Postova banka

Postova Banka was incorporated in 1992 and started its operations in 1993. Postova Banks provides a broad range of retail banking products and services to private individuals, SMEs and companies. In 2000, the Postova Banka signed a long-term agreement on mutual cooperation with Slovak Post and now provides selected banking products and services at the post offices under the common marketing concept.


Retail Banking


Postova banka participates in deposit guarantee scheme of Slovakia. This scheme covers accounts up to 100 000 EUR per bank per depositor.


Dvořákovo nábrežie 4, 811 02, Bratislava, Slovakia

Postova banka is headquartered in Bratislava.

Bank Identifiers


Business Summary

retail banking
current accounts
payment cards
savings accounts (0.30 - 0.30 %)
time deposit accounts
consumer loans
mortgage loans

Postova banka provides services in the area of retail banking. The range of products offered by Postova banka includes current accounts, payment cards, savings accounts (0.30 - 0.30 %), time deposit accounts, consumer loans, mortgage loans.


Savings Accounts

Savings accounts are interest-bearing deposits accounts which allow to withdraw money at any time. While providing more flexibility, savings accounts usually offer lower interest rates and shorter deposit terms than time deposit accounts.

Savings accounts made with Postova banka are covered by deposit guarantee scheme of Slovakia up to 100 000 EUR per depositor. Postova banka offers the following savings accounts.

Updated on 23 April 2018

Sales Region
Account Currency
Interest Rate (p.a.)
0.30 %
Deposit Term (months)
1 - 99
Savings Account Details
Product Name
Account Currency
Interest Rate (p.a.)
0.30 %
Deposit Term (months)
1 - 99
Investment Amount
5000 - 100000 EUR
Interest Frequency
1 times a year

Germany: This product is offered to German residents only. When clicking on the product link you will be redirected to the product page in German.

See Also

Deposit Guarantee

Deposit Guarantee
Yes (up to 100 000 EUR per depositor)

Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.

All credit institutions operating in Slovakia are obliged to participate in Slovakian deposit guarantee scheme.

In the case of Postova banka failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Eligible Depositors  natural persons, legal entities
Covered Accounts  any credit balance
Maximum Protected Amount  100 000 EUR
Paid In Currency  EUR

Further Information


BIC (Business Identifier Code, also known as SWIFT code or SWIFT BIC) is a the mostly used international identifier of financial institutions. SWIFT is the registration authority for BICs. BICs are used in financial transactions, client and counterparty data bases, compliance documents and many others.

A BIC consists of eight or eleven characters, comprising a financial institution code (four characters), a country code (two characters), a location code (two characters) and, optionally, a branch code (three characters).

BIC of Postova banka and its components are shown in the table below.

Bank BIC Code  POBN
Country Code  SK (Slovakia)
Location Code  BA
Branch Code  XXX


MFI ID (Monetary Financial Institution Identifier) is a code, unique to each institution in the MFI list provided by ECB (European Central Bank). MFI ID is hence applicable to MFIs resident in the European Union.

The code is alphanumerical, with the first two digits representing the two-digit ISO code for the country of residence of the MFI and the remaining number of digits (no limit has been specified) is any combination of alphanumerical characters.

MFI ID of Postova banka is shown in the table below.

MFI ID  SK31340890

European Presence: 2 banks in 2 countries

Postova banka operates under the brand name Postova Banka. This banking brand has presence in the following European countries and selected dependent territories of the European countries:

Czech Republic


  •  (this bank) Postova banka (Bratislava)