Crèdit Andorrà, SA

Financial Positions

Total Assets (2018)
5,182.23 mln EUR  (-5.09%)
Total Equity (2018)
425.37 mln EUR  (+1.01%)

In 2018 total assets of Crèdit Andorrà, SA were 5,182.23 mln EUR. Decline compared to the previous period (2017) was -5.09%. The evolution of the total assets of Crèdit Andorrà, SA is shown at Chart 1 below.

Total Assets of Crèdit Andorrà, SA.

Chart 1. Total Assets of Crèdit Andorrà, SA.

Recent changes in total assets of Crèdit Andorrà, SA and its main components are shown in Table 1.

2017 2018 % change
Cash and deposits with Central Banks 251.3 343.6 +36.73%
Financial assets held for trading 5.5 12.6 +126.43%
Available for sale financial assets 270.1 187.8 -30.49%
Loans and advances 2,647.4 3,764.3 +42.19%
Financial assets held to maturity 1,603.4
Total Assets 5,459.9 5,182.2 -5.09%

Table 1. Recent changes in total assets of Crèdit Andorrà, SA (mln EUR).

Recent changes in total liabilities of Crèdit Andorrà, SA and its main components are shown in Table 2.

2017 2018 % change
Trading financial liabilities 4.8 10.4 +118.04%
Financial liabilities at amortised cost 4,494.0 4,282.2 -4.71%
Total Liabilities 5,459.9 5,182.2 -5.09%

Table 2. Recent changes in total liabilities of Crèdit Andorrà, SA (mln EUR).

Profit and Loss

Gross Profit (2018)
172.55 mln EUR  (-13.29%)
Operating Income (2018)
39.05 mln EUR  (-31.58%)
Net Income (2018)
36.35 mln EUR  (-28.10%)

In 2018 gross profit of Crèdit Andorrà, SA was 172.55 mln EUR. Decline compared to the previous period (2017) was -13.29%. The evolution of the gross profit of Crèdit Andorrà, SA is shown at Chart 2 below.

Gross Profit of Crèdit Andorrà, SA.

Chart 2. Gross Profit of Crèdit Andorrà, SA.

Recent changes in gross profit of Crèdit Andorrà, SA and its main components are shown in Table 3.

2017 2018 % change
Interest Income 70.2 72.9 +3.83%
Interest Charges -31.5 -26.4 -16.13%
Net Interest Income 42.4 47.2 +11.19%
Net Commission Income 125.5 93.3 -25.69%
Gross Profit 199.0 172.6 -13.29%

Table 3. Recent changes in gross profit of Crèdit Andorrà, SA (mln EUR).

In 2018 net income of Crèdit Andorrà, SA was 36.35 mln EUR. Decline compared to the previous period (2017) was -28.10%. The evolution of the net income of Crèdit Andorrà, SA is shown at Chart 3 below.

Net Income of Crèdit Andorrà, SA.

Chart 3. Net Income of Crèdit Andorrà, SA.

Number of Employees

Number of Employees (2015)
813  (+8.40%)

In 2015 there were 813 employees of Crèdit Andorrà, SA. Growth compared to the previous period (2014) was 8.40%. The evolution of the number of employees of Crèdit Andorrà, SA is shown at Chart 4 below.

Number of Employees of Crèdit Andorrà, SA.

Chart 4. Number of Employees of Crèdit Andorrà, SA.

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