Deutsche Zentral Genossenschaftsbank (DZ Bank, eng: German Central Bank of Cooperative Banks) is the central institution and a parent holding company of DZ Bank Group (Germany). DZ Bank is the subsidiary partner of almost 900 local cooperative banks in Germany (Volksbanks and Raiffeisenbanks) providing the banks with liquidity balancing and reliable refinancing management services. DZ Bank is an internationally oriented bank, providing SMEs with corporate finance products. In investment banking DZ Bank specialises in fixed income and private-customer-focused securities services. DZ BANK AG Deutsche Zentral-Genossenschaftsbank, Frankfurt am Main Spółka Akcyjna Oddział w Polsce operated as a branch of DZ BANK AG Deutsche Zentral-Genossenschaftsbank, Frankfurt am Main (Germany).
|Current Accounts||from 0.00 PLN p.a.|
|Time Deposit Accounts||up to 1.30 %|
|Consumer Loans||from 5.12 %|
|Yes (up to 100 000 EUR per depositor)|
Deposit Guarantee Schemes compensate certain deposits held by depositors of a bank that becomes unable to meet its obligations.
All branches of German banks operating abroad participate in the deposit guarantee scheme of Germany.
In the case of DZ BANK AG Deutsche Zentral-Genossenschaftsbank, Frankfurt am Main Spółka Akcyjna Oddział w Polsce failure, eligible depositors having covered accounts in this bank will be paid out the following compensation:
|Covered Accounts||all deposit accounts (deposits on current accounts and savings accounts, overnight money or time deposits, registered savings bonds, and similar)|
|Covered Currencies||EU currencies|
|Maximum Protected Amount||100 000 EUR|
|Paid In Currency||EUR|
Any bank can be identified for different purposes and hence can have several different identifiers.
MFI ID (Monetary Financial Institution Identifier) is a code, unique to each institution in the MFI list provided by ECB (European Central Bank). MFI ID is hence applicable to MFIs resident in the European Union.
The code is alphanumerical, with the first two digits representing the two-digit ISO code for the country of residence of the MFI and the remaining number of digits (no limit has been specified) is any combination of alphanumerical characters.
MFI ID of DZ BANK AG Deutsche Zentral-Genossenschaftsbank, Frankfurt am Main Spółka Akcyjna Oddział w Polsce is shown in the table below.