Československá obchodná banka, a.s.

Československá obchodná banka (ČSOB Banka) is a universal commercial bank offering a full range of banking products to retail customers, small and medium-sized enterprises, corporate companies.

Business Focus

Private Banking
Corporate Banking

Československá obchodná banka, a.s. is rated by Moody's. Long-term credit rating assigned to the bank by Moody's is Baa1 (lower medium grade).

Československá obchodná banka, a.s. participates in deposit guarantee scheme of Slovakia. This scheme covers accounts up to 100 000 EUR per bank per depositor.

Member of Group

 KBC (Belgium)

Československá obchodná banka, a.s. is a member of KBC (Belgium).


Žižkova, 11, 81102, Bratislava, Slovakia

Československá obchodná banka, a.s. is headquartered in Bratislava.

Bank Identifiers


Credit Ratings (as of May 2018)

Fitch Moody's
- (not rated) Baa1 (lower medium grade)

Credit Rating is an opinion of a credit rating agency about credit worthiness of a company or a government. Československá obchodná banka, a.s. is rated by Moody's.

Credit ratings assigned to Československá obchodná banka, a.s. as of May 2018 are shown in details in the following sections.


Long-term rating for Československá obchodná banka, a.s. it is set to Baa1 (lower medium grade). Long-term bank deposit rating is Baa1 (lower medium grade). Baseline credit assessment is ba1. Short-term rating is not assigned.

Long-Term Rating  Baa1
Long-Term Bank Deposit Rating  Baa1
Baseline Credit Assessment  ba1
Short-Term Rating  -
Outlook  positive

Outlook for the ratings of Československá obchodná banka, a.s. is set to positive (may be raised).

Deposit Guarantee

Deposit Guarantee
Yes (up to 100 000 EUR per depositor)

Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.

All credit institutions operating in Slovakia are obliged to participate in Slovakian deposit guarantee scheme.

In the case of Československá obchodná banka, a.s. failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:

Eligible Depositors  natural persons, legal entities
Covered Accounts  any credit balance
Maximum Protected Amount  100 000 EUR
Paid In Currency  EUR

Further Information


BIC (Business Identifier Code, also known as SWIFT code or SWIFT BIC) is a the mostly used international identifier of financial institutions. SWIFT is the registration authority for BICs. BICs are used in financial transactions, client and counterparty data bases, compliance documents and many others.

A BIC consists of eight or eleven characters, comprising a financial institution code (four characters), a country code (two characters), a location code (two characters) and, optionally, a branch code (three characters).

BIC of Československá obchodná banka, a.s. and its components are shown in the table below.

Bank BIC Code  CEKO
Country Code  SK (Slovakia)
Location Code  BX
Branch Code  XXX


MFI ID (Monetary Financial Institution Identifier) is a code, unique to each institution in the MFI list provided by ECB (European Central Bank). MFI ID is hence applicable to MFIs resident in the European Union.

The code is alphanumerical, with the first two digits representing the two-digit ISO code for the country of residence of the MFI and the remaining number of digits (no limit has been specified) is any combination of alphanumerical characters.

MFI ID of Československá obchodná banka, a.s. is shown in the table below.

MFI ID  SK36854140

European Presence: 2 banks in 1 country

Československá obchodná banka, a.s. operates under the brand name Ceskoslovenska Obchodna Banka. This banking brand has presence in the following European countries and selected dependent territories of the European countries: