Andbank

Financial Positions

Total Assets (2017)
4,423.24 mln EUR  (-11.33%)
Total Equity (2017)
507.44 mln EUR  (+6.07%)

In 2017 total assets of Andbank were 4,423.24 mln EUR. Decline compared to the previous period (2016) was -11.33%. The evolution of the total assets of Andbank is shown at Chart 1 below.

Total Assets of Andbank.

Chart 1. Total Assets of Andbank.

Recent changes in total assets of Andbank and its main components are shown in Table 1.

2016 2017 % change
Loans to customers 1,604.3
Bonds and other fixed-income securities 1,149.8
Cash and deposits with Central Banks 1,595.4 1,447.0 -9.30%
Financial assets held for trading 426.3 339.5 -20.37%
Available for sale financial assets 318.1 230.5 -27.54%
Loans and advances 1,703.1 1,664.6 -2.26%
Financial assets held to maturity 449.1 291.6 -35.08%
Total Assets 4,988.7 4,423.2 -11.33%

Table 1. Recent changes in total assets of Andbank (mln EUR).

Recent changes in total liabilities of Andbank and its main components are shown in Table 2.

2016 2017 % change
Customer deposits 3,440.7
Trading financial liabilities 28.2 58.1 +106.08%
Financial liabilities at amortised cost 4,210.5 3,709.3 -11.90%
Total Liabilities 4,988.7 4,423.2 -11.33%

Table 2. Recent changes in total liabilities of Andbank (mln EUR).

Profit and Loss

Gross Profit (2017)
219.59 mln EUR  (-14.19%)
Operating Income (2017)
40.85 mln EUR  (-30.00%)
Net Income (2017)
38.80 mln EUR  (-12.20%)

In 2017 gross profit of Andbank was 219.59 mln EUR. Decline compared to the previous period (2016) was -14.19%. The evolution of the gross profit of Andbank is shown at Chart 2 below.

Gross Profit of Andbank.

Chart 2. Gross Profit of Andbank.

Recent changes in gross profit of Andbank and its main components are shown in Table 3.

2016 2017 % change
Interest Income 74.7 52.4 -29.89%
Interest Charges -36.8 -23.3 -36.55%
Net Interest Income 38.1 29.3 -23.09%
Net Commission Income 162.4 147.0 -9.49%
Gross Profit 255.9 219.6 -14.19%

Table 3. Recent changes in gross profit of Andbank (mln EUR).

In 2017 net income of Andbank was 38.80 mln EUR. Decline compared to the previous period (2016) was -12.20%. The evolution of the net income of Andbank is shown at Chart 3 below.

Net Income of Andbank.

Chart 3. Net Income of Andbank.

Number of Employees

Number of Employees (2015)
1,181  (+17.16%)

In 2015 there were 1,181 employees of Andbank. Growth compared to the previous period (2014) was 17.16%. The evolution of the number of employees of Andbank is shown at Chart 4 below.

Number of Employees of Andbank.

Chart 4. Number of Employees of Andbank.