Address  Michalská 18, 815 63, Bratislava, Slovakia
Member of Group   KBC (Belgium)
Credit Ratings (as of Apr 2016)
    Fitch  - (not rated)
    Moody's  Baa1 (lower medium grade)
    S&P's  - (not rated)
Deposit Guarantee  Yes (up to 100 000 EUR per depositor)
Bank Identifiers
    MFI ID  SK36854140
European Presence  2 banks in 1 countries

CSOB (KBC) located at Slovakia, Bratislava is a member of a banking group KBC (Belgium). It is one of 31 credit institutions operating in Slovakia.

Credit Ratings

Credit Rating is an opinion of a credit rating agency about credit worthiness of a company or a government.
Of the 'Big Three' rating agencies, CSOB (KBC) is rated by Moody's.

Credit ratings assigned to CSOB (KBC) as of April 2016 are shown in details in the following sections.


Long-term rating for CSOB (KBC) it is set to Baa1 (lower medium grade). Long-term bank deposit rating is Baa1 (lower medium grade). Bank financial strength rating is ba1. Short-term rating is not assigned.

Long-Term Rating  Baa1
Long-Term Bank Deposit Rating  Baa1
Bank Financial Strength Rating  ba1
Short-Term Rating  -
Outlook  stable

Outlook for the ratings of CSOB (KBC) is set to stable (not likely to change).

Deposit Guarantee

Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.

All credit institutions operating in Slovakia are obliged to participate in Slovakian deposit guarantee scheme.

In the case of CSOB (KBC) failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Eligible Depositors  natural persons, legal entities
Covered Accounts  any credit balance
Maximum Protected Amount  100 000 EUR
Paid In Currency  EUR

Further Information: Deposit Guarantee Scheme in Slovakia

ECB Minimum Reserves Requirements (MRR)

Minimum reserves is the minimum amount of reserves a credit institution is required to hold with a central bank.

Subject to MRR by ECB  Yes
Exempt from MRR by ECB  No

Bank Identifiers

Any bank can be identified for different purposes and hence can have several different identifiers.


BIC (Business Identifier Code, also known as SWIFT code or SWIFT BIC) is a the mostly used international identifier of financial institutions. SWIFT is the registration authority for BICs. BICs are used in financial transactions, client and counterparty data bases, compliance documents and many others.

A BIC consists of eight or eleven characters, comprising a financial institution code (four characters), a country code (two characters), a location code (two characters) and, optionally, a branch code (three characters).

BIC of CSOB (KBC) and its components are shown in the table below.

Bank BIC Code  CEKO
Country Code  SK (Slovakia)
Location Code  BX
Branch Code  XXX


MFI ID (Monetary Financial Institution Identifier) is a code, unique to each institution in the MFI list provided by ECB (European Central Bank). MFI ID is hence applicable to MFIs resident in the European Union.

The code is alphanumerical, with the first two digits representing the two-digit ISO code for the country of residence of the MFI and the remaining number of digits (no limit has been specified) is any combination of alphanumerical characters.

MFI ID of CSOB (KBC) is shown in the table below.

MFI ID  SK36854140

European Presence

This bank operates in the following European countries and selected dependent territories of the European countries:


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