UniCredit is one of the largest European commercial banks. UniCredit is focused on providing financial products and services in Western and Central and Eastern Europe. UniCredit has 4 main business lines: commercial banking (including retail, direct, private and business banking), corporate and investment banking, asset management and asset gathering. UniCredit Bank Czech Republic and Slovakia operates as a branch of UniCredit Bank Czech Republic a. s. (Czech Republic).
|Yes (up to 100 000 EUR per depositor)|
Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.
All branches of foreign banks operating in Slovakia participate in deposit guarantee schemes of their home countries. This means that UniCredit Bank Czech Republic and Slovakia participates in the deposit guarantee scheme of the Czech Republic.
In the case of UniCredit Bank Czech Republic and Slovakia failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:
|Eligible Depositors||natural persons, legal entities|
|Covered Accounts||current accounts, savings accounts, term accounts, deposit accounts, saving books|
|Covered Currencies||all (Czech crowns and foreign currencies)|
|Maximum Protected Amount||100 000 EUR|
|Paid In Currency||CZK|
Any bank can be identified for different purposes and hence can have several different identifiers.
BIC (Business Identifier Code, also known as SWIFT code or SWIFT BIC) is a the mostly used international identifier of financial institutions. SWIFT is the registration authority for BICs. BICs are used in financial transactions, client and counterparty data bases, compliance documents and many others.
A BIC consists of eight or eleven characters, comprising a financial institution code (four characters), a country code (two characters), a location code (two characters) and, optionally, a branch code (three characters).
BIC of UniCredit Bank Czech Republic and Slovakia and its components are shown in the table below.
|Bank BIC Code||UNCR|
|Country Code||SK (Slovakia)|
MFI ID (Monetary Financial Institution Identifier) is a code, unique to each institution in the MFI list provided by ECB (European Central Bank). MFI ID is hence applicable to MFIs resident in the European Union.
The code is alphanumerical, with the first two digits representing the two-digit ISO code for the country of residence of the MFI and the remaining number of digits (no limit has been specified) is any combination of alphanumerical characters.
MFI ID of UniCredit Bank Czech Republic and Slovakia is shown in the table below.