch code (three characters).
BIC of Postova banka and its components are shown in the table below.
|Bank BIC Code||POBN|
|Country Code||SK (Slovakia)|
MFI ID (Monetary Financial Institution Identifier) is a code, unique to each institution in the MFI list provided by ECB (European Central Bank). MFI ID is hence applicable to MFIs resident in the European Union.
The code is alphanumerical, with the first two digits representing the two-digit ISO code for the country of residence of the MFI and the remaining number of digits (no limit has been specified) is any combination of alphanumerical characters.
MFI ID of Postova banka is shown in the table below.