Československá obchodná banka (ČSOB Banka) is a universal commercial bank offering a full range of banking products to retail customers, small and medium-sized enterprises, corporate companies.
Československá obchodná banka, a.s. is rated by Moody's. Long-term credit rating assigned to the bank by Moody's is Baa1 (lower medium grade). Československá obchodná banka, a.s. participates in deposit guarantee scheme of Slovakia. This scheme covers accounts up to 100 000 EUR per bank per depositor.
Československá obchodná banka, a.s. is a member of KBC (Belgium). Československá obchodná banka, a.s. is headquartered in Bratislava.
|- (not rated)||Baa1 (lower medium grade)|
Credit Rating is an opinion of a credit rating agency about credit worthiness of a company or a government. Československá obchodná banka, a.s. is rated by Moody's.
Credit ratings assigned to Československá obchodná banka, a.s. as of April 2016 are shown in details in the following sections.
Long-term rating for Československá obchodná banka, a.s. it is set to Baa1 (lower medium grade). Long-term bank deposit rating is Baa1 (lower medium grade). Bank financial strength rating is ba1. Short-term rating is not assigned.
|Long-Term Bank Deposit Rating||Baa1|
|Bank Financial Strength Rating||ba1|
Outlook for the ratings of Československá obchodná banka, a.s. is set to stable (not likely to change).
|Yes (up to 100 000 EUR per depositor)|
Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.
All credit institutions operating in Slovakia are obliged to participate in Slovakian deposit guarantee scheme.
In the case of Československá obchodná banka, a.s. failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:
|Eligible Depositors||natural persons, legal entities|
|Covered Accounts||any credit balance|
|Maximum Protected Amount||100 000 EUR|
|Paid In Currency||EUR|
Any bank can be identified for different purposes and hence can have several different identifiers.
BIC (Business Identifier Code, also known as SWIFT code or SWIFT BIC) is a the mostly used international identifier of financial institutions. SWIFT is the registration authority for BICs. BICs are used in financial transactions, client and counterparty data bases, compliance documents and many others.
A BIC consists of eight or eleven characters, comprising a financial institution code (four characters), a country code (two characters), a location code (two characters) and, optionally, a branch code (three characters).
BIC of Československá obchodná banka, a.s. and its components are shown in the table below.
|Bank BIC Code||CEKO|
|Country Code||SK (Slovakia)|
MFI ID (Monetary Financial Institution Identifier) is a code, unique to each institution in the MFI list provided by ECB (European Central Bank). MFI ID is hence applicable to MFIs resident in the European Union.
The code is alphanumerical, with the first two digits representing the two-digit ISO code for the country of residence of the MFI and the remaining number of digits (no limit has been specified) is any combination of alphanumerical characters.
MFI ID of Československá obchodná banka, a.s. is shown in the table below.